Sustainability At Essent

We believe our long term success depends not only on our business strategy and competitive advantages, but on keeping our promises to our customers, employees and communities.

Under the direction of our Chief Executive Officer and the Board of Directors, we are committed to supporting (ESG) initiatives that are relevant to the company and align with our companywide dedication to responsible corporate citizenship that positively impacts the communities and people we serve.

Download 2022 Report

A Message From Our CEO

At Essent, our mission is to serve as a trusted, best-in-class partner to the housing finance industry by responsibly offering mortgage insurance, reinsurance and risk management products to mortgage lenders and investors. Together we support affordable and sustainable homeownership. We are proud of our success and the path we are on as a good corporate citizen and member of the mortgage insurance industry.

Essent’s continued success is directly related to our commitment to our Core Values — Integrity, Service, Innovation and Community. These values are the building blocks of Essent’s business and ESG practices.

Essent’s commitment to Integrity starts with our Board’s active oversight of our Code of Business Conduct, as well as our environmental awareness strategy, cybersecurity, corporate culture, employee engagement and diversity and community commitments. In 2021, we designated an ESG officer and created an internal ESG Committee comprised of cross-functional leaders dedicated to advancing our sustainability goals and long-term value creation.

Essent clearly illustrated its promise of Innovation in 2021, launching the next generation of our pricing engine EssentEDGE®, making significant advances in our cloud migration and continuing our investment in the transformation of our operations to deliver a differentiated customer experience. These Innovation initiatives are focused on meeting the growing needs and expectations of our customers. Our Innovation strategy is designed to deliver our best price to our customers and support broadening the accessibility of homeownership.

As a responsible corporate citizen, Essent is dedicated to Service and Community. Essent’s practices make a difference in the communities where we live and work. Our corporate giving and employee volunteer programs are designed to sponsor national and local community organizations with a focus on children, education, health and housing. Please read about the success of our long-term initiatives in education and more recent commitment to community mental health, both of which are included in this report. I am very pleased with the positive impact Essent is making year over year. 

Essent has a talented team of leaders and employees who are dedicated to our business, mission and values. I am pleased to share our 2022 Sustainability Report which illustrates that dedication, as well as our continued focus to being a good neighbor, business partner, employer, community supporter and global citizen. 

Mark A. Casale
Chairman & CEO
March 2022