Essent Group Ltd. (NYSE: ESNT) is a Bermuda-domiciled holding company. Through its subsidiaries, Essent Group serves the housing finance industry by offering mortgage insurance, reinsurance and risk management products to mortgage lenders and investors to support homeownership.

Essent provides private capital to bear mortgage credit risk, enabling lenders and mortgage investors to make mortgage financing available for homeowners.

Essent’s strength is derived from its strong capital position, consistent best-in-class customer service, and collaborative approach to building long-term business relationships.

Essent Group’s major subsidiaries include Essent Guaranty, Inc. and Essent Reinsurance Ltd.

Essent Guaranty, Inc.

Founded in 2008, Essent is a private mortgage insurer, approved by Fannie Mae and Freddie Mac and licensed nationwide.

Headquartered in Radnor, PA, Essent offers private mortgage insurance, also known as mortgage guaranty insurance, MI or private MI, for single-family mortgage loans in the United States, providing private capital to mitigate mortgage credit risk for lenders and investors. This, in turn, allows lenders to make additional mortgage financing available to prospective homeowners.

Focused on managing risk and dedicated to serving as a strong and fair counterparty, Essent is a partner you can trust and rely on — now and for years to come.

Essent is rated A3 by Moody's, A (Excellent) by A.M. Best, and BBB+ by Standard & Poor's.1 As of March 31, 2023, Essent has $231.5 billion of Insurance in Force.

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1 For more information about A.M. Best ratings, go to For more information about Standard & Poor’s ratings, go to Information about Moody’s Investors Service ratings is available at

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Essent Reinsurance Ltd.

Headquartered in Pembroke, Bermuda, Essent Reinsurance Ltd. is a reinsurer of credit risk and holds a Class 3A insurance license issued from the Bermuda Monetary Authority.

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