Financial Strength Ratings*

Essent Guaranty, Inc.

Corporate Ratings Table
AgencyRatingOutlookAffirmed
AM BestAStable10/15/25
Moody'sA2Stable08/06/25
Standard and Poor'sA-Stable01/08/24

Essent Reinsurance Ltd.

Corporate Ratings Table
AgencyRatingOutlookAffirmed
AM BestAStable10/15/25
Standard and Poor'sA-Stable01/08/24

Essent Title Insurance, Inc.

Corporate Ratings Table
AgencyRatingOutlookAffirmed
DemotechA-03/31/25

Issuer Credit Ratings*

Essent Group Ltd.

Corporate Ratings Table
AgencyRatingOutlookAffirmed
Moody's ✝Baa2Stable08/06/25
Standard and Poor'sBBB-Stable06/26/24

Essent Guaranty, Inc.

Corporate Ratings Table
AgencyRatingOutlookAffirmed
AM BestaStable10/15/25
Standard and Poor'sA-Stable01/08/24

Essent Reinsurance Ltd.

Corporate Ratings Table
AgencyRatingOutlookAffirmed
AM BestaStable10/15/25
Standard and Poor'sA-Stable01/08/24

* Note: For more information about A.M. Best ratings, go to ambest.com. For more information about Moody's Investor Service ratings, go to moodys.com. For more information about Standard & Poor’s ratings, go to spratings.com. For more information about Demotech ratings, go to demotech.com.

Note: The Moody’s issuer credit rating shown above has been assigned to Essent Group Ltd’s senior unsecured notes.