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    <link:label id="lab_esnt_CommonClassAAndClassB2Member_AC3B4EE102F5AE211E95F04B48EFE38C_documentation_en-US" xlink:label="lab_esnt_CommonClassAAndClassB2Member_AC3B4EE102F5AE211E95F04B48EFE38C" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information in the aggregate pertaining to Class A and Class B-2 classifications of common stock representing ownership interest in a corporation.</link:label>
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    <link:label id="lab_esnt_CommonStockNumberOfVotesPerShare_2887F8E00943F2052096F04B48EFA720_label_en-US" xlink:label="lab_esnt_CommonStockNumberOfVotesPerShare_2887F8E00943F2052096F04B48EFA720" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock Number of Votes Per Share</link:label>
    <link:label id="lab_esnt_CommonStockNumberOfVotesPerShare_2887F8E00943F2052096F04B48EFA720_documentation_en-US" xlink:label="lab_esnt_CommonStockNumberOfVotesPerShare_2887F8E00943F2052096F04B48EFA720" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the number of votes for each share of common stock held.</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CommonStockNumberOfVotesPerShare_2887F8E00943F2052096F04B48EFA720" xlink:to="lab_esnt_CommonStockNumberOfVotesPerShare_2887F8E00943F2052096F04B48EFA720" xlink:type="arc" />
    <link:label id="lab_esnt_ShareholderVotingRightsOwnershipPercentageThreshold_BF3AE3392A7FF1E738EAF04B48F0B267_terseLabel_en-US" xlink:label="lab_esnt_ShareholderVotingRightsOwnershipPercentageThreshold_BF3AE3392A7FF1E738EAF04B48F0B267" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shareholder ownership threshold for voting rights (as a percent)</link:label>
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    <link:label id="lab_esnt_ShareholderVotingRightsOwnershipPercentageThreshold_BF3AE3392A7FF1E738EAF04B48F0B267_documentation_en-US" xlink:label="lab_esnt_ShareholderVotingRightsOwnershipPercentageThreshold_BF3AE3392A7FF1E738EAF04B48F0B267" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the threshold ownership percentage of outstanding stock for voting rights per share, as defined in the bye-laws.</link:label>
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    <link:label id="lab_esnt_MaximumNumberOfVotesPerShareCertainShareholdersUnder9.5PercentShareholderProvision_F968867AB00437493C62F04B48F029E7_documentation_en-US" xlink:label="lab_esnt_MaximumNumberOfVotesPerShareCertainShareholdersUnder9.5PercentShareholderProvision_F968867AB00437493C62F04B48F029E7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The maximum number of votes per share to which certain shareholders may be limited in the event a shareholder is considered a 9.5% shareholder, as defined in the bye-laws.</link:label>
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    <link:label id="lab_esnt_CommonStockDividendRatePercentageOfIssuePricePerAnnum_6DFAE1E5ACFA8FBBE527F04B48F08A83_terseLabel_en-US" xlink:label="lab_esnt_CommonStockDividendRatePercentageOfIssuePricePerAnnum_6DFAE1E5ACFA8FBBE527F04B48F08A83" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend rate, as a percentage of issue price per annum</link:label>
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    <link:label id="lab_esnt_SharesSoldBySellingShareholders_8FDCC20DBA55A4D8F4A8F04B48F09A8A_terseLabel_en-US" xlink:label="lab_esnt_SharesSoldBySellingShareholders_8FDCC20DBA55A4D8F4A8F04B48F09A8A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares sold by selling shareholders</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionDomain" xlink:label="loc_us-gaap_RelatedPartyTransactionDomain_B455EAF6090FCC20C9C1EC67F199CF3D" xlink:type="locator" />
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    <link:label id="lab_esnt_CapitalMaintenanceAgreementMember_9BC45F4BBA97B59D1662EC67F1994407_documentation_en-US" xlink:label="lab_esnt_CapitalMaintenanceAgreementMember_9BC45F4BBA97B59D1662EC67F1994407" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents an agreement between two wholly-owned insurance subsidiaries of a common parent for one subsidiary to contribute funds, under specified conditions, to maintain the other subsidiary's risk to capital ratio at or below a level, as specified in the agreement, in return for a surplus note.</link:label>
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    <link:loc xlink:href="esnt-20151231.xsd#esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateOtherAdjustments" xlink:label="loc_esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateOtherAdjustments_F3804C81422AFD49CA501A82295C94A9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateOtherAdjustments_F3804C81422AFD49CA501A82295C94A9" xlink:to="lab_esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateOtherAdjustments_F3804C81422AFD49CA501A82295C94A9" xlink:type="arc" />
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    <link:label id="lab_esnt_UnderwritingAgreementsMember_F8FB87B07B85EBCFF342D366F853FE96_terseLabel_en-US" xlink:label="lab_esnt_UnderwritingAgreementsMember_F8FB87B07B85EBCFF342D366F853FE96" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Underwriting agreements</link:label>
    <link:label id="lab_esnt_UnderwritingAgreementsMember_F8FB87B07B85EBCFF342D366F853FE96_label_en-US" xlink:label="lab_esnt_UnderwritingAgreementsMember_F8FB87B07B85EBCFF342D366F853FE96" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Underwriting Agreements [Member]</link:label>
    <link:label id="lab_esnt_UnderwritingAgreementsMember_F8FB87B07B85EBCFF342D366F853FE96_documentation_en-US" xlink:label="lab_esnt_UnderwritingAgreementsMember_F8FB87B07B85EBCFF342D366F853FE96" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents agreements with an outside party to perform to perform underwriting services in connection with the sale of the entity's stock, in an initial public offering or one or more secondary offerings.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_UnderwritingAgreementsMember" xlink:label="loc_esnt_UnderwritingAgreementsMember_F8FB87B07B85EBCFF342D366F853FE96" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_UnderwritingAgreementsMember_F8FB87B07B85EBCFF342D366F853FE96" xlink:to="lab_esnt_UnderwritingAgreementsMember_F8FB87B07B85EBCFF342D366F853FE96" xlink:type="arc" />
    <link:label id="lab_esnt_EssentGroupLimitedMember_AEB7F6CC5CDDBDE91F6ED366F85410ED_terseLabel_en-US" xlink:label="lab_esnt_EssentGroupLimitedMember_AEB7F6CC5CDDBDE91F6ED366F85410ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Essent Group</link:label>
    <link:label id="lab_esnt_EssentGroupLimitedMember_AEB7F6CC5CDDBDE91F6ED366F85410ED_label_en-US" xlink:label="lab_esnt_EssentGroupLimitedMember_AEB7F6CC5CDDBDE91F6ED366F85410ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Essent Group Limited [Member]</link:label>
    <link:label id="lab_esnt_EssentGroupLimitedMember_AEB7F6CC5CDDBDE91F6ED366F85410ED_documentation_en-US" xlink:label="lab_esnt_EssentGroupLimitedMember_AEB7F6CC5CDDBDE91F6ED366F85410ED" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents Essent Group Ltd., a Bermuda-based holding company.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_EssentGroupLimitedMember" xlink:label="loc_esnt_EssentGroupLimitedMember_AEB7F6CC5CDDBDE91F6ED366F85410ED" xlink:type="locator" />
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    <link:label id="lab_us-gaap_RelatedPartyTransactionLineItems_0FEF0F907189D3263C0ED366F854B847_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionLineItems_0FEF0F907189D3263C0ED366F854B847" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Related Party Transactions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionLineItems" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_0FEF0F907189D3263C0ED366F854B847" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_0FEF0F907189D3263C0ED366F854B847" xlink:to="lab_us-gaap_RelatedPartyTransactionLineItems_0FEF0F907189D3263C0ED366F854B847" xlink:type="arc" />
    <link:label id="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_CD183B9B136422A1BF04D366F854D520_terseLabel_en-US" xlink:label="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_CD183B9B136422A1BF04D366F854D520" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of outstanding shares held by investor (less than 10%)</link:label>
    <link:label id="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_CD183B9B136422A1BF04D366F854D520_label_en-US" xlink:label="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_CD183B9B136422A1BF04D366F854D520" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage of Outstanding Shares Held by Investor</link:label>
    <link:label id="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_CD183B9B136422A1BF04D366F854D520_documentation_en-US" xlink:label="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_CD183B9B136422A1BF04D366F854D520" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the percentage of outstanding shares held by investor.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_PercentageOfOutstandingSharesHeldByInvestor" xlink:label="loc_esnt_PercentageOfOutstandingSharesHeldByInvestor_CD183B9B136422A1BF04D366F854D520" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_PercentageOfOutstandingSharesHeldByInvestor_CD183B9B136422A1BF04D366F854D520" xlink:to="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_CD183B9B136422A1BF04D366F854D520" xlink:type="arc" />
    <link:label id="lab_us-gaap_RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty_DC96B74C3DB3F4D0C252D366F8549FB3_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty_DC96B74C3DB3F4D0C252D366F8549FB3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expense incurred</link:label>
    <link:label id="lab_us-gaap_RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty_DC96B74C3DB3F4D0C252D366F8549FB3_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty_DC96B74C3DB3F4D0C252D366F8549FB3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Related Party Transaction, Expenses from Transactions with Related Party</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty" xlink:label="loc_us-gaap_RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty_DC96B74C3DB3F4D0C252D366F8549FB3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty_DC96B74C3DB3F4D0C252D366F8549FB3" xlink:to="lab_us-gaap_RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty_DC96B74C3DB3F4D0C252D366F8549FB3" xlink:type="arc" />
    <link:label id="lab_us-gaap_RelatedPartyTransactionAmountsOfTransaction_FB6AC2C0FCF54380AAE3D366F854768E_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionAmountsOfTransaction_FB6AC2C0FCF54380AAE3D366F854768E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amounts paid</link:label>
    <link:label id="lab_us-gaap_RelatedPartyTransactionAmountsOfTransaction_FB6AC2C0FCF54380AAE3D366F854768E_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionAmountsOfTransaction_FB6AC2C0FCF54380AAE3D366F854768E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Related Party Transaction, Amounts of Transaction</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionAmountsOfTransaction" xlink:label="loc_us-gaap_RelatedPartyTransactionAmountsOfTransaction_FB6AC2C0FCF54380AAE3D366F854768E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionAmountsOfTransaction_FB6AC2C0FCF54380AAE3D366F854768E" xlink:to="lab_us-gaap_RelatedPartyTransactionAmountsOfTransaction_FB6AC2C0FCF54380AAE3D366F854768E" xlink:type="arc" />
    <link:label id="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_646BE451235CC54753CC84DE0D9641FF_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_646BE451235CC54753CC84DE0D9641FF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Related Party Transactions</link:label>
    <link:label id="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_646BE451235CC54753CC84DE0D9641FF_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_646BE451235CC54753CC84DE0D9641FF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Related Party Transactions Disclosure [Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_RelatedPartyTransactionsDisclosureTextBlock" xlink:label="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_646BE451235CC54753CC84DE0D9641FF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_646BE451235CC54753CC84DE0D9641FF" xlink:to="lab_us-gaap_RelatedPartyTransactionsDisclosureTextBlock_646BE451235CC54753CC84DE0D9641FF" xlink:type="arc" />
    <link:label id="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_05635ACC29DEC7E22E287ACA260A4DC2_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_05635ACC29DEC7E22E287ACA260A4DC2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common Shares, issuance cost</link:label>
    <link:label id="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_05635ACC29DEC7E22E287ACA260A4DC2_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_05635ACC29DEC7E22E287ACA260A4DC2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments to Additional Paid in Capital, Stock Issued, Issuance Costs</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_05635ACC29DEC7E22E287ACA260A4DC2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_05635ACC29DEC7E22E287ACA260A4DC2" xlink:to="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalStockIssuedIssuanceCosts_05635ACC29DEC7E22E287ACA260A4DC2" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A5E334970E10BF2D96A82AEA5753B85D_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A5E334970E10BF2D96A82AEA5753B85D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A5E334970E10BF2D96A82AEA5753B85D_label_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A5E334970E10BF2D96A82AEA5753B85D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A5E334970E10BF2D96A82AEA5753B85D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A5E334970E10BF2D96A82AEA5753B85D" xlink:to="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_A5E334970E10BF2D96A82AEA5753B85D" xlink:type="arc" />
    <link:label id="lab_esnt_VestingCriteriaAxis_0DBEBBD659FB471F193D2AEA57532B07_terseLabel_en-US" xlink:label="lab_esnt_VestingCriteriaAxis_0DBEBBD659FB471F193D2AEA57532B07" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting Criteria [Axis]</link:label>
    <link:label id="lab_esnt_VestingCriteriaAxis_0DBEBBD659FB471F193D2AEA57532B07_label_en-US" xlink:label="lab_esnt_VestingCriteriaAxis_0DBEBBD659FB471F193D2AEA57532B07" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Vesting Criteria [Axis]</link:label>
    <link:label id="lab_esnt_VestingCriteriaAxis_0DBEBBD659FB471F193D2AEA57532B07_documentation_en-US" xlink:label="lab_esnt_VestingCriteriaAxis_0DBEBBD659FB471F193D2AEA57532B07" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Information about the type of vesting for share-based compensation awards.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_VestingCriteriaAxis" xlink:label="loc_esnt_VestingCriteriaAxis_0DBEBBD659FB471F193D2AEA57532B07" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_VestingCriteriaAxis_0DBEBBD659FB471F193D2AEA57532B07" xlink:to="lab_esnt_VestingCriteriaAxis_0DBEBBD659FB471F193D2AEA57532B07" xlink:type="arc" />
    <link:label id="lab_esnt_VestingCriteriaDomain_9EB7C4ED9DFBAF4B31E62AEA57533BE9_terseLabel_en-US" xlink:label="lab_esnt_VestingCriteriaDomain_9EB7C4ED9DFBAF4B31E62AEA57533BE9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting Criteria [Domain]</link:label>
    <link:label id="lab_esnt_VestingCriteriaDomain_9EB7C4ED9DFBAF4B31E62AEA57533BE9_label_en-US" xlink:label="lab_esnt_VestingCriteriaDomain_9EB7C4ED9DFBAF4B31E62AEA57533BE9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Vesting Criteria [Domain]</link:label>
    <link:label id="lab_esnt_VestingCriteriaDomain_9EB7C4ED9DFBAF4B31E62AEA57533BE9_documentation_en-US" xlink:label="lab_esnt_VestingCriteriaDomain_9EB7C4ED9DFBAF4B31E62AEA57533BE9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The types of vesting specified for share-based compensation awards.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_VestingCriteriaDomain" xlink:label="loc_esnt_VestingCriteriaDomain_9EB7C4ED9DFBAF4B31E62AEA57533BE9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_VestingCriteriaDomain_9EB7C4ED9DFBAF4B31E62AEA57533BE9" xlink:to="lab_esnt_VestingCriteriaDomain_9EB7C4ED9DFBAF4B31E62AEA57533BE9" xlink:type="arc" />
    <link:label id="lab_esnt_VestingBasedOnServiceAndPerformanceMember_A40AEA5ACE40A859496D2AEA575421A7_terseLabel_en-US" xlink:label="lab_esnt_VestingBasedOnServiceAndPerformanceMember_A40AEA5ACE40A859496D2AEA575421A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Time and Performance- Based Share Awards</link:label>
    <link:label id="lab_esnt_VestingBasedOnServiceAndPerformanceMember_A40AEA5ACE40A859496D2AEA575421A7_label_en-US" xlink:label="lab_esnt_VestingBasedOnServiceAndPerformanceMember_A40AEA5ACE40A859496D2AEA575421A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Vesting Based On Service And Performance [Member]</link:label>
    <link:label id="lab_esnt_VestingBasedOnServiceAndPerformanceMember_A40AEA5ACE40A859496D2AEA575421A7_documentation_en-US" xlink:label="lab_esnt_VestingBasedOnServiceAndPerformanceMember_A40AEA5ACE40A859496D2AEA575421A7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents a share based compensation award with vesting based on a combination of length of service and achievement of performance conditions.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_VestingBasedOnServiceAndPerformanceMember" xlink:label="loc_esnt_VestingBasedOnServiceAndPerformanceMember_A40AEA5ACE40A859496D2AEA575421A7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_VestingBasedOnServiceAndPerformanceMember_A40AEA5ACE40A859496D2AEA575421A7" xlink:to="lab_esnt_VestingBasedOnServiceAndPerformanceMember_A40AEA5ACE40A859496D2AEA575421A7" xlink:type="arc" />
    <link:label id="lab_esnt_VestingBasedOnServiceMember_FC7654E17297E99B52712AEA5754F660_terseLabel_en-US" xlink:label="lab_esnt_VestingBasedOnServiceMember_FC7654E17297E99B52712AEA5754F660" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Time-Based Share Awards</link:label>
    <link:label id="lab_esnt_VestingBasedOnServiceMember_FC7654E17297E99B52712AEA5754F660_label_en-US" xlink:label="lab_esnt_VestingBasedOnServiceMember_FC7654E17297E99B52712AEA5754F660" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Vesting Based On Service [Member]</link:label>
    <link:label id="lab_esnt_VestingBasedOnServiceMember_FC7654E17297E99B52712AEA5754F660_documentation_en-US" xlink:label="lab_esnt_VestingBasedOnServiceMember_FC7654E17297E99B52712AEA5754F660" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents a share based compensation award with vesting based on length of service.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_VestingBasedOnServiceMember" xlink:label="loc_esnt_VestingBasedOnServiceMember_FC7654E17297E99B52712AEA5754F660" xlink:type="locator" />
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    <link:label id="lab_us-gaap_AwardTypeAxis_F5D7FA76BB41269EF1BE2AEA5754D140_terseLabel_en-US" xlink:label="lab_us-gaap_AwardTypeAxis_F5D7FA76BB41269EF1BE2AEA5754D140" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Award Type [Axis]</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="loc_us-gaap_AwardTypeAxis_F5D7FA76BB41269EF1BE2AEA5754D140" xlink:type="locator" />
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved12PercentMember_F69C4965373ECD8176BE2AEA57594332" xlink:to="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved12PercentMember_F69C4965373ECD8176BE2AEA57594332" xlink:type="arc" />
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember_4049C905B74B48CFEDDB2AEA575981CE_terseLabel_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember_4049C905B74B48CFEDDB2AEA575981CE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth 13%</link:label>
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember_4049C905B74B48CFEDDB2AEA575981CE_label_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember_4049C905B74B48CFEDDB2AEA575981CE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth Achieved13 Percent [Member]</link:label>
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember_4049C905B74B48CFEDDB2AEA575981CE_documentation_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember_4049C905B74B48CFEDDB2AEA575981CE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to 13% compounded annual book value per share growth achieved.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember" xlink:label="loc_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember_4049C905B74B48CFEDDB2AEA575981CE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember_4049C905B74B48CFEDDB2AEA575981CE" xlink:to="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember_4049C905B74B48CFEDDB2AEA575981CE" xlink:type="arc" />
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_7080BCE745094031F0892AEA57598D8E_terseLabel_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_7080BCE745094031F0892AEA57598D8E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth 14%</link:label>
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_7080BCE745094031F0892AEA57598D8E_label_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_7080BCE745094031F0892AEA57598D8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth Achieved14 Percent [Member]</link:label>
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_7080BCE745094031F0892AEA57598D8E_documentation_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_7080BCE745094031F0892AEA57598D8E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to 14% compounded annual book value per share growth achieved.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember" xlink:label="loc_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_7080BCE745094031F0892AEA57598D8E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_7080BCE745094031F0892AEA57598D8E" xlink:to="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_7080BCE745094031F0892AEA57598D8E" xlink:type="arc" />
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_C35D257E8593FE3BCD052AEA5759A360_terseLabel_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_C35D257E8593FE3BCD052AEA5759A360" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth 15%</link:label>
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_C35D257E8593FE3BCD052AEA5759A360_label_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_C35D257E8593FE3BCD052AEA5759A360" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth Achieved15 Percent [Member]</link:label>
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_C35D257E8593FE3BCD052AEA5759A360_documentation_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_C35D257E8593FE3BCD052AEA5759A360" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to 15% compounded annual book value per share growth achieved.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember" xlink:label="loc_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_C35D257E8593FE3BCD052AEA5759A360" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_C35D257E8593FE3BCD052AEA5759A360" xlink:to="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_C35D257E8593FE3BCD052AEA5759A360" xlink:type="arc" />
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthRate_12FBDBB2ACABF217F2B52AEA575A05EA_terseLabel_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthRate_12FBDBB2ACABF217F2B52AEA575A05EA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth (as a percent)</link:label>
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthRate_12FBDBB2ACABF217F2B52AEA575A05EA_label_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthRate_12FBDBB2ACABF217F2B52AEA575A05EA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth Rate</link:label>
    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthRate_12FBDBB2ACABF217F2B52AEA575A05EA_documentation_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthRate_12FBDBB2ACABF217F2B52AEA575A05EA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the compounded annual book value per share growth rate, expressed as a percentage.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_CompoundedAnnualBookValuePerShareGrowthRate" xlink:label="loc_esnt_CompoundedAnnualBookValuePerShareGrowthRate_12FBDBB2ACABF217F2B52AEA575A05EA" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CompoundedAnnualBookValuePerShareGrowthRate_12FBDBB2ACABF217F2B52AEA575A05EA" xlink:to="lab_esnt_CompoundedAnnualBookValuePerShareGrowthRate_12FBDBB2ACABF217F2B52AEA575A05EA" xlink:type="arc" />
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_4DD02D471B8E5DB3EB242AEA575AED23_terseLabel_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_4DD02D471B8E5DB3EB242AEA575AED23" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting (as a percent)</link:label>
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_4DD02D471B8E5DB3EB242AEA575AED23_label_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_4DD02D471B8E5DB3EB242AEA575AED23" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_4DD02D471B8E5DB3EB242AEA575AED23" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_4DD02D471B8E5DB3EB242AEA575AED23" xlink:to="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_4DD02D471B8E5DB3EB242AEA575AED23" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_64ED699894CB29214CFE7F4E48317C88_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_64ED699894CB29214CFE7F4E48317C88" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of balances by type of long-lived assets</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_64ED699894CB29214CFE7F4E48317C88_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_64ED699894CB29214CFE7F4E48317C88" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table Text Block]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_64ED699894CB29214CFE7F4E48317C88" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_64ED699894CB29214CFE7F4E48317C88" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_64ED699894CB29214CFE7F4E48317C88" xlink:type="arc" />
    <link:label id="lab_esnt_CapitalMaintenanceAgreementDisclosureTextBlock_2F77711708BD995E72AD8527CA334ABC_terseLabel_en-US" xlink:label="lab_esnt_CapitalMaintenanceAgreementDisclosureTextBlock_2F77711708BD995E72AD8527CA334ABC" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital Maintenance Agreement</link:label>
    <link:label id="lab_esnt_CapitalMaintenanceAgreementDisclosureTextBlock_2F77711708BD995E72AD8527CA334ABC_label_en-US" xlink:label="lab_esnt_CapitalMaintenanceAgreementDisclosureTextBlock_2F77711708BD995E72AD8527CA334ABC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital Maintenance Agreement Disclosure [Text Block]</link:label>
    <link:label id="lab_esnt_CapitalMaintenanceAgreementDisclosureTextBlock_2F77711708BD995E72AD8527CA334ABC_documentation_en-US" xlink:label="lab_esnt_CapitalMaintenanceAgreementDisclosureTextBlock_2F77711708BD995E72AD8527CA334ABC" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">The entire disclosure for the capital maintenance agreement under which the entity guaranty agreed to contribute funds, under specified conditions.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_CapitalMaintenanceAgreementDisclosureTextBlock" xlink:label="loc_esnt_CapitalMaintenanceAgreementDisclosureTextBlock_2F77711708BD995E72AD8527CA334ABC" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CapitalMaintenanceAgreementDisclosureTextBlock_2F77711708BD995E72AD8527CA334ABC" xlink:to="lab_esnt_CapitalMaintenanceAgreementDisclosureTextBlock_2F77711708BD995E72AD8527CA334ABC" xlink:type="arc" />
    <link:label id="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_BD9F769B2760C3457C131A8229E1D7BB_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_BD9F769B2760C3457C131A8229E1D7BB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_BD9F769B2760C3457C131A8229E1D7BB_label_en-US" xlink:label="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_BD9F769B2760C3457C131A8229E1D7BB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_BD9F769B2760C3457C131A8229E1D7BB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_BD9F769B2760C3457C131A8229E1D7BB" xlink:to="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_BD9F769B2760C3457C131A8229E1D7BB" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_9601BD7B23AF5C431FBC1A8229E2C475_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_9601BD7B23AF5C431FBC1A8229E2C475" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_9601BD7B23AF5C431FBC1A8229E2C475_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_9601BD7B23AF5C431FBC1A8229E2C475" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_9601BD7B23AF5C431FBC1A8229E2C475" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_9601BD7B23AF5C431FBC1A8229E2C475" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_9601BD7B23AF5C431FBC1A8229E2C475" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_2B6A75ADD6AEDE7333551A8229E26A9C_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_2B6A75ADD6AEDE7333551A8229E26A9C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_2B6A75ADD6AEDE7333551A8229E26A9C_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_2B6A75ADD6AEDE7333551A8229E26A9C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2B6A75ADD6AEDE7333551A8229E26A9C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2B6A75ADD6AEDE7333551A8229E26A9C" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_2B6A75ADD6AEDE7333551A8229E26A9C" xlink:type="arc" />
    <link:label id="lab_us-gaap_FurnitureAndFixturesMember_BC959901C2CE6D75F09C1A8229E20AF6_terseLabel_en-US" xlink:label="lab_us-gaap_FurnitureAndFixturesMember_BC959901C2CE6D75F09C1A8229E20AF6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Furniture and fixtures</link:label>
    <link:label id="lab_us-gaap_FurnitureAndFixturesMember_BC959901C2CE6D75F09C1A8229E20AF6_label_en-US" xlink:label="lab_us-gaap_FurnitureAndFixturesMember_BC959901C2CE6D75F09C1A8229E20AF6" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Furniture and Fixtures [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_FurnitureAndFixturesMember" xlink:label="loc_us-gaap_FurnitureAndFixturesMember_BC959901C2CE6D75F09C1A8229E20AF6" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FurnitureAndFixturesMember_BC959901C2CE6D75F09C1A8229E20AF6" xlink:to="lab_us-gaap_FurnitureAndFixturesMember_BC959901C2CE6D75F09C1A8229E20AF6" xlink:type="arc" />
    <link:label id="lab_esnt_EquipmentComputerHardwareAndPurchasedSoftwareMember_CFF68B013C5E430246B81AA8DF98B4BB_terseLabel_en-US" xlink:label="lab_esnt_EquipmentComputerHardwareAndPurchasedSoftwareMember_CFF68B013C5E430246B81AA8DF98B4BB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equipment, Computer Hardware And Purchased Software [Member]</link:label>
    <link:label id="lab_esnt_EquipmentComputerHardwareAndPurchasedSoftwareMember_CFF68B013C5E430246B81AA8DF98B4BB_label_en-US" xlink:label="lab_esnt_EquipmentComputerHardwareAndPurchasedSoftwareMember_CFF68B013C5E430246B81AA8DF98B4BB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equipment, Computer Hardware And Purchased Software [Member]</link:label>
    <link:label id="lab_esnt_EquipmentComputerHardwareAndPurchasedSoftwareMember_CFF68B013C5E430246B81AA8DF98B4BB_documentation_en-US" xlink:label="lab_esnt_EquipmentComputerHardwareAndPurchasedSoftwareMember_CFF68B013C5E430246B81AA8DF98B4BB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Equipment, Computer Hardware And Purchased Software [Member]</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_EquipmentComputerHardwareAndPurchasedSoftwareMember_CFF68B013C5E430246B81AA8DF98B4BB" xlink:to="lab_esnt_EquipmentComputerHardwareAndPurchasedSoftwareMember_CFF68B013C5E430246B81AA8DF98B4BB" xlink:type="arc" />
    <link:label id="lab_us-gaap_OfficeEquipmentMember_4E590EF5CDCF271D11831A8229E23B3F_terseLabel_en-US" xlink:label="lab_us-gaap_OfficeEquipmentMember_4E590EF5CDCF271D11831A8229E23B3F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Office equipment</link:label>
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    <link:label id="lab_esnt_EmployeeMember_F91B8444CA4F28DE50F62AEA418BF854_documentation_en-US" xlink:label="lab_esnt_EmployeeMember_F91B8444CA4F28DE50F62AEA418BF854" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Employee [Member]</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_EmployeeMember" xlink:label="loc_esnt_EmployeeMember_F91B8444CA4F28DE50F62AEA418BF854" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_EmployeeMember_F91B8444CA4F28DE50F62AEA418BF854" xlink:to="lab_esnt_EmployeeMember_F91B8444CA4F28DE50F62AEA418BF854" xlink:type="arc" />
    <link:label id="lab_us-gaap_DirectorMember_D7AF8C894487E585663D2AEA418BEF4B_terseLabel_en-US" xlink:label="lab_us-gaap_DirectorMember_D7AF8C894487E585663D2AEA418BEF4B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Director</link:label>
    <link:label id="lab_us-gaap_DirectorMember_D7AF8C894487E585663D2AEA418BEF4B_label_en-US" xlink:label="lab_us-gaap_DirectorMember_D7AF8C894487E585663D2AEA418BEF4B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Director [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_DirectorMember" xlink:label="loc_us-gaap_DirectorMember_D7AF8C894487E585663D2AEA418BEF4B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DirectorMember_D7AF8C894487E585663D2AEA418BEF4B" xlink:to="lab_us-gaap_DirectorMember_D7AF8C894487E585663D2AEA418BEF4B" xlink:type="arc" />
    <link:label id="lab_esnt_CertainEmployeesMember_5D0D086C389891A33EB32AEA418B234D_terseLabel_en-US" xlink:label="lab_esnt_CertainEmployeesMember_5D0D086C389891A33EB32AEA418B234D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Certain Employees</link:label>
    <link:label id="lab_esnt_CertainEmployeesMember_5D0D086C389891A33EB32AEA418B234D_label_en-US" xlink:label="lab_esnt_CertainEmployeesMember_5D0D086C389891A33EB32AEA418B234D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Certain Employees [Member]</link:label>
    <link:label id="lab_esnt_CertainEmployeesMember_5D0D086C389891A33EB32AEA418B234D_documentation_en-US" xlink:label="lab_esnt_CertainEmployeesMember_5D0D086C389891A33EB32AEA418B234D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Certain Employees [Member]</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_CertainEmployeesMember" xlink:label="loc_esnt_CertainEmployeesMember_5D0D086C389891A33EB32AEA418B234D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CertainEmployeesMember_5D0D086C389891A33EB32AEA418B234D" xlink:to="lab_esnt_CertainEmployeesMember_5D0D086C389891A33EB32AEA418B234D" xlink:type="arc" />
    <link:label id="lab_esnt_CertainSeniorManagementMember_A63F498AF8EBA77514252AEA418B2EE4_terseLabel_en-US" xlink:label="lab_esnt_CertainSeniorManagementMember_A63F498AF8EBA77514252AEA418B2EE4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Certain Senior Management</link:label>
    <link:label id="lab_esnt_CertainSeniorManagementMember_A63F498AF8EBA77514252AEA418B2EE4_label_en-US" xlink:label="lab_esnt_CertainSeniorManagementMember_A63F498AF8EBA77514252AEA418B2EE4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Certain Senior Management [Member]</link:label>
    <link:label id="lab_esnt_CertainSeniorManagementMember_A63F498AF8EBA77514252AEA418B2EE4_documentation_en-US" xlink:label="lab_esnt_CertainSeniorManagementMember_A63F498AF8EBA77514252AEA418B2EE4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents some, but not all, of a team of individuals at the highest level of organizational management who have the day-to-day responsibilities of managing the entity.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_CertainSeniorManagementMember" xlink:label="loc_esnt_CertainSeniorManagementMember_A63F498AF8EBA77514252AEA418B2EE4" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CertainSeniorManagementMember_A63F498AF8EBA77514252AEA418B2EE4" xlink:to="lab_esnt_CertainSeniorManagementMember_A63F498AF8EBA77514252AEA418B2EE4" xlink:type="arc" />
    <link:label id="lab_esnt_FormerEmployeesMember_0899DE60D54ADAB6EC7F2AEA418B07D9_terseLabel_en-US" xlink:label="lab_esnt_FormerEmployeesMember_0899DE60D54ADAB6EC7F2AEA418B07D9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Former Employees</link:label>
    <link:label id="lab_esnt_FormerEmployeesMember_0899DE60D54ADAB6EC7F2AEA418B07D9_label_en-US" xlink:label="lab_esnt_FormerEmployeesMember_0899DE60D54ADAB6EC7F2AEA418B07D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Former Employees [Member]</link:label>
    <link:label id="lab_esnt_FormerEmployeesMember_0899DE60D54ADAB6EC7F2AEA418B07D9_documentation_en-US" xlink:label="lab_esnt_FormerEmployeesMember_0899DE60D54ADAB6EC7F2AEA418B07D9" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents persons formerly employed by the Entity.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_FormerEmployeesMember" xlink:label="loc_esnt_FormerEmployeesMember_0899DE60D54ADAB6EC7F2AEA418B07D9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_FormerEmployeesMember_0899DE60D54ADAB6EC7F2AEA418B07D9" xlink:to="lab_esnt_FormerEmployeesMember_0899DE60D54ADAB6EC7F2AEA418B07D9" xlink:type="arc" />
    <link:label id="lab_us-gaap_VestingAxis_EED51B51274E4F4D15FA2AEA418C7C3D_terseLabel_en-US" xlink:label="lab_us-gaap_VestingAxis_EED51B51274E4F4D15FA2AEA418C7C3D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting [Axis]</link:label>
    <link:label id="lab_us-gaap_VestingAxis_EED51B51274E4F4D15FA2AEA418C7C3D_label_en-US" xlink:label="lab_us-gaap_VestingAxis_EED51B51274E4F4D15FA2AEA418C7C3D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Vesting [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_VestingAxis" xlink:label="loc_us-gaap_VestingAxis_EED51B51274E4F4D15FA2AEA418C7C3D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VestingAxis_EED51B51274E4F4D15FA2AEA418C7C3D" xlink:to="lab_us-gaap_VestingAxis_EED51B51274E4F4D15FA2AEA418C7C3D" xlink:type="arc" />
    <link:label id="lab_us-gaap_VestingDomain_193E9C53A5070DF83F472AEA418CAE32_terseLabel_en-US" xlink:label="lab_us-gaap_VestingDomain_193E9C53A5070DF83F472AEA418CAE32" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting [Domain]</link:label>
    <link:label id="lab_us-gaap_VestingDomain_193E9C53A5070DF83F472AEA418CAE32_label_en-US" xlink:label="lab_us-gaap_VestingDomain_193E9C53A5070DF83F472AEA418CAE32" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Vesting [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_VestingDomain" xlink:label="loc_us-gaap_VestingDomain_193E9C53A5070DF83F472AEA418CAE32" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VestingDomain_193E9C53A5070DF83F472AEA418CAE32" xlink:to="lab_us-gaap_VestingDomain_193E9C53A5070DF83F472AEA418CAE32" xlink:type="arc" />
    <link:label id="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_A24DB04BA947A99B024A2AEA418C76DD_terseLabel_en-US" xlink:label="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_A24DB04BA947A99B024A2AEA418C76DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">First Anniversary Of Completion Of Performance Period Vesting</link:label>
    <link:label id="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_A24DB04BA947A99B024A2AEA418C76DD_label_en-US" xlink:label="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_A24DB04BA947A99B024A2AEA418C76DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">First Anniversary Of Completion Of Performance Period Vesting [Member]</link:label>
    <link:label id="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_A24DB04BA947A99B024A2AEA418C76DD_documentation_en-US" xlink:label="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_A24DB04BA947A99B024A2AEA418C76DD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to the vesting of equity-based compensation on the one-year anniversary of the completion of the performance period.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember" xlink:label="loc_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_A24DB04BA947A99B024A2AEA418C76DD" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_A24DB04BA947A99B024A2AEA418C76DD" xlink:to="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_A24DB04BA947A99B024A2AEA418C76DD" xlink:type="arc" />
    <link:label id="lab_esnt_GrantDateVestingMember_30843748B092E55C9DDB2AEA418C60C2_terseLabel_en-US" xlink:label="lab_esnt_GrantDateVestingMember_30843748B092E55C9DDB2AEA418C60C2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Grant Date Vesting</link:label>
    <link:label id="lab_esnt_GrantDateVestingMember_30843748B092E55C9DDB2AEA418C60C2_label_en-US" xlink:label="lab_esnt_GrantDateVestingMember_30843748B092E55C9DDB2AEA418C60C2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Grant Date Vesting [Member]</link:label>
    <link:label id="lab_esnt_GrantDateVestingMember_30843748B092E55C9DDB2AEA418C60C2_documentation_en-US" xlink:label="lab_esnt_GrantDateVestingMember_30843748B092E55C9DDB2AEA418C60C2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to the vesting of equity-based compensation on the grant date.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_GrantDateVestingMember" xlink:label="loc_esnt_GrantDateVestingMember_30843748B092E55C9DDB2AEA418C60C2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_GrantDateVestingMember_30843748B092E55C9DDB2AEA418C60C2" xlink:to="lab_esnt_GrantDateVestingMember_30843748B092E55C9DDB2AEA418C60C2" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_ACA1FF83217E52EB19B52AEA418C0A68_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_ACA1FF83217E52EB19B52AEA418C0A68" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period one</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_ACA1FF83217E52EB19B52AEA418C0A68_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_ACA1FF83217E52EB19B52AEA418C0A68" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Award, Tranche One [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationAwardTrancheOneMember" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_ACA1FF83217E52EB19B52AEA418C0A68" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_ACA1FF83217E52EB19B52AEA418C0A68" xlink:to="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_ACA1FF83217E52EB19B52AEA418C0A68" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_5D62A209B98F52D15DC12AEA418C4C6C_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_5D62A209B98F52D15DC12AEA418C4C6C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period two</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_5D62A209B98F52D15DC12AEA418C4C6C_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_5D62A209B98F52D15DC12AEA418C4C6C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Award, Tranche Two [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationAwardTrancheTwoMember" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_5D62A209B98F52D15DC12AEA418C4C6C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_5D62A209B98F52D15DC12AEA418C4C6C" xlink:to="lab_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_5D62A209B98F52D15DC12AEA418C4C6C" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_2B1A431BF9F2F44006122AEA418CEEF1_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_2B1A431BF9F2F44006122AEA418CEEF1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period three</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_2B1A431BF9F2F44006122AEA418CEEF1_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_2B1A431BF9F2F44006122AEA418CEEF1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Award, Tranche Three [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_ShareBasedCompensationAwardTrancheThreeMember" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_2B1A431BF9F2F44006122AEA418CEEF1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_2B1A431BF9F2F44006122AEA418CEEF1" xlink:to="lab_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_2B1A431BF9F2F44006122AEA418CEEF1" xlink:type="arc" />
    <link:label id="lab_esnt_SharebasedCompensationAwardTrancheFourMember_DFF2BB2A80245A827DBD2AEA418C77C0_terseLabel_en-US" xlink:label="lab_esnt_SharebasedCompensationAwardTrancheFourMember_DFF2BB2A80245A827DBD2AEA418C77C0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period four</link:label>
    <link:label id="lab_esnt_SharebasedCompensationAwardTrancheFourMember_DFF2BB2A80245A827DBD2AEA418C77C0_label_en-US" xlink:label="lab_esnt_SharebasedCompensationAwardTrancheFourMember_DFF2BB2A80245A827DBD2AEA418C77C0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Award, Tranche Four [Member]</link:label>
    <link:label id="lab_esnt_SharebasedCompensationAwardTrancheFourMember_DFF2BB2A80245A827DBD2AEA418C77C0_documentation_en-US" xlink:label="lab_esnt_SharebasedCompensationAwardTrancheFourMember_DFF2BB2A80245A827DBD2AEA418C77C0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-based Compensation Award, Tranche Four [Member]</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_SharebasedCompensationAwardTrancheFourMember" xlink:label="loc_esnt_SharebasedCompensationAwardTrancheFourMember_DFF2BB2A80245A827DBD2AEA418C77C0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_SharebasedCompensationAwardTrancheFourMember_DFF2BB2A80245A827DBD2AEA418C77C0" xlink:to="lab_esnt_SharebasedCompensationAwardTrancheFourMember_DFF2BB2A80245A827DBD2AEA418C77C0" xlink:type="arc" />
    <link:label id="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_79ABD03950132A2B68192AEA418D1EFB_terseLabel_en-US" xlink:label="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_79ABD03950132A2B68192AEA418D1EFB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2013 Plan</link:label>
    <link:label id="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_79ABD03950132A2B68192AEA418D1EFB_label_en-US" xlink:label="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_79ABD03950132A2B68192AEA418D1EFB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Essent Group Limited2013 Long Term Incentive Plan [Member]</link:label>
    <link:label id="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_79ABD03950132A2B68192AEA418D1EFB_documentation_en-US" xlink:label="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_79ABD03950132A2B68192AEA418D1EFB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the Essent Group Limited 2013 Long-term Incentive Plan (2013 Plan).</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_EssentGroupLimited2013LongTermIncentivePlanMember" xlink:label="loc_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_79ABD03950132A2B68192AEA418D1EFB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_79ABD03950132A2B68192AEA418D1EFB" xlink:to="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_79ABD03950132A2B68192AEA418D1EFB" xlink:type="arc" />
    <link:label id="lab_esnt_VestingBasedOnPerformanceMember_1669388EA11B8E2AD7F42AEA418D4122_terseLabel_en-US" xlink:label="lab_esnt_VestingBasedOnPerformanceMember_1669388EA11B8E2AD7F42AEA418D4122" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting Based On Performance [Member]</link:label>
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    <link:label id="lab_esnt_VestingBasedOnPerformanceMember_1669388EA11B8E2AD7F42AEA418D4122_documentation_en-US" xlink:label="lab_esnt_VestingBasedOnPerformanceMember_1669388EA11B8E2AD7F42AEA418D4122" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents a share based compensation award with vesting based on achievement of performance conditions.</link:label>
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    <link:label id="lab_esnt_IncentiveStockOptionsMember_EA0F6CD63373A0CE6C6D2AEA418D1CDE_label_en-US" xlink:label="lab_esnt_IncentiveStockOptionsMember_EA0F6CD63373A0CE6C6D2AEA418D1CDE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Incentive Stock Options [Member]</link:label>
    <link:label id="lab_esnt_IncentiveStockOptionsMember_EA0F6CD63373A0CE6C6D2AEA418D1CDE_documentation_en-US" xlink:label="lab_esnt_IncentiveStockOptionsMember_EA0F6CD63373A0CE6C6D2AEA418D1CDE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents a type of employee stock option that can be granted only to employees and confer a United States tax benefit.</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_206C58630FF3109BC56D2AEA418E7857" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_206C58630FF3109BC56D2AEA418E7857" xlink:type="arc" />
    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_A099CCA37B340615804E2AEA418E8958_terseLabel_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_A099CCA37B340615804E2AEA418E8958" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in number of authorized shares on the first date of each fiscal year</link:label>
    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_A099CCA37B340615804E2AEA418E8958_label_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_A099CCA37B340615804E2AEA418E8958" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Based Compensation Arrangement by Share Based Payment Award, Annual Number of Additional Shares Authorized</link:label>
    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_A099CCA37B340615804E2AEA418E8958_documentation_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_A099CCA37B340615804E2AEA418E8958" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the number of additional shares that may be authorized for issuance annually under an established share-based compensation plan.</link:label>
    <link:loc xlink:href="esnt-20151231.xsd#esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xlink:label="loc_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_A099CCA37B340615804E2AEA418E8958" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_A099CCA37B340615804E2AEA418E8958" xlink:to="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_A099CCA37B340615804E2AEA418E8958" xlink:type="arc" />
    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares_4E03D7D6CA32C89F92BC2AEA418EC9A6_terseLabel_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares_4E03D7D6CA32C89F92BC2AEA418EC9A6" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in number of authorized shares on the first day of each fiscal year, as a percentage of outstanding Common Shares (as a percent)</link:label>
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    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares_4E03D7D6CA32C89F92BC2AEA418EC9A6_documentation_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares_4E03D7D6CA32C89F92BC2AEA418EC9A6" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the additional shares that may be authorized for issuance annually under an established share-based compensation plan, expressed as a percentage of the entity's outstanding shares.</link:label>
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    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_EFF69376CDED1F8DE7A02AEA418ED9F9_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_EFF69376CDED1F8DE7A02AEA418ED9F9" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of share available for future grant</link:label>
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    <link:label id="lab_esnt_StockConversionRatio_B7509E97B3EAE387ED852AEA418EA5DA_label_en-US" xlink:label="lab_esnt_StockConversionRatio_B7509E97B3EAE387ED852AEA418EA5DA" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Conversion Ratio</link:label>
    <link:label id="lab_esnt_StockConversionRatio_B7509E97B3EAE387ED852AEA418EA5DA_documentation_en-US" xlink:label="lab_esnt_StockConversionRatio_B7509E97B3EAE387ED852AEA418EA5DA" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the ratio applied to the conversion of one type of equity or a class of equity into another type of equity, with the former equity shares divided by the new equity shares.</link:label>
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    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_F915E7FCBC84E46FE5092AEA418EE38B_terseLabel_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_F915E7FCBC84E46FE5092AEA418EE38B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Performance period</link:label>
    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_F915E7FCBC84E46FE5092AEA418EE38B_label_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_F915E7FCBC84E46FE5092AEA418EE38B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Based Compensation Arrangement by Share Based Payment Award Performance Period</link:label>
    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_F915E7FCBC84E46FE5092AEA418EE38B_documentation_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_F915E7FCBC84E46FE5092AEA418EE38B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the period over which a performance condition to the award is measured, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
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    <link:label id="lab_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_B125FA5B4614C2496F9E7F5357A20B10_terseLabel_en-US" xlink:label="lab_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_B125FA5B4614C2496F9E7F5357A20B10" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earned premiums from mortgage guaranty insurance monthly policies as a percentage of total earned premiums</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_B125FA5B4614C2496F9E7F5357A20B10" xlink:to="lab_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_B125FA5B4614C2496F9E7F5357A20B10" xlink:type="arc" />
    <link:label id="lab_esnt_PrimaryMortgageGuarantyInsuranceContractsSinglePremiumPoliciesThresholdPeriodOfCoverage_6E5EB2D087FBDDB2CD697F5357A2ED57_terseLabel_en-US" xlink:label="lab_esnt_PrimaryMortgageGuarantyInsuranceContractsSinglePremiumPoliciesThresholdPeriodOfCoverage_6E5EB2D087FBDDB2CD697F5357A2ED57" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Threshold coverage period for single premium primary mortgage insurance policies</link:label>
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    <link:label id="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_BFFC8C3FC7F7C310E71D7F5357A34837_terseLabel_en-US" xlink:label="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_BFFC8C3FC7F7C310E71D7F5357A34837" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unearned single premium recognized as earned upon notice of policy cancellation due to repayment of insured loan by borrower</link:label>
    <link:label id="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_BFFC8C3FC7F7C310E71D7F5357A34837_label_en-US" xlink:label="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_BFFC8C3FC7F7C310E71D7F5357A34837" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-refundable, Single Premium Primary Mortgage Insurance, Unearned Premium Recognized as Earned upon Cancellation due to Loan Repayment</link:label>
    <link:label id="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_BFFC8C3FC7F7C310E71D7F5357A34837_documentation_en-US" xlink:label="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_BFFC8C3FC7F7C310E71D7F5357A34837" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents, for single premium primary mortgage insurance policies with a nonrefundable premium, the total amount of unearned premium recognized as earned premium upon notification of cancellation due to repayment of the insured loan by the borrower.</link:label>
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    <link:label id="lab_us-gaap_SalesRevenueNetMember_53BE6F631DB7FE3393B87F5357A3971B_terseLabel_en-US" xlink:label="lab_us-gaap_SalesRevenueNetMember_53BE6F631DB7FE3393B87F5357A3971B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total revenue</link:label>
    <link:label id="lab_us-gaap_SalesRevenueNetMember_53BE6F631DB7FE3393B87F5357A3971B_label_en-US" xlink:label="lab_us-gaap_SalesRevenueNetMember_53BE6F631DB7FE3393B87F5357A3971B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Sales Revenue, Net [Member]</link:label>
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    <link:label id="lab_us-gaap_IndemnificationGuaranteeMember_C6E8353495DDD838966F83B8AF90E681_terseLabel_en-US" xlink:label="lab_us-gaap_IndemnificationGuaranteeMember_C6E8353495DDD838966F83B8AF90E681" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Indemnifications related to contract underwriting services</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingenciesLineItems" xlink:label="loc_us-gaap_LossContingenciesLineItems_F39DBA88A6DE0F17090083B8AF90685F" xlink:type="locator" />
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    <link:label id="lab_us-gaap_LossContingencyAccrualCarryingValuePayments_95B23B18DBBD4427CB0A83B8AF913852_terseLabel_en-US" xlink:label="lab_us-gaap_LossContingencyAccrualCarryingValuePayments_95B23B18DBBD4427CB0A83B8AF913852" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount paid for remedies</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_LossContingencyAccrualCarryingValuePayments" xlink:label="loc_us-gaap_LossContingencyAccrualCarryingValuePayments_95B23B18DBBD4427CB0A83B8AF913852" xlink:type="locator" />
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    <link:label id="lab_us-gaap_OperatingLeasesRentExpenseNet_1D4E1CA7F48A56B7027A1A8229906E34_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesRentExpenseNet_1D4E1CA7F48A56B7027A1A8229906E34" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Rent expense</link:label>
    <link:label id="lab_us-gaap_OperatingLeasesRentExpenseNet_1D4E1CA7F48A56B7027A1A8229906E34_label_en-US" xlink:label="lab_us-gaap_OperatingLeasesRentExpenseNet_1D4E1CA7F48A56B7027A1A8229906E34" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Leases, Rent Expense, Net</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesRentExpenseNet" xlink:label="loc_us-gaap_OperatingLeasesRentExpenseNet_1D4E1CA7F48A56B7027A1A8229906E34" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesRentExpenseNet_1D4E1CA7F48A56B7027A1A8229906E34" xlink:to="lab_us-gaap_OperatingLeasesRentExpenseNet_1D4E1CA7F48A56B7027A1A8229906E34" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_4E8DD421FB7423500F751A8229904E56_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_4E8DD421FB7423500F751A8229904E56" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Future minimum lease payments of all non-cancelable operating leases</link:label>
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_4E8DD421FB7423500F751A8229904E56_label_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_4E8DD421FB7423500F751A8229904E56" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_4E8DD421FB7423500F751A8229904E56" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_4E8DD421FB7423500F751A8229904E56" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract_4E8DD421FB7423500F751A8229904E56" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_4C8B669A36E1D8A7DA8B1A822990991B_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_4C8B669A36E1D8A7DA8B1A822990991B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2016</link:label>
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_4C8B669A36E1D8A7DA8B1A822990991B_label_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_4C8B669A36E1D8A7DA8B1A822990991B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Leases, Future Minimum Payments Due, Next Twelve Months</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_4C8B669A36E1D8A7DA8B1A822990991B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_4C8B669A36E1D8A7DA8B1A822990991B" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_4C8B669A36E1D8A7DA8B1A822990991B" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_4512ECB6FAEDB61D9D241A822990D630_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_4512ECB6FAEDB61D9D241A822990D630" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2017</link:label>
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_4512ECB6FAEDB61D9D241A822990D630_label_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_4512ECB6FAEDB61D9D241A822990D630" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Two Years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_4512ECB6FAEDB61D9D241A822990D630" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_4512ECB6FAEDB61D9D241A822990D630" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_4512ECB6FAEDB61D9D241A822990D630" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_D194F8EDA8AC832811AA1A8229907EB7_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_D194F8EDA8AC832811AA1A8229907EB7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2018</link:label>
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_D194F8EDA8AC832811AA1A8229907EB7_label_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_D194F8EDA8AC832811AA1A8229907EB7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Three Years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_D194F8EDA8AC832811AA1A8229907EB7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_D194F8EDA8AC832811AA1A8229907EB7" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_D194F8EDA8AC832811AA1A8229907EB7" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_102969E57DDE4A27B7451A8229900F3C_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_102969E57DDE4A27B7451A8229900F3C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2019</link:label>
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_102969E57DDE4A27B7451A8229900F3C_label_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_102969E57DDE4A27B7451A8229900F3C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Four Years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_102969E57DDE4A27B7451A8229900F3C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_102969E57DDE4A27B7451A8229900F3C" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_102969E57DDE4A27B7451A8229900F3C" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_FC6D8BD5E2BB53D1058B1A822990A8C1_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_FC6D8BD5E2BB53D1058B1A822990A8C1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2020</link:label>
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_FC6D8BD5E2BB53D1058B1A822990A8C1_label_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_FC6D8BD5E2BB53D1058B1A822990A8C1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Leases, Future Minimum Payments, Due in Five Years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_FC6D8BD5E2BB53D1058B1A822990A8C1" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_FC6D8BD5E2BB53D1058B1A822990A8C1" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFiveYears_FC6D8BD5E2BB53D1058B1A822990A8C1" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_AE729499AFAD4B462F9F1A822990C4DA_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_AE729499AFAD4B462F9F1A822990C4DA" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2021 and thereafter</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueThereafter_AE729499AFAD4B462F9F1A822990C4DA" xlink:type="locator" />
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    <link:label id="lab_esnt_ExcessMortgageInsuranceCoverageMember_1451C5DC93BA2EB9F94AEA9D57F730F4_terseLabel_en-US" xlink:label="lab_esnt_ExcessMortgageInsuranceCoverageMember_1451C5DC93BA2EB9F94AEA9D57F730F4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reinsurance for mortgage insurance coverage in excess of 25%</link:label>
    <link:label id="lab_esnt_ExcessMortgageInsuranceCoverageMember_1451C5DC93BA2EB9F94AEA9D57F730F4_label_en-US" xlink:label="lab_esnt_ExcessMortgageInsuranceCoverageMember_1451C5DC93BA2EB9F94AEA9D57F730F4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Excess Mortgage Insurance Coverage [Member]</link:label>
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    <link:label id="lab_esnt_QuotaShareReinsuranceTransactionMember_9CBEEB25CCC44F98D535EA9D57F77CDF_terseLabel_en-US" xlink:label="lab_esnt_QuotaShareReinsuranceTransactionMember_9CBEEB25CCC44F98D535EA9D57F77CDF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Quota share reinsurance</link:label>
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    <link:label id="lab_esnt_QuotaShareReinsuranceTransactionMember_9CBEEB25CCC44F98D535EA9D57F77CDF_documentation_en-US" xlink:label="lab_esnt_QuotaShareReinsuranceTransactionMember_9CBEEB25CCC44F98D535EA9D57F77CDF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents an agreement between an insurer and a reinsurer whereby the reinsurer pays an agreed-upon percentage of all losses the insurer sustains.</link:label>
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    <link:label id="lab_esnt_LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage_7B788D3AD4A0F6BD58A0EA9D57F8BE1C_terseLabel_en-US" xlink:label="lab_esnt_LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage_7B788D3AD4A0F6BD58A0EA9D57F8BE1C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential mortgage down payment percentage for which mortgage insurance is generally required</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCostBasisAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCostBasisAbstract_4DAA2EC79AB817B8B6B18527CC4A0D7D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCostBasisAbstract_4DAA2EC79AB817B8B6B18527CC4A0D7D" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCostBasisAbstract_4DAA2EC79AB817B8B6B18527CC4A0D7D" xlink:type="arc" />
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_8965B6263A3631BEA2FC8527CC4A2587_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_8965B6263A3631BEA2FC8527CC4A2587" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Rolling Twelve Months, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_8965B6263A3631BEA2FC8527CC4A2587" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_8965B6263A3631BEA2FC8527CC4A2587" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_8965B6263A3631BEA2FC8527CC4A2587" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_AE5410D27FFBC9C920BD8527CC4A6A0D_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_AE5410D27FFBC9C920BD8527CC4A6A0D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 1 but within 5 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_AE5410D27FFBC9C920BD8527CC4A6A0D_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_AE5410D27FFBC9C920BD8527CC4A6A0D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Rolling Year Two Through Five, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_AE5410D27FFBC9C920BD8527CC4A6A0D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_AE5410D27FFBC9C920BD8527CC4A6A0D" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_AE5410D27FFBC9C920BD8527CC4A6A0D" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BBD18D5B6628B89303F58527CC4AD0A3_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BBD18D5B6628B89303F58527CC4AD0A3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 5 but within 10 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BBD18D5B6628B89303F58527CC4AD0A3_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BBD18D5B6628B89303F58527CC4AD0A3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Rolling Year Six Through Ten, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BBD18D5B6628B89303F58527CC4AD0A3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BBD18D5B6628B89303F58527CC4AD0A3" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_BBD18D5B6628B89303F58527CC4AD0A3" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_01E928D5FC77AD0E7A318527CC4A1A4A_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_01E928D5FC77AD0E7A318527CC4A1A4A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_01E928D5FC77AD0E7A318527CC4A1A4A_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_01E928D5FC77AD0E7A318527CC4A1A4A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Rolling after Year Ten, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_01E928D5FC77AD0E7A318527CC4A1A4A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_01E928D5FC77AD0E7A318527CC4A1A4A" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_01E928D5FC77AD0E7A318527CC4A1A4A" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_4D3DA0723586A720A0398527CC4A3CE2_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_4D3DA0723586A720A0398527CC4A3CE2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Subtotal</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_4D3DA0723586A720A0398527CC4A3CE2_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_4D3DA0723586A720A0398527CC4A3CE2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_4D3DA0723586A720A0398527CC4A3CE2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_4D3DA0723586A720A0398527CC4A3CE2" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_4D3DA0723586A720A0398527CC4A3CE2" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_B4F67C080536C601FCE98527CC4A1062_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_B4F67C080536C601FCE98527CC4A1062" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total amortized investment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAmortizedCost" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_B4F67C080536C601FCE98527CC4A1062" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAmortizedCost_B4F67C080536C601FCE98527CC4A1062" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAmortizedCost_B4F67C080536C601FCE98527CC4A1062" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAbstract_8C56E9DC04C51A29FD878527CC4A4A19_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAbstract_8C56E9DC04C51A29FD878527CC4A4A19" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract_8C56E9DC04C51A29FD878527CC4A4A19" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_8C56E9DC04C51A29FD878527CC4A4A19" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAbstract_8C56E9DC04C51A29FD878527CC4A4A19" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_2486BA4C778FF17E14E88527CC4AC19B_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_2486BA4C778FF17E14E88527CC4AC19B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due in 1 year</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_2486BA4C778FF17E14E88527CC4AC19B_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_2486BA4C778FF17E14E88527CC4AC19B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Next Rolling Twelve Months, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_2486BA4C778FF17E14E88527CC4AC19B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_2486BA4C778FF17E14E88527CC4AC19B" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_2486BA4C778FF17E14E88527CC4AC19B" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_D0347C8818C53964B2078527CC4B76E0_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_D0347C8818C53964B2078527CC4B76E0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 1 but within 5 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_D0347C8818C53964B2078527CC4B76E0_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_D0347C8818C53964B2078527CC4B76E0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Rolling Year Two Through Five, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_D0347C8818C53964B2078527CC4B76E0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_D0347C8818C53964B2078527CC4B76E0" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_D0347C8818C53964B2078527CC4B76E0" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_4163B61C7284DECB04118527CC4BC7C8_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_4163B61C7284DECB04118527CC4BC7C8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 5 but within 10 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_4163B61C7284DECB04118527CC4BC7C8_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_4163B61C7284DECB04118527CC4BC7C8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Rolling Year Six Through Ten, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_4163B61C7284DECB04118527CC4BC7C8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_4163B61C7284DECB04118527CC4BC7C8" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_4163B61C7284DECB04118527CC4BC7C8" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_C5956E8B87F1C8C0A7AB8527CC4B83D8_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_C5956E8B87F1C8C0A7AB8527CC4B83D8" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Due after 10 years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_C5956E8B87F1C8C0A7AB8527CC4B83D8_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_C5956E8B87F1C8C0A7AB8527CC4B83D8" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Rolling after Year Ten, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2014/elts/us-gaap-2014-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_C5956E8B87F1C8C0A7AB8527CC4B83D8" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_C5956E8B87F1C8C0A7AB8527CC4B83D8" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_C5956E8B87F1C8C0A7AB8527CC4B83D8" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_A6DECB8BC1444B6C85018527CC4BDA61_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_A6DECB8BC1444B6C85018527CC4BDA61" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Subtotal</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_A6DECB8BC1444B6C85018527CC4BDA61_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_A6DECB8BC1444B6C85018527CC4BDA61" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available-for-sale Securities, Debt Maturities, Single Maturity Date</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_A6DECB8BC1444B6C85018527CC4BDA61" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_A6DECB8BC1444B6C85018527CC4BDA61" xlink:type="arc" />
    <link:label id="lab_us-gaap_AvailableForSaleSecurities_6E8A1307A5AB22D6368E8527CC4BAECA_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecurities_6E8A1307A5AB22D6368E8527CC4BAECA" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total investments</link:label>
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