William P. Higgins has served as Senior Vice President since 2014. Mr. Higgins brings more than 30 years of wide-ranging experience in the banking, mortgage and financial services industries, covering areas of financial management, capital markets, credit and mortgage operations. From 2006 to 2012, Mr. Higgins was a member of ING Direct USA’s senior management team, serving as chief lending officer. His mortgage-related experience includes various senior positions in finance, operations, credit and capital markets at ContiMortgage Corp. Mr. Higgins began his career as a CPA with KPMG LLP, specializing in financial services and mortgage banking. Mr. Higgins holds a BBA in accounting from the University of Notre Dame.