A Message From Our CEO
At Essent, reliability, sustainability and doing the right thing are at the forefront of our mission to be a best-in-class partner to the housing finance industry, responsibly offering mortgage insurance, reinsurance and risk management products to mortgage lenders and investors.
We believe our long-term success not only depends on our business strategy, but also on keeping our promises to customers, employees and aspiring homebuyers in communities across the United States.
Integrity, Service, Innovation and Community ― these core values are the building blocks of our ESG practices and our business.
We take a top-down approach to ESG starting with our Board of Directors which oversees our Code of Conduct, corporate culture, employee engagement, diversity, environmental awareness and community involvement, as well as cybersecurity.
From a business perspective, private mortgage insurance (MI) plays an important role in ensuring lowdown-payment borrowers have access to affordable mortgage financing. We are proud to share that since our inception, Essent MI has helped more than 2.5 million homebuyers become successful homeowners or retain homeownership in communities across the country.
Our employees are at the core of who we are at Essent. Our robust benefits and workplace policies reflect our commitment to our team and to ensuring that we can continue to create an environment where everyone has an opportunity to grow and excel.
In 2022, Essent donated nearly $1.7 million to more than 40 worthy causes across the country that support children, education, health and housing. We also adopted an ESG technology platform to streamline data collection and reporting into one central repository and will continue to implement this tool as an integral step to further advance our ESG considerations and disclosures.
I am pleased to share our 2023 Sustainability Report, which provides more information on how we are delivering on our ESG commitment for our employees, our business partners and our communities.
Mark A. Casale
Chairman & CEO
March 2023