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    <link:label id="lab_us-gaap_RevenueRecognitionAbstract_E66797B1547A651DC6B45260A5514946_terseLabel_en-US" xlink:label="lab_us-gaap_RevenueRecognitionAbstract_E66797B1547A651DC6B45260A5514946" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insurance Premium Revenue Recognition</link:label>
    <link:label id="lab_us-gaap_RevenueRecognitionAbstract_E66797B1547A651DC6B45260A5514946_label_en-US" xlink:label="lab_us-gaap_RevenueRecognitionAbstract_E66797B1547A651DC6B45260A5514946" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenue Recognition [Abstract]</link:label>
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    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RevenueRecognitionAbstract_E66797B1547A651DC6B45260A5514946" xlink:to="lab_us-gaap_RevenueRecognitionAbstract_E66797B1547A651DC6B45260A5514946" xlink:type="arc" />
    <link:label id="lab_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_79D4B9A7B197DFDBA2915260A5517C43_terseLabel_en-US" xlink:label="lab_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_79D4B9A7B197DFDBA2915260A5517C43" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earned premiums from mortgage guaranty insurance monthly policies as a percentage of total earned premiums (percent)</link:label>
    <link:label id="lab_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_79D4B9A7B197DFDBA2915260A5517C43_label_en-US" xlink:label="lab_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_79D4B9A7B197DFDBA2915260A5517C43" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Guaranty Insurance Contracts Monthly Policies Earned Premium Percentage of Total</link:label>
    <link:label id="lab_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_79D4B9A7B197DFDBA2915260A5517C43_documentation_en-US" xlink:label="lab_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_79D4B9A7B197DFDBA2915260A5517C43" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the earned premium during the period from mortgage guaranty insurance contracts which provide for monthly payments as a percentage of total earned premium.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal" xlink:label="loc_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_79D4B9A7B197DFDBA2915260A5517C43" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_79D4B9A7B197DFDBA2915260A5517C43" xlink:to="lab_esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal_79D4B9A7B197DFDBA2915260A5517C43" xlink:type="arc" />
    <link:label id="lab_esnt_PrimaryMortgageGuarantyInsuranceContractsSinglePremiumPoliciesThresholdPeriodOfCoverage_C86DC835443BFAB64F785260A55196C7_terseLabel_en-US" xlink:label="lab_esnt_PrimaryMortgageGuarantyInsuranceContractsSinglePremiumPoliciesThresholdPeriodOfCoverage_C86DC835443BFAB64F785260A55196C7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Threshold coverage period for single premium primary mortgage insurance policies (in years)</link:label>
    <link:label id="lab_esnt_PrimaryMortgageGuarantyInsuranceContractsSinglePremiumPoliciesThresholdPeriodOfCoverage_C86DC835443BFAB64F785260A55196C7_label_en-US" xlink:label="lab_esnt_PrimaryMortgageGuarantyInsuranceContractsSinglePremiumPoliciesThresholdPeriodOfCoverage_C86DC835443BFAB64F785260A55196C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Primary Mortgage Guaranty Insurance Contracts Single Premium Policies Threshold Period of Coverage</link:label>
    <link:label id="lab_esnt_PrimaryMortgageGuarantyInsuranceContractsSinglePremiumPoliciesThresholdPeriodOfCoverage_C86DC835443BFAB64F785260A55196C7_documentation_en-US" xlink:label="lab_esnt_PrimaryMortgageGuarantyInsuranceContractsSinglePremiumPoliciesThresholdPeriodOfCoverage_C86DC835443BFAB64F785260A55196C7" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the threshold period of coverage for primary mortgage insurance policies to be referred to as single premium policies.</link:label>
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    <link:label id="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_07510F33B50DBE1D632F5260A551CD56_terseLabel_en-US" xlink:label="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_07510F33B50DBE1D632F5260A551CD56" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unearned single premium recognized as earned upon notice of policy cancellation due to repayment of insured loan by borrower</link:label>
    <link:label id="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_07510F33B50DBE1D632F5260A551CD56_label_en-US" xlink:label="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_07510F33B50DBE1D632F5260A551CD56" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-refundable, Single Premium Primary Mortgage Insurance, Unearned Premium Recognized as Earned upon Cancellation due to Loan Repayment</link:label>
    <link:label id="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_07510F33B50DBE1D632F5260A551CD56_documentation_en-US" xlink:label="lab_esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment_07510F33B50DBE1D632F5260A551CD56" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents, for single premium primary mortgage insurance policies with a nonrefundable premium, the total amount of unearned premium recognized as earned premium upon notification of cancellation due to repayment of the insured loan by the borrower.</link:label>
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    <link:label id="lab_us-gaap_CapitalAbstract_AF1AA6DA5F1ADEF225F1BD4ADE4EA41C_label_en-US" xlink:label="lab_us-gaap_CapitalAbstract_AF1AA6DA5F1ADEF225F1BD4ADE4EA41C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital [Abstract]</link:label>
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    <link:label id="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock_5494B1AF6848FA7380E7BD4ADE4ED32C_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock_5494B1AF6848FA7380E7BD4ADE4ED32C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital Stock</link:label>
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    <link:label id="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_F7AB71490D40BE02503EA105197BAA7C_label_en-US" xlink:label="lab_us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsAndClaimsAdjustmentExpenseAbstract_F7AB71490D40BE02503EA105197BAA7C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Future Policy Benefits and Unpaid Claims and Claims Adjustment Expense [Abstract]</link:label>
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    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_EA241F5588088C36E739A105197B2008_verboseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_EA241F5588088C36E739A105197B2008" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Incurred claims and claim adjustment expenses</link:label>
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_EA241F5588088C36E739A105197B2008_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_EA241F5588088C36E739A105197B2008" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Prior Years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_EA241F5588088C36E739A105197B2008" xlink:type="locator" />
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    <link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_174E8C197DB2D1831DACA105197B6BA0_negatedLabel_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_174E8C197DB2D1831DACA105197B6BA0" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Favorable prior year development</link:label>
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    <link:label id="lab_esnt_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears_0D7A833A2969A8F8FAE7A105197BFEFD_terseLabel_en-US" xlink:label="lab_esnt_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears_0D7A833A2969A8F8FAE7A105197BFEFD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reserve for losses and LAE, for prior years</link:label>
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    <link:label id="lab_us-gaap_StockholdersEquityAbstract_A5CC92E7D711FFAD5F545260A5A1597E_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract_A5CC92E7D711FFAD5F545260A5A1597E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stockholders' Equity Attributable to Parent [Abstract]</link:label>
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    <link:label id="lab_esnt_VestingBasedOnServiceMember_C2977B1A6CA342DBA9F79F6E6E349BBD_documentation_en-US" xlink:label="lab_esnt_VestingBasedOnServiceMember_C2977B1A6CA342DBA9F79F6E6E349BBD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents a share based compensation award with vesting based on length of service.</link:label>
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    <link:label id="lab_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_C264822A7A2425DA52489A513159DEA1_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_C264822A7A2425DA52489A513159DEA1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Accrued investment income</link:label>
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    <link:label id="lab_esnt_IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds_2F89E8EA73A6F8AA58BE9A5131595411_negatedLabel_en-US" xlink:label="lab_esnt_IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds_2F89E8EA73A6F8AA58BE9A5131595411" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Prepaid federal income tax</link:label>
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    <link:label id="lab_esnt_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApprovalPreviousFiscalYearEndStatutoryPolicyholdersSurplusPercentage_9652104B497BE584DB139A512E248482_terseLabel_en-US" xlink:label="lab_esnt_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApprovalPreviousFiscalYearEndStatutoryPolicyholdersSurplusPercentage_9652104B497BE584DB139A512E248482" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend payment ability, as a percentage of preceding year-end statutory policyholders' surplus</link:label>
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    <link:label id="lab_esnt_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApprovalPreviousFiscalYearEndStatutoryPolicyholdersSurplusPercentage_9652104B497BE584DB139A512E248482_documentation_en-US" xlink:label="lab_esnt_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApprovalPreviousFiscalYearEndStatutoryPolicyholdersSurplusPercentage_9652104B497BE584DB139A512E248482" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the amount of dividends that can be declared or paid without approval of regulatory agency, as a percentage of the previous fiscal year end statutory policyholders' surplus.</link:label>
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    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossAbstract_E6FAB9F0B2F9B360A3A45260A50E4878_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesGrossRealizedGainLossAbstract_E6FAB9F0B2F9B360A3A45260A50E4878" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Realized gross gains and losses on the sale of investments available for sale</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesGrossRealizedGains" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesGrossRealizedGains_0B3AF0DB87E73205270B5260A50EB341" xlink:type="locator" />
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_966FFA20615C5B18C3E25260A50F21A0" xlink:type="locator" />
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4433016369E19D49EED85260A50FB718" xlink:type="locator" />
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_5DC84A8A3E5C888BEAF45260A50F04A5" xlink:type="locator" />
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    <link:label id="lab_esnt_IncentiveProgramBonusAwardFiscalYearPerformanceMember_08C365C05B85037BE36FAF2DB4B9C93D_documentation_en-US" xlink:label="lab_esnt_IncentiveProgramBonusAwardFiscalYearPerformanceMember_08C365C05B85037BE36FAF2DB4B9C93D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents an incentive program covering bonus awards based on performance for previous fiscal year.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_IncentiveProgramBonusAwardFiscalYearPerformanceMember" xlink:label="loc_esnt_IncentiveProgramBonusAwardFiscalYearPerformanceMember_08C365C05B85037BE36FAF2DB4B9C93D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_IncentiveProgramBonusAwardFiscalYearPerformanceMember_08C365C05B85037BE36FAF2DB4B9C93D" xlink:to="lab_esnt_IncentiveProgramBonusAwardFiscalYearPerformanceMember_08C365C05B85037BE36FAF2DB4B9C93D" xlink:type="arc" />
    <link:label id="lab_us-gaap_TitleOfIndividualAxis_E8A38E35A95BB5C3B20AAF2DB4B9FBC3_terseLabel_en-US" xlink:label="lab_us-gaap_TitleOfIndividualAxis_E8A38E35A95BB5C3B20AAF2DB4B9FBC3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Title of Individual [Axis]</link:label>
    <link:label id="lab_us-gaap_TitleOfIndividualAxis_E8A38E35A95BB5C3B20AAF2DB4B9FBC3_label_en-US" xlink:label="lab_us-gaap_TitleOfIndividualAxis_E8A38E35A95BB5C3B20AAF2DB4B9FBC3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title of Individual [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_TitleOfIndividualAxis" xlink:label="loc_us-gaap_TitleOfIndividualAxis_E8A38E35A95BB5C3B20AAF2DB4B9FBC3" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TitleOfIndividualAxis_E8A38E35A95BB5C3B20AAF2DB4B9FBC3" xlink:to="lab_us-gaap_TitleOfIndividualAxis_E8A38E35A95BB5C3B20AAF2DB4B9FBC3" xlink:type="arc" />
    <link:label id="lab_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_2E28D53868D18AE6391CAF2DB4B968DF_terseLabel_en-US" xlink:label="lab_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_2E28D53868D18AE6391CAF2DB4B968DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Relationship to Entity [Domain]</link:label>
    <link:label id="lab_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_2E28D53868D18AE6391CAF2DB4B968DF_label_en-US" xlink:label="lab_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_2E28D53868D18AE6391CAF2DB4B968DF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Relationship to Entity [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_TitleOfIndividualWithRelationshipToEntityDomain" xlink:label="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_2E28D53868D18AE6391CAF2DB4B968DF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_2E28D53868D18AE6391CAF2DB4B968DF" xlink:to="lab_us-gaap_TitleOfIndividualWithRelationshipToEntityDomain_2E28D53868D18AE6391CAF2DB4B968DF" xlink:type="arc" />
    <link:label id="lab_esnt_CertainSeniorManagementMember_4536D6C3074DCF88B6B8AF2DB4B9BD72_terseLabel_en-US" xlink:label="lab_esnt_CertainSeniorManagementMember_4536D6C3074DCF88B6B8AF2DB4B9BD72" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Certain Senior Management</link:label>
    <link:label id="lab_esnt_CertainSeniorManagementMember_4536D6C3074DCF88B6B8AF2DB4B9BD72_label_en-US" xlink:label="lab_esnt_CertainSeniorManagementMember_4536D6C3074DCF88B6B8AF2DB4B9BD72" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Certain Senior Management [Member]</link:label>
    <link:label id="lab_esnt_CertainSeniorManagementMember_4536D6C3074DCF88B6B8AF2DB4B9BD72_documentation_en-US" xlink:label="lab_esnt_CertainSeniorManagementMember_4536D6C3074DCF88B6B8AF2DB4B9BD72" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents some, but not all, of a team of individuals at the highest level of organizational management who have the day-to-day responsibilities of managing the entity.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_CertainSeniorManagementMember" xlink:label="loc_esnt_CertainSeniorManagementMember_4536D6C3074DCF88B6B8AF2DB4B9BD72" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CertainSeniorManagementMember_4536D6C3074DCF88B6B8AF2DB4B9BD72" xlink:to="lab_esnt_CertainSeniorManagementMember_4536D6C3074DCF88B6B8AF2DB4B9BD72" xlink:type="arc" />
    <link:label id="lab_esnt_EmployeeMember_5A14A4585D2C0B1500C5AF2DB4B9A18D_terseLabel_en-US" xlink:label="lab_esnt_EmployeeMember_5A14A4585D2C0B1500C5AF2DB4B9A18D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee</link:label>
    <link:label id="lab_esnt_EmployeeMember_5A14A4585D2C0B1500C5AF2DB4B9A18D_label_en-US" xlink:label="lab_esnt_EmployeeMember_5A14A4585D2C0B1500C5AF2DB4B9A18D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee [Member]</link:label>
    <link:label id="lab_esnt_EmployeeMember_5A14A4585D2C0B1500C5AF2DB4B9A18D_documentation_en-US" xlink:label="lab_esnt_EmployeeMember_5A14A4585D2C0B1500C5AF2DB4B9A18D" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Employee [Member]</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_EmployeeMember" xlink:label="loc_esnt_EmployeeMember_5A14A4585D2C0B1500C5AF2DB4B9A18D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_EmployeeMember_5A14A4585D2C0B1500C5AF2DB4B9A18D" xlink:to="lab_esnt_EmployeeMember_5A14A4585D2C0B1500C5AF2DB4B9A18D" xlink:type="arc" />
    <link:label id="lab_us-gaap_DirectorMember_A1A791DB5B304B3F0D29AF2DB4B9D912_terseLabel_en-US" xlink:label="lab_us-gaap_DirectorMember_A1A791DB5B304B3F0D29AF2DB4B9D912" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Director</link:label>
    <link:label id="lab_us-gaap_DirectorMember_A1A791DB5B304B3F0D29AF2DB4B9D912_label_en-US" xlink:label="lab_us-gaap_DirectorMember_A1A791DB5B304B3F0D29AF2DB4B9D912" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Director [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_DirectorMember" xlink:label="loc_us-gaap_DirectorMember_A1A791DB5B304B3F0D29AF2DB4B9D912" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DirectorMember_A1A791DB5B304B3F0D29AF2DB4B9D912" xlink:to="lab_us-gaap_DirectorMember_A1A791DB5B304B3F0D29AF2DB4B9D912" xlink:type="arc" />
    <link:label id="lab_esnt_CertainEmployeesMember_34ACC9F057E47D7F42EEAF2DB4B9DF25_terseLabel_en-US" xlink:label="lab_esnt_CertainEmployeesMember_34ACC9F057E47D7F42EEAF2DB4B9DF25" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Certain Employees</link:label>
    <link:label id="lab_esnt_CertainEmployeesMember_34ACC9F057E47D7F42EEAF2DB4B9DF25_label_en-US" xlink:label="lab_esnt_CertainEmployeesMember_34ACC9F057E47D7F42EEAF2DB4B9DF25" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Certain Employees [Member]</link:label>
    <link:label id="lab_esnt_CertainEmployeesMember_34ACC9F057E47D7F42EEAF2DB4B9DF25_documentation_en-US" xlink:label="lab_esnt_CertainEmployeesMember_34ACC9F057E47D7F42EEAF2DB4B9DF25" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Certain Employees [Member]</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_CertainEmployeesMember" xlink:label="loc_esnt_CertainEmployeesMember_34ACC9F057E47D7F42EEAF2DB4B9DF25" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_CertainEmployeesMember_34ACC9F057E47D7F42EEAF2DB4B9DF25" xlink:to="lab_esnt_CertainEmployeesMember_34ACC9F057E47D7F42EEAF2DB4B9DF25" xlink:type="arc" />
    <link:label id="lab_us-gaap_VestingAxis_CBFE80090EB7E57F4FB4AF2DB4B9C0B2_terseLabel_en-US" xlink:label="lab_us-gaap_VestingAxis_CBFE80090EB7E57F4FB4AF2DB4B9C0B2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting [Axis]</link:label>
    <link:label id="lab_us-gaap_VestingAxis_CBFE80090EB7E57F4FB4AF2DB4B9C0B2_label_en-US" xlink:label="lab_us-gaap_VestingAxis_CBFE80090EB7E57F4FB4AF2DB4B9C0B2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Vesting [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_VestingAxis" xlink:label="loc_us-gaap_VestingAxis_CBFE80090EB7E57F4FB4AF2DB4B9C0B2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VestingAxis_CBFE80090EB7E57F4FB4AF2DB4B9C0B2" xlink:to="lab_us-gaap_VestingAxis_CBFE80090EB7E57F4FB4AF2DB4B9C0B2" xlink:type="arc" />
    <link:label id="lab_us-gaap_VestingDomain_56482397FA322F35C985AF2DB4B9EDDF_terseLabel_en-US" xlink:label="lab_us-gaap_VestingDomain_56482397FA322F35C985AF2DB4B9EDDF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting [Domain]</link:label>
    <link:label id="lab_us-gaap_VestingDomain_56482397FA322F35C985AF2DB4B9EDDF_label_en-US" xlink:label="lab_us-gaap_VestingDomain_56482397FA322F35C985AF2DB4B9EDDF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Vesting [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_VestingDomain" xlink:label="loc_us-gaap_VestingDomain_56482397FA322F35C985AF2DB4B9EDDF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_VestingDomain_56482397FA322F35C985AF2DB4B9EDDF" xlink:to="lab_us-gaap_VestingDomain_56482397FA322F35C985AF2DB4B9EDDF" xlink:type="arc" />
    <link:label id="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_FDCE7E8957BB7093367CAF2DB4B9921F_terseLabel_en-US" xlink:label="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_FDCE7E8957BB7093367CAF2DB4B9921F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">First Anniversary Of Completion Of Performance Period Vesting</link:label>
    <link:label id="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_FDCE7E8957BB7093367CAF2DB4B9921F_label_en-US" xlink:label="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_FDCE7E8957BB7093367CAF2DB4B9921F" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">First Anniversary Of Completion Of Performance Period Vesting [Member]</link:label>
    <link:label id="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_FDCE7E8957BB7093367CAF2DB4B9921F_documentation_en-US" xlink:label="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_FDCE7E8957BB7093367CAF2DB4B9921F" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to the vesting of equity-based compensation on the one-year anniversary of the completion of the performance period.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember" xlink:label="loc_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_FDCE7E8957BB7093367CAF2DB4B9921F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_FDCE7E8957BB7093367CAF2DB4B9921F" xlink:to="lab_esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember_FDCE7E8957BB7093367CAF2DB4B9921F" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_D1BD0ADCB025628FB50BAF2DB4B9BA99_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_D1BD0ADCB025628FB50BAF2DB4B9BA99" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period one</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_D1BD0ADCB025628FB50BAF2DB4B9BA99_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_D1BD0ADCB025628FB50BAF2DB4B9BA99" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Award, Tranche One [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ShareBasedCompensationAwardTrancheOneMember" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_D1BD0ADCB025628FB50BAF2DB4B9BA99" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationAwardTrancheOneMember_D1BD0ADCB025628FB50BAF2DB4B9BA99" xlink:to="lab_us-gaap_ShareBasedCompensationAwardTrancheOneMember_D1BD0ADCB025628FB50BAF2DB4B9BA99" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_9C0CD91C1A71C5F00FABAF2DB4B96A5B_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_9C0CD91C1A71C5F00FABAF2DB4B96A5B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period two</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_9C0CD91C1A71C5F00FABAF2DB4B96A5B_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_9C0CD91C1A71C5F00FABAF2DB4B96A5B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Award, Tranche Two [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ShareBasedCompensationAwardTrancheTwoMember" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_9C0CD91C1A71C5F00FABAF2DB4B96A5B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_9C0CD91C1A71C5F00FABAF2DB4B96A5B" xlink:to="lab_us-gaap_ShareBasedCompensationAwardTrancheTwoMember_9C0CD91C1A71C5F00FABAF2DB4B96A5B" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_3A0F0B5293FDE3A57486AF2DB4B980AB_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_3A0F0B5293FDE3A57486AF2DB4B980AB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period three</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_3A0F0B5293FDE3A57486AF2DB4B980AB_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_3A0F0B5293FDE3A57486AF2DB4B980AB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Award, Tranche Three [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ShareBasedCompensationAwardTrancheThreeMember" xlink:label="loc_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_3A0F0B5293FDE3A57486AF2DB4B980AB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_3A0F0B5293FDE3A57486AF2DB4B980AB" xlink:to="lab_us-gaap_ShareBasedCompensationAwardTrancheThreeMember_3A0F0B5293FDE3A57486AF2DB4B980AB" xlink:type="arc" />
    <link:label id="lab_esnt_SharebasedCompensationAwardTrancheFourMember_99B732941682D10759EAAF2DB4B9E52A_terseLabel_en-US" xlink:label="lab_esnt_SharebasedCompensationAwardTrancheFourMember_99B732941682D10759EAAF2DB4B9E52A" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period four</link:label>
    <link:label id="lab_esnt_SharebasedCompensationAwardTrancheFourMember_99B732941682D10759EAAF2DB4B9E52A_label_en-US" xlink:label="lab_esnt_SharebasedCompensationAwardTrancheFourMember_99B732941682D10759EAAF2DB4B9E52A" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Award, Tranche Four [Member]</link:label>
    <link:label id="lab_esnt_SharebasedCompensationAwardTrancheFourMember_99B732941682D10759EAAF2DB4B9E52A_documentation_en-US" xlink:label="lab_esnt_SharebasedCompensationAwardTrancheFourMember_99B732941682D10759EAAF2DB4B9E52A" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Share-based Compensation Award, Tranche Four [Member]</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_SharebasedCompensationAwardTrancheFourMember" xlink:label="loc_esnt_SharebasedCompensationAwardTrancheFourMember_99B732941682D10759EAAF2DB4B9E52A" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_SharebasedCompensationAwardTrancheFourMember_99B732941682D10759EAAF2DB4B9E52A" xlink:to="lab_esnt_SharebasedCompensationAwardTrancheFourMember_99B732941682D10759EAAF2DB4B9E52A" xlink:type="arc" />
    <link:label id="lab_us-gaap_PlanNameAxis_7BB581913237C9DB37EFAF2DB4B964B0_terseLabel_en-US" xlink:label="lab_us-gaap_PlanNameAxis_7BB581913237C9DB37EFAF2DB4B964B0" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Plan Name [Axis]</link:label>
    <link:label id="lab_us-gaap_PlanNameAxis_7BB581913237C9DB37EFAF2DB4B964B0_label_en-US" xlink:label="lab_us-gaap_PlanNameAxis_7BB581913237C9DB37EFAF2DB4B964B0" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan Name [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PlanNameAxis" xlink:label="loc_us-gaap_PlanNameAxis_7BB581913237C9DB37EFAF2DB4B964B0" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PlanNameAxis_7BB581913237C9DB37EFAF2DB4B964B0" xlink:to="lab_us-gaap_PlanNameAxis_7BB581913237C9DB37EFAF2DB4B964B0" xlink:type="arc" />
    <link:label id="lab_us-gaap_PlanNameDomain_50A835D6194681AFE2DCAF2DB4B90A29_terseLabel_en-US" xlink:label="lab_us-gaap_PlanNameDomain_50A835D6194681AFE2DCAF2DB4B90A29" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Plan Name [Domain]</link:label>
    <link:label id="lab_us-gaap_PlanNameDomain_50A835D6194681AFE2DCAF2DB4B90A29_label_en-US" xlink:label="lab_us-gaap_PlanNameDomain_50A835D6194681AFE2DCAF2DB4B90A29" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan Name [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PlanNameDomain" xlink:label="loc_us-gaap_PlanNameDomain_50A835D6194681AFE2DCAF2DB4B90A29" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PlanNameDomain_50A835D6194681AFE2DCAF2DB4B90A29" xlink:to="lab_us-gaap_PlanNameDomain_50A835D6194681AFE2DCAF2DB4B90A29" xlink:type="arc" />
    <link:label id="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_0E5635A17634C2218347AF2DB4B9A8DB_terseLabel_en-US" xlink:label="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_0E5635A17634C2218347AF2DB4B9A8DB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2013 Plan</link:label>
    <link:label id="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_0E5635A17634C2218347AF2DB4B9A8DB_label_en-US" xlink:label="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_0E5635A17634C2218347AF2DB4B9A8DB" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Essent Group Limited2013 Long Term Incentive Plan [Member]</link:label>
    <link:label id="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_0E5635A17634C2218347AF2DB4B9A8DB_documentation_en-US" xlink:label="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_0E5635A17634C2218347AF2DB4B9A8DB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the Essent Group Limited 2013 Long-term Incentive Plan (2013 Plan).</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_EssentGroupLimited2013LongTermIncentivePlanMember" xlink:label="loc_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_0E5635A17634C2218347AF2DB4B9A8DB" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_0E5635A17634C2218347AF2DB4B9A8DB" xlink:to="lab_esnt_EssentGroupLimited2013LongTermIncentivePlanMember_0E5635A17634C2218347AF2DB4B9A8DB" xlink:type="arc" />
    <link:label id="lab_esnt_VestingBasedOnPerformanceMember_FD82E589FC1D418CE92AAF2DB4B947ED_terseLabel_en-US" xlink:label="lab_esnt_VestingBasedOnPerformanceMember_FD82E589FC1D418CE92AAF2DB4B947ED" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting Based On Performance</link:label>
    <link:label id="lab_esnt_VestingBasedOnPerformanceMember_FD82E589FC1D418CE92AAF2DB4B947ED_label_en-US" xlink:label="lab_esnt_VestingBasedOnPerformanceMember_FD82E589FC1D418CE92AAF2DB4B947ED" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Vesting Based On Performance [Member]</link:label>
    <link:label id="lab_esnt_VestingBasedOnPerformanceMember_FD82E589FC1D418CE92AAF2DB4B947ED_documentation_en-US" xlink:label="lab_esnt_VestingBasedOnPerformanceMember_FD82E589FC1D418CE92AAF2DB4B947ED" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents a share based compensation award with vesting based on achievement of performance conditions.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_VestingBasedOnPerformanceMember" xlink:label="loc_esnt_VestingBasedOnPerformanceMember_FD82E589FC1D418CE92AAF2DB4B947ED" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_VestingBasedOnPerformanceMember_FD82E589FC1D418CE92AAF2DB4B947ED" xlink:to="lab_esnt_VestingBasedOnPerformanceMember_FD82E589FC1D418CE92AAF2DB4B947ED" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_BBECC714F6BCB9BEC394AF2DB4B91ECE_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_BBECC714F6BCB9BEC394AF2DB4B91ECE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares authorized (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_BBECC714F6BCB9BEC394AF2DB4B91ECE_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_BBECC714F6BCB9BEC394AF2DB4B91ECE" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_BBECC714F6BCB9BEC394AF2DB4B91ECE" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_BBECC714F6BCB9BEC394AF2DB4B91ECE" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_BBECC714F6BCB9BEC394AF2DB4B91ECE" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_4A29D8AD0B27A0BA86B0AF2DB4B95F54_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_4A29D8AD0B27A0BA86B0AF2DB4B95F54" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nonvested shares outstanding (in shares)</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_4A29D8AD0B27A0BA86B0AF2DB4B95F54" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_4A29D8AD0B27A0BA86B0AF2DB4B95F54" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_4A29D8AD0B27A0BA86B0AF2DB4B95F54" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_0869C2C1120215B7B85FAF2DB4B968F2_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_0869C2C1120215B7B85FAF2DB4B968F2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of share available for future grant (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_0869C2C1120215B7B85FAF2DB4B968F2_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_0869C2C1120215B7B85FAF2DB4B968F2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_0869C2C1120215B7B85FAF2DB4B968F2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_0869C2C1120215B7B85FAF2DB4B968F2" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant_0869C2C1120215B7B85FAF2DB4B968F2" xlink:type="arc" />
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_E75142D011D1176B15D5AF2DB4B9DEDF_terseLabel_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_E75142D011D1176B15D5AF2DB4B9DEDF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting (as a percent)</link:label>
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_E75142D011D1176B15D5AF2DB4B9DEDF_label_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_E75142D011D1176B15D5AF2DB4B9DEDF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_E75142D011D1176B15D5AF2DB4B9DEDF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_E75142D011D1176B15D5AF2DB4B9DEDF" xlink:to="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_E75142D011D1176B15D5AF2DB4B9DEDF" xlink:type="arc" />
    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_8472E2A365C20337D98BAF2DB4B9A072_terseLabel_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_8472E2A365C20337D98BAF2DB4B9A072" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Performance period</link:label>
    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_8472E2A365C20337D98BAF2DB4B9A072_label_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_8472E2A365C20337D98BAF2DB4B9A072" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Based Compensation Arrangement by Share Based Payment Award Performance Period</link:label>
    <link:label id="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_8472E2A365C20337D98BAF2DB4B9A072_documentation_en-US" xlink:label="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_8472E2A365C20337D98BAF2DB4B9A072" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the period over which a performance condition to the award is measured, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod" xlink:label="loc_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_8472E2A365C20337D98BAF2DB4B9A072" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_8472E2A365C20337D98BAF2DB4B9A072" xlink:to="lab_esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod_8472E2A365C20337D98BAF2DB4B9A072" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_33158B4AD07A65A0BEB0AF2DB4B9227C_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_33158B4AD07A65A0BEB0AF2DB4B9227C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_33158B4AD07A65A0BEB0AF2DB4B9227C_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_33158B4AD07A65A0BEB0AF2DB4B9227C" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_33158B4AD07A65A0BEB0AF2DB4B9227C" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_33158B4AD07A65A0BEB0AF2DB4B9227C" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_33158B4AD07A65A0BEB0AF2DB4B9227C" xlink:type="arc" />
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_8492F353E92C53C02188AF2DB4B94D0E_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_8492F353E92C53C02188AF2DB4B94D0E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total fair value of shares vested</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_8492F353E92C53C02188AF2DB4B94D0E_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_8492F353E92C53C02188AF2DB4B94D0E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_8492F353E92C53C02188AF2DB4B94D0E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_8492F353E92C53C02188AF2DB4B94D0E" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_8492F353E92C53C02188AF2DB4B94D0E" xlink:type="arc" />
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_F065D3E0E68685D7942FAF2DB4B9F0A7_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_F065D3E0E68685D7942FAF2DB4B9F0A7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total unrecognized compensation expense</link:label>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_F065D3E0E68685D7942FAF2DB4B9F0A7_label_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_F065D3E0E68685D7942FAF2DB4B9F0A7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Service Share-based Compensation, Nonvested Awards, Compensation Not yet Recognized, Share-based Awards Other than Options</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_F065D3E0E68685D7942FAF2DB4B9F0A7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_F065D3E0E68685D7942FAF2DB4B9F0A7" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_F065D3E0E68685D7942FAF2DB4B9F0A7" xlink:type="arc" />
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_4C597182C05815374D1AAF2DB4B9C812_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_4C597182C05815374D1AAF2DB4B9C812" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expected weighted average period for recognition of expense</link:label>
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    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_A73AE6CC69FC3E081CE6B113A2AFADEE_terseLabel_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_A73AE6CC69FC3E081CE6B113A2AFADEE" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth 14 %</link:label>
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    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_A73AE6CC69FC3E081CE6B113A2AFADEE_documentation_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember_A73AE6CC69FC3E081CE6B113A2AFADEE" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to 14% compounded annual book value per share growth achieved.</link:label>
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    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_51591268BA12081F2365B113A2AF8173_terseLabel_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_51591268BA12081F2365B113A2AF8173" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth 15%</link:label>
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    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_51591268BA12081F2365B113A2AF8173_documentation_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember_51591268BA12081F2365B113A2AF8173" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to 15% compounded annual book value per share growth achieved.</link:label>
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    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved11PercentMember_2D8F7F53841819E1A428B113A2AF6D50_terseLabel_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved11PercentMember_2D8F7F53841819E1A428B113A2AF6D50" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth 11%</link:label>
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    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved11PercentMember_2D8F7F53841819E1A428B113A2AF6D50_documentation_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved11PercentMember_2D8F7F53841819E1A428B113A2AF6D50" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to 11% compounded annual book value per share growth achieved.</link:label>
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    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved12PercentMember_986C4D833B3CBD0560AAB113A2AF88DB_terseLabel_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved12PercentMember_986C4D833B3CBD0560AAB113A2AF88DB" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compounded Annual Book Value Per Share Growth 12%</link:label>
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    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved12PercentMember_986C4D833B3CBD0560AAB113A2AF88DB_documentation_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthAchieved12PercentMember_986C4D833B3CBD0560AAB113A2AF88DB" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to 12% compounded annual book value per share growth achieved.</link:label>
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    <link:label id="lab_esnt_CompoundedAnnualBookValuePerShareGrowthRate_1027536BFFF16B1D87CDB113A2B02FED_documentation_en-US" xlink:label="lab_esnt_CompoundedAnnualBookValuePerShareGrowthRate_1027536BFFF16B1D87CDB113A2B02FED" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the compounded annual book value per share growth rate, expressed as a percentage.</link:label>
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    <link:label id="lab_us-gaap_LeaseholdImprovementsMember_3AE8A712DD0A95684EE09EBA4E70E4C7_label_en-US" xlink:label="lab_us-gaap_LeaseholdImprovementsMember_3AE8A712DD0A95684EE09EBA4E70E4C7" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Leasehold Improvements [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LeaseholdImprovementsMember" xlink:label="loc_us-gaap_LeaseholdImprovementsMember_3AE8A712DD0A95684EE09EBA4E70E4C7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LeaseholdImprovementsMember_3AE8A712DD0A95684EE09EBA4E70E4C7" xlink:to="lab_us-gaap_LeaseholdImprovementsMember_3AE8A712DD0A95684EE09EBA4E70E4C7" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentLineItems_C2CD5312D4F0AD861AE19EBA4E70A384_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentLineItems_C2CD5312D4F0AD861AE19EBA4E70A384" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-Lived Assets</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentLineItems_C2CD5312D4F0AD861AE19EBA4E70A384_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentLineItems_C2CD5312D4F0AD861AE19EBA4E70A384" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PropertyPlantAndEquipmentLineItems" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_C2CD5312D4F0AD861AE19EBA4E70A384" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_C2CD5312D4F0AD861AE19EBA4E70A384" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentLineItems_C2CD5312D4F0AD861AE19EBA4E70A384" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_A35D4284514665E46FE19EBA4E70E866_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_A35D4284514665E46FE19EBA4E70E866" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Estimated useful lives (in years)</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_A35D4284514665E46FE19EBA4E70E866_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_A35D4284514665E46FE19EBA4E70E866" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Useful Life</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_A35D4284514665E46FE19EBA4E70E866" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_A35D4284514665E46FE19EBA4E70E866" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_A35D4284514665E46FE19EBA4E70E866" xlink:type="arc" />
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentGross_F80A089C98A30E8EE1579EBA4E70B6E2_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross_F80A089C98A30E8EE1579EBA4E70B6E2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cost</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentGross_F80A089C98A30E8EE1579EBA4E70B6E2_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross_F80A089C98A30E8EE1579EBA4E70B6E2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Gross</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PropertyPlantAndEquipmentGross" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_F80A089C98A30E8EE1579EBA4E70B6E2" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentGross_F80A089C98A30E8EE1579EBA4E70B6E2" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentGross_F80A089C98A30E8EE1579EBA4E70B6E2" xlink:type="arc" />
    <link:label id="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_CFE5D854562835908ADB9EBA4E709552_negatedLabel_en-US" xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_CFE5D854562835908ADB9EBA4E709552" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Accumulated Depreciation/ Amortization</link:label>
    <link:label id="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_CFE5D854562835908ADB9EBA4E709552_label_en-US" xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_CFE5D854562835908ADB9EBA4E709552" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_CFE5D854562835908ADB9EBA4E709552" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_CFE5D854562835908ADB9EBA4E709552" xlink:to="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_CFE5D854562835908ADB9EBA4E709552" xlink:type="arc" />
    <link:label id="lab_esnt_GoldmanSachsGroupIncMember_63F19DED815B74D896885260A43A8F8E_terseLabel_en-US" xlink:label="lab_esnt_GoldmanSachsGroupIncMember_63F19DED815B74D896885260A43A8F8E" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goldman Sachs</link:label>
    <link:label id="lab_esnt_GoldmanSachsGroupIncMember_63F19DED815B74D896885260A43A8F8E_label_en-US" xlink:label="lab_esnt_GoldmanSachsGroupIncMember_63F19DED815B74D896885260A43A8F8E" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goldman Sachs Group Inc [Member]</link:label>
    <link:label id="lab_esnt_GoldmanSachsGroupIncMember_63F19DED815B74D896885260A43A8F8E_documentation_en-US" xlink:label="lab_esnt_GoldmanSachsGroupIncMember_63F19DED815B74D896885260A43A8F8E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information pertaining to The Goldman Sachs Group, Inc.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_GoldmanSachsGroupIncMember" xlink:label="loc_esnt_GoldmanSachsGroupIncMember_63F19DED815B74D896885260A43A8F8E" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_esnt_GoldmanSachsGroupIncMember_63F19DED815B74D896885260A43A8F8E" xlink:to="lab_esnt_GoldmanSachsGroupIncMember_63F19DED815B74D896885260A43A8F8E" xlink:type="arc" />
    <link:label id="lab_esnt_GoldmanSachsAssetManagementLimitedPartnershipMember_7D94F424EA9F8FFCDC555260A43AAA85_terseLabel_en-US" xlink:label="lab_esnt_GoldmanSachsAssetManagementLimitedPartnershipMember_7D94F424EA9F8FFCDC555260A43AAA85" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goldman Sachs Asset Management L.P.</link:label>
    <link:label id="lab_esnt_GoldmanSachsAssetManagementLimitedPartnershipMember_7D94F424EA9F8FFCDC555260A43AAA85_label_en-US" xlink:label="lab_esnt_GoldmanSachsAssetManagementLimitedPartnershipMember_7D94F424EA9F8FFCDC555260A43AAA85" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goldman Sachs Asset Management Limited Partnership [Member]</link:label>
    <link:label id="lab_esnt_GoldmanSachsAssetManagementLimitedPartnershipMember_7D94F424EA9F8FFCDC555260A43AAA85_documentation_en-US" xlink:label="lab_esnt_GoldmanSachsAssetManagementLimitedPartnershipMember_7D94F424EA9F8FFCDC555260A43AAA85" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents Goldman Sachs Asset Management, L.P., a subsidiary of The Goldman Sachs Group, Inc. (Goldman Sachs), a shareholder of the reporting entity.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_GoldmanSachsAssetManagementLimitedPartnershipMember" xlink:label="loc_esnt_GoldmanSachsAssetManagementLimitedPartnershipMember_7D94F424EA9F8FFCDC555260A43AAA85" xlink:type="locator" />
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    <link:label id="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_8ACF0A2EC88AD7E1056B5260A43A069D_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_8ACF0A2EC88AD7E1056B5260A43A069D" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment, Name [Axis]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_8ACF0A2EC88AD7E1056B5260A43A069D_label_en-US" xlink:label="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_8ACF0A2EC88AD7E1056B5260A43A069D" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment, Name [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis" xlink:label="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_8ACF0A2EC88AD7E1056B5260A43A069D" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_8ACF0A2EC88AD7E1056B5260A43A069D" xlink:to="lab_us-gaap_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_8ACF0A2EC88AD7E1056B5260A43A069D" xlink:type="arc" />
    <link:label id="lab_us-gaap_EquityMethodInvesteeNameDomain_5805728CB54D810A69555260A43A1680_terseLabel_en-US" xlink:label="lab_us-gaap_EquityMethodInvesteeNameDomain_5805728CB54D810A69555260A43A1680" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment, Name [Domain]</link:label>
    <link:label id="lab_us-gaap_EquityMethodInvesteeNameDomain_5805728CB54D810A69555260A43A1680_label_en-US" xlink:label="lab_us-gaap_EquityMethodInvesteeNameDomain_5805728CB54D810A69555260A43A1680" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment, Name [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_EquityMethodInvesteeNameDomain" xlink:label="loc_us-gaap_EquityMethodInvesteeNameDomain_5805728CB54D810A69555260A43A1680" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityMethodInvesteeNameDomain_5805728CB54D810A69555260A43A1680" xlink:to="lab_us-gaap_EquityMethodInvesteeNameDomain_5805728CB54D810A69555260A43A1680" xlink:type="arc" />
    <link:label id="lab_esnt_EssentGroupLimitedMember_E5E65D0E076BA9E821735260A43A84DD_terseLabel_en-US" xlink:label="lab_esnt_EssentGroupLimitedMember_E5E65D0E076BA9E821735260A43A84DD" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Essent Group</link:label>
    <link:label id="lab_esnt_EssentGroupLimitedMember_E5E65D0E076BA9E821735260A43A84DD_label_en-US" xlink:label="lab_esnt_EssentGroupLimitedMember_E5E65D0E076BA9E821735260A43A84DD" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Essent Group Limited [Member]</link:label>
    <link:label id="lab_esnt_EssentGroupLimitedMember_E5E65D0E076BA9E821735260A43A84DD_documentation_en-US" xlink:label="lab_esnt_EssentGroupLimitedMember_E5E65D0E076BA9E821735260A43A84DD" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents Essent Group Ltd., a Bermuda-based holding company.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_EssentGroupLimitedMember" xlink:label="loc_esnt_EssentGroupLimitedMember_E5E65D0E076BA9E821735260A43A84DD" xlink:type="locator" />
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    <link:label id="lab_us-gaap_InvestorMember_101906BE94A5747033665260A4466895_terseLabel_en-US" xlink:label="lab_us-gaap_InvestorMember_101906BE94A5747033665260A4466895" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investor</link:label>
    <link:label id="lab_us-gaap_InvestorMember_101906BE94A5747033665260A4466895_label_en-US" xlink:label="lab_us-gaap_InvestorMember_101906BE94A5747033665260A4466895" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investor [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_InvestorMember" xlink:label="loc_us-gaap_InvestorMember_101906BE94A5747033665260A4466895" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestorMember_101906BE94A5747033665260A4466895" xlink:to="lab_us-gaap_InvestorMember_101906BE94A5747033665260A4466895" xlink:type="arc" />
    <link:label id="lab_esnt_InvestmentAdvisoryAgreementMember_B041BF105DAA4E14C61C5260A4474C34_terseLabel_en-US" xlink:label="lab_esnt_InvestmentAdvisoryAgreementMember_B041BF105DAA4E14C61C5260A4474C34" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment advisory agreement</link:label>
    <link:label id="lab_esnt_InvestmentAdvisoryAgreementMember_B041BF105DAA4E14C61C5260A4474C34_label_en-US" xlink:label="lab_esnt_InvestmentAdvisoryAgreementMember_B041BF105DAA4E14C61C5260A4474C34" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Advisory Agreement [Member]</link:label>
    <link:label id="lab_esnt_InvestmentAdvisoryAgreementMember_B041BF105DAA4E14C61C5260A4474C34_documentation_en-US" xlink:label="lab_esnt_InvestmentAdvisoryAgreementMember_B041BF105DAA4E14C61C5260A4474C34" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents an agreement with an outside party to perform investment advisory services to the entity.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_InvestmentAdvisoryAgreementMember" xlink:label="loc_esnt_InvestmentAdvisoryAgreementMember_B041BF105DAA4E14C61C5260A4474C34" xlink:type="locator" />
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    <link:label id="lab_us-gaap_RelatedPartyTransactionLineItems_BE48F1E1D65BE9F730705260A4499CCF_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionLineItems_BE48F1E1D65BE9F730705260A4499CCF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Related Party Transactions</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_RelatedPartyTransactionLineItems" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_BE48F1E1D65BE9F730705260A4499CCF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_BE48F1E1D65BE9F730705260A4499CCF" xlink:to="lab_us-gaap_RelatedPartyTransactionLineItems_BE48F1E1D65BE9F730705260A4499CCF" xlink:type="arc" />
    <link:label id="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_97CB265EAD1F61D926C25260A449A72B_terseLabel_en-US" xlink:label="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_97CB265EAD1F61D926C25260A449A72B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of outstanding shares held by investor (less than after IPO)</link:label>
    <link:label id="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_97CB265EAD1F61D926C25260A449A72B_label_en-US" xlink:label="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_97CB265EAD1F61D926C25260A449A72B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage of Outstanding Shares Held by Investor</link:label>
    <link:label id="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_97CB265EAD1F61D926C25260A449A72B_documentation_en-US" xlink:label="lab_esnt_PercentageOfOutstandingSharesHeldByInvestor_97CB265EAD1F61D926C25260A449A72B" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the percentage of outstanding shares held by investor.</link:label>
    <link:loc xlink:href="esnt-20171231.xsd#esnt_PercentageOfOutstandingSharesHeldByInvestor" xlink:label="loc_esnt_PercentageOfOutstandingSharesHeldByInvestor_97CB265EAD1F61D926C25260A449A72B" xlink:type="locator" />
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    <link:label id="lab_us-gaap_RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty_2EB8A5FAB45322F6C99E5260A449BD2C_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty_2EB8A5FAB45322F6C99E5260A449BD2C" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expense incurred</link:label>
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    <link:label id="lab_esnt_StatutoryAccountingPracticesStatutorySurplusBalance_A03693D36C221A25098B5260A3AE315E_documentation_en-US" xlink:label="lab_esnt_StatutoryAccountingPracticesStatutorySurplusBalance_A03693D36C221A25098B5260A3AE315E" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents the amount of statutory surplus (stockholders' equity), as of the balance sheet date, using prescribed or permitted statutory accounting practices (rather than GAAP, if different) of the state or country.</link:label>
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    <link:label id="lab_esnt_AbsentBenefitsOfUnitedStatesIrelandTaxTreatyMember_0D8CDEEEC465B7E3CC3C5358343114C0_documentation_en-US" xlink:label="lab_esnt_AbsentBenefitsOfUnitedStatesIrelandTaxTreatyMember_0D8CDEEEC465B7E3CC3C5358343114C0" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents information absent benefits under the U.S./Ireland tax treaty.</link:label>
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    <link:label id="lab_esnt_EssentIrishIntermediateHoldingsLimitedMember_05E35933E8AB78D1D041535834317765_terseLabel_en-US" xlink:label="lab_esnt_EssentIrishIntermediateHoldingsLimitedMember_05E35933E8AB78D1D041535834317765" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Essent Irish Intermediate</link:label>
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    <link:label id="lab_esnt_EssentIrishIntermediateHoldingsLimitedMember_05E35933E8AB78D1D041535834317765_documentation_en-US" xlink:label="lab_esnt_EssentIrishIntermediateHoldingsLimitedMember_05E35933E8AB78D1D041535834317765" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents Essent Irish Intermediate Holdings Limited (Essent Irish Intermediate), a wholly-owned subsidiary of the reporting entity and direct parent of Essent Holdings, Inc. (Essent Holdings).</link:label>
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    <link:label id="lab_esnt_EssentUsHoldingsIncMember_81C9492109361824130A535834317998_documentation_en-US" xlink:label="lab_esnt_EssentUsHoldingsIncMember_81C9492109361824130A535834317998" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents Essent US Holdings, Inc. (Essent Holdings), an indirect wholly-owned subsidiary of the reporting entity through which, by way of its wholly-owned subsidiaries, the reporting entity's primary operations are conducted.</link:label>
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    <link:label id="lab_esnt_ForeignEarningsRepatriatedWithholdingTaxRatePercent_BAC64EE7946213CC3B3C535834319B06_label_en-US" xlink:label="lab_esnt_ForeignEarningsRepatriatedWithholdingTaxRatePercent_BAC64EE7946213CC3B3C535834319B06" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Foreign Earnings Repatriated, Withholding Tax Rate, Percent</link:label>
    <link:label id="lab_esnt_ForeignEarningsRepatriatedWithholdingTaxRatePercent_BAC64EE7946213CC3B3C535834319B06_documentation_en-US" xlink:label="lab_esnt_ForeignEarningsRepatriatedWithholdingTaxRatePercent_BAC64EE7946213CC3B3C535834319B06" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">This element represents the withholding tax percentage applied to the amount of foreign earnings repatriated from subsidiaries outside the country of domicile.</link:label>
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    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesUndistributedForeignEarnings_0CF3CDCB71ACDE81C26353583431DADC_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesUndistributedForeignEarnings_0CF3CDCB71ACDE81C26353583431DADC" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Undistributed Foreign Earnings</link:label>
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    <link:label id="lab_esnt_DeferredTaxLiabilitiesUndistributedDomesticEarnings_BE35C6355A3DBC36A88D53583431C182_terseLabel_en-US" xlink:label="lab_esnt_DeferredTaxLiabilitiesUndistributedDomesticEarnings_BE35C6355A3DBC36A88D53583431C182" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Taxes provided on un-remitted earnings</link:label>
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    <link:label id="lab_us-gaap_InvestmentSecondaryCategorizationAxis_D070B2859DBE1427806A5260A52388D9_label_en-US" xlink:label="lab_us-gaap_InvestmentSecondaryCategorizationAxis_D070B2859DBE1427806A5260A52388D9" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Secondary Categorization [Axis]</link:label>
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    <link:label id="lab_esnt_SpecialRevenueMunicipalBondsMember_127B81D6FEAC7E6356B75260A52385EF_terseLabel_en-US" xlink:label="lab_esnt_SpecialRevenueMunicipalBondsMember_127B81D6FEAC7E6356B75260A52385EF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Special revenue bonds</link:label>
    <link:label id="lab_esnt_SpecialRevenueMunicipalBondsMember_127B81D6FEAC7E6356B75260A52385EF_label_en-US" xlink:label="lab_esnt_SpecialRevenueMunicipalBondsMember_127B81D6FEAC7E6356B75260A52385EF" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Special Revenue Municipal Bonds [Member]</link:label>
    <link:label id="lab_esnt_SpecialRevenueMunicipalBondsMember_127B81D6FEAC7E6356B75260A52385EF_documentation_en-US" xlink:label="lab_esnt_SpecialRevenueMunicipalBondsMember_127B81D6FEAC7E6356B75260A52385EF" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">A municipal bond whose debt service is payable solely from the revenues derived from operating the facilities acquired or constructed with the proceeds of the bonds.</link:label>
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    <link:label id="lab_esnt_GeneralObligationMunicipalBondsMember_7FB7D6679E1434DAE1F75260A5239B73_terseLabel_en-US" xlink:label="lab_esnt_GeneralObligationMunicipalBondsMember_7FB7D6679E1434DAE1F75260A5239B73" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">General obligation bonds</link:label>
    <link:label id="lab_esnt_GeneralObligationMunicipalBondsMember_7FB7D6679E1434DAE1F75260A5239B73_label_en-US" xlink:label="lab_esnt_GeneralObligationMunicipalBondsMember_7FB7D6679E1434DAE1F75260A5239B73" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">General Obligation Municipal Bonds [Member]</link:label>
    <link:label id="lab_esnt_GeneralObligationMunicipalBondsMember_7FB7D6679E1434DAE1F75260A5239B73_documentation_en-US" xlink:label="lab_esnt_GeneralObligationMunicipalBondsMember_7FB7D6679E1434DAE1F75260A5239B73" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">A bond secured by a pledge of the issuer's taxing powers (limited or unlimited). More commonly the general obligation bonds of local governments are paid from ad valorem property taxes and other general revenues. Considered the most secure of all municipal debt.</link:label>
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    <link:label id="lab_esnt_CertificationOfParticipationBondsMember_DB7979BBF6341B0C730B5260A524D886_terseLabel_en-US" xlink:label="lab_esnt_CertificationOfParticipationBondsMember_DB7979BBF6341B0C730B5260A524D886" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Certificate of participation bonds</link:label>
    <link:label id="lab_esnt_CertificationOfParticipationBondsMember_DB7979BBF6341B0C730B5260A524D886_label_en-US" xlink:label="lab_esnt_CertificationOfParticipationBondsMember_DB7979BBF6341B0C730B5260A524D886" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Certification Of Participation Bonds [Member]</link:label>
    <link:label id="lab_esnt_CertificationOfParticipationBondsMember_DB7979BBF6341B0C730B5260A524D886_documentation_en-US" xlink:label="lab_esnt_CertificationOfParticipationBondsMember_DB7979BBF6341B0C730B5260A524D886" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Represents a type of financing where an investor purchases a share of the lease revenues of a program rather than the bond being secured by those revenues.</link:label>
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    <link:label id="lab_esnt_TaxAllocationMunicipalBondsMember_CC4CAA0EFBD7FBD751FF5260A524C687_terseLabel_en-US" xlink:label="lab_esnt_TaxAllocationMunicipalBondsMember_CC4CAA0EFBD7FBD751FF5260A524C687" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax allocation bonds</link:label>
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    <link:label id="lab_esnt_TaxAllocationMunicipalBondsMember_CC4CAA0EFBD7FBD751FF5260A524C687_documentation_en-US" xlink:label="lab_esnt_TaxAllocationMunicipalBondsMember_CC4CAA0EFBD7FBD751FF5260A524C687" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Bonds issued in conjunction with a redevelopment project. The taxes pledged to their repayment come from the increase of assessed value over and above a pre-established base. The redevelopment creates this added value, known as the tax increment.</link:label>
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    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_85987D5B931BF5015407B72229620C8F_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent_85987D5B931BF5015407B72229620C8F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2018</link:label>
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    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_05FC48E5CEA392E0E1C2B72229620A30_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_05FC48E5CEA392E0E1C2B72229620A30" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2019</link:label>
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    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_3C8B6AF4FC5D01FC7291B7222963425B_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_3C8B6AF4FC5D01FC7291B7222963425B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2020</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_3C8B6AF4FC5D01FC7291B7222963425B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_3C8B6AF4FC5D01FC7291B7222963425B" xlink:to="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_3C8B6AF4FC5D01FC7291B7222963425B" xlink:type="arc" />
    <link:label id="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_52DC0B15D5D154BF0180B72229634744_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_52DC0B15D5D154BF0180B72229634744" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2021</link:label>
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="loc_us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears_52DC0B15D5D154BF0180B72229634744" xlink:type="locator" />
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    <link:label id="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_CBF6EAD82B557F99A9D5C6D90D2B5721_periodStartLabel_en-US" xlink:label="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_CBF6EAD82B557F99A9D5C6D90D2B5721" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Reserve for losses and LAE at beginning of year</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_CBF6EAD82B557F99A9D5C6D90D2B5721" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_CBF6EAD82B557F99A9D5C6D90D2B5721" xlink:to="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_CBF6EAD82B557F99A9D5C6D90D2B5721" xlink:type="arc" />
    <link:label id="lab_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_A58E4DAEFD4175702212C6D90D33B941_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_A58E4DAEFD4175702212C6D90D33B941" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Less: Reinsurance recoverables</link:label>
    <link:label id="lab_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_A58E4DAEFD4175702212C6D90D33B941_label_en-US" xlink:label="lab_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_A58E4DAEFD4175702212C6D90D33B941" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reinsurance Recoverable for Unpaid Claims and Claims Adjustments</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments" xlink:label="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_A58E4DAEFD4175702212C6D90D33B941" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_A58E4DAEFD4175702212C6D90D33B941" xlink:to="lab_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_A58E4DAEFD4175702212C6D90D33B941" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_537939918F7EE5C9A03BC6D90D3428A7_periodStartLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_537939918F7EE5C9A03BC6D90D3428A7" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Net reserve for losses and LAE at beginning of year</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_537939918F7EE5C9A03BC6D90D3428A7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_537939918F7EE5C9A03BC6D90D3428A7" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_537939918F7EE5C9A03BC6D90D3428A7" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_0F00ED5BEC7B608B6F25C6D90D34E19B_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_0F00ED5BEC7B608B6F25C6D90D34E19B" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Add provision for losses and LAE, net of reinsurance, occurring in:</link:label>
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_0F00ED5BEC7B608B6F25C6D90D34E19B_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_0F00ED5BEC7B608B6F25C6D90D34E19B" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_0F00ED5BEC7B608B6F25C6D90D34E19B" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_0F00ED5BEC7B608B6F25C6D90D34E19B" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_0F00ED5BEC7B608B6F25C6D90D34E19B" xlink:type="arc" />
    <link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_FE9B9AC293F5BEDCFCD4C6D90D342360_terseLabel_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_FE9B9AC293F5BEDCFCD4C6D90D342360" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current year</link:label>
    <link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_FE9B9AC293F5BEDCFCD4C6D90D342360_label_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_FE9B9AC293F5BEDCFCD4C6D90D342360" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Year Claims and Claims Adjustment Expense</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_FE9B9AC293F5BEDCFCD4C6D90D342360" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_FE9B9AC293F5BEDCFCD4C6D90D342360" xlink:to="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense_FE9B9AC293F5BEDCFCD4C6D90D342360" xlink:type="arc" />
    <link:label id="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_5533DEB280AE5B960281C6D90D3570DF_terseLabel_en-US" xlink:label="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_5533DEB280AE5B960281C6D90D3570DF" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Prior years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_5533DEB280AE5B960281C6D90D3570DF" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_5533DEB280AE5B960281C6D90D3570DF" xlink:to="lab_us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_5533DEB280AE5B960281C6D90D3570DF" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_A8E6A4910D5E3C07B951C6D90D361AE9_totalLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_A8E6A4910D5E3C07B951C6D90D361AE9" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net incurred losses during the current year</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_A8E6A4910D5E3C07B951C6D90D361AE9" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_A8E6A4910D5E3C07B951C6D90D361AE9" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1_A8E6A4910D5E3C07B951C6D90D361AE9" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ECCD0786C430BA081E96C6D90D369273_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ECCD0786C430BA081E96C6D90D369273" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deduct payments for losses and LAE, net of reinsurance, occurring in:</link:label>
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ECCD0786C430BA081E96C6D90D369273_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ECCD0786C430BA081E96C6D90D369273" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ECCD0786C430BA081E96C6D90D369273" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ECCD0786C430BA081E96C6D90D369273" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_ECCD0786C430BA081E96C6D90D369273" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_F0544B034EA05BF16121C6D90D362707_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_F0544B034EA05BF16121C6D90D362707" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current year</link:label>
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_F0544B034EA05BF16121C6D90D362707_label_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_F0544B034EA05BF16121C6D90D362707" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Current Year</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_F0544B034EA05BF16121C6D90D362707" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_F0544B034EA05BF16121C6D90D362707" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1_F0544B034EA05BF16121C6D90D362707" xlink:type="arc" />
    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_75CA6014C8BCCEC47510C6D90D37EC7F_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_75CA6014C8BCCEC47510C6D90D37EC7F" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Prior years</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_75CA6014C8BCCEC47510C6D90D37EC7F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_75CA6014C8BCCEC47510C6D90D37EC7F" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1_75CA6014C8BCCEC47510C6D90D37EC7F" xlink:type="arc" />
    <link:label id="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_0AEB28685999953BF877C6D90D371B50_totalLabel_en-US" xlink:label="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_0AEB28685999953BF877C6D90D371B50" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net loss and LAE payments during the current year</link:label>
    <link:label id="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_0AEB28685999953BF877C6D90D371B50_label_en-US" xlink:label="lab_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_0AEB28685999953BF877C6D90D371B50" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_PaymentsForLossesAndLossAdjustmentExpense" xlink:label="loc_us-gaap_PaymentsForLossesAndLossAdjustmentExpense_0AEB28685999953BF877C6D90D371B50" xlink:type="locator" />
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    <link:label id="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_64E26D0FCB3FF7A64AE6C6D90D370D83_periodEndLabel_en-US" xlink:label="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_64E26D0FCB3FF7A64AE6C6D90D370D83" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Net reserve for losses and LAE at end of year</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xlink:label="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_64E26D0FCB3FF7A64AE6C6D90D370D83" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_64E26D0FCB3FF7A64AE6C6D90D370D83" xlink:to="lab_us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_64E26D0FCB3FF7A64AE6C6D90D370D83" xlink:type="arc" />
    <link:label id="lab_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_86C17D47439AB74F681FC6D90D3771D7_terseLabel_en-US" xlink:label="lab_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_86C17D47439AB74F681FC6D90D3771D7" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Plus: Reinsurance recoverables</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments" xlink:label="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_86C17D47439AB74F681FC6D90D3771D7" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_86C17D47439AB74F681FC6D90D3771D7" xlink:to="lab_us-gaap_ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments_86C17D47439AB74F681FC6D90D3771D7" xlink:type="arc" />
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    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2017/elts/us-gaap-2017-01-31.xsd#us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense" xlink:label="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_00F137761ED6EC5BFD12C6D90D381A3F" xlink:type="locator" />
    <link:labelArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_00F137761ED6EC5BFD12C6D90D381A3F" xlink:to="lab_us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense_00F137761ED6EC5BFD12C6D90D381A3F" xlink:type="arc" />
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