Sustainability At Essent

We believe our long term success depends not only on our business strategy and competitive advantages, but on keeping our promises to our customers, employees and communities.

Under the direction of our Chief Executive Officer and the Board of Directors, we are committed to supporting (ESG) initiatives that are relevant to the company and align with our companywide dedication to responsible corporate citizenship that positively impacts the communities and people we serve.

Download 2024 Report

A Message From Our CEO

Essent delivered strong financial results in 2023. Our performance continues to reflect the strength of our operating model, the efforts of our dedicated workforce and the support of our nationwide lender partners.

Service, Innovation, Community and Integrity continue to be at the forefront of our mission to be a best-in-class partner to the housing finance industry by responsibly offering mortgage insurance, reinsurance and risk management products to mortgage lenders and investors.

We are proud of our advancements as a leading mortgage insurance (MI) provider and our key role within the housing finance system. Since our inception, Essent MI has helped nearly 3 million homebuyers become successful homeowners or to retain homeownership in communities across the country.

In 2023, we completed the acquisition of our title insurance business. Leveraging our capital, lender network and prudent risk management approach, we are now able to also offer title insurance and closing and settlement services to our lender partners, as well as borrowers and homebuyers.

On the ESG front, we partnered with certain charitable organizations, made donations and connected our employees with volunteer opportunities, contributing nearly $2.0 million to more than 50 worthy causes across the country that support Children, Education, Health and Housing. Additionally, we continued to drive education across the organization around ESG developments as an important input to further advancing our ESG considerations and disclosures.

I am pleased to share this year’s Sustainability Report, which once again illustrates how our corporate governance and hard work help to create stakeholder value and deliver on our core mission to open doors to affordable and sustainable homeownership in communities across the country.

Mark A. Casale
Chairman & CEO
March 2024