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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_DeferredTaxLiabilitiesTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:label="DeferredTaxLiabilitiesTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:title="DeferredTaxLiabilitiesTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:to="label_DeferredTaxLiabilitiesTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" xlink:title="label: DeferredTaxLiabilitiesTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities to label_DeferredTaxLiabilitiesTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_ReceivableForSecurities" xlink:label="ReceivableForSecurities" xlink:title="ReceivableForSecurities" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReceivableForSecurities" xlink:to="label_ReceivableForSecurities" xlink:title="label: ReceivableForSecurities to label_ReceivableForSecurities" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ReceivableForSecurities_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ReceivableForSecurities" xml:lang="en-US" id="label_ReceivableForSecurities_2">Represents the carrying amounts due, as of the balance sheet date, for securities.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReceivableForSecurities" xlink:to="label_ReceivableForSecurities_2" xlink:title="label: ReceivableForSecurities to label_ReceivableForSecurities" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears" xlink:label="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears" xlink:title="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears" />
    <link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears">Liability for Unpaid Claims and Claims Adjustment Expense Prior Years</link:label>
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    <link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears_2">Reserve for losses and LAE, for prior years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears" xlink:to="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears_2" xlink:title="label: LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears to label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpensePriorYears_3">Liability, as of the balance sheet date, for amounts representing estimated cost of settling unpaid claims for prior years under the terms of the underlying insurance policies, less estimated reinsurance recoveries on such claims. This includes an estimate for claims which have been incurred but not reported. Claim adjustment expenses represent the costs estimated to be incurred in the settlement of unpaid claims.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_CommonClassB2Member" xlink:label="CommonClassB2Member" xlink:title="CommonClassB2Member" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonClassB2Member" xlink:to="label_CommonClassB2Member" xlink:title="label: CommonClassB2Member to label_CommonClassB2Member" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonClassB2Member" xlink:to="label_CommonClassB2Member_2" xlink:title="label: CommonClassB2Member to label_CommonClassB2Member" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_CommonClassB2Member_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CommonClassB2Member" xml:lang="en-US" id="label_CommonClassB2Member_3">Represents the B-2 classification of common stock that has different rights than provided to Class A or B-1 shares, representing ownership interest in a corporation.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_CommonClassB2Member_4" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_CommonClassB2Member" xml:lang="en-US" id="label_CommonClassB2Member_4">Class B-2</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage" xlink:label="LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage" xlink:title="LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage" xlink:to="label_LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage_2" xlink:title="label: LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage to label_LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage" xml:lang="en-US" id="label_LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage_3">Represents the percentage of the total sale price that a home buyer contributes in cash towards the purchase of a home for which mortgage insurance is generally required.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_OtherUnderwritingAndOperatingExpenses" xlink:label="OtherUnderwritingAndOperatingExpenses" xlink:title="OtherUnderwritingAndOperatingExpenses" />
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    <link:label xlink:type="resource" xlink:label="label_OtherUnderwritingAndOperatingExpenses_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherUnderwritingAndOperatingExpenses" xml:lang="en-US" id="label_OtherUnderwritingAndOperatingExpenses_2">Other underwriting and operating expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherUnderwritingAndOperatingExpenses" xlink:to="label_OtherUnderwritingAndOperatingExpenses_2" xlink:title="label: OtherUnderwritingAndOperatingExpenses to label_OtherUnderwritingAndOperatingExpenses" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_OtherUnderwritingAndOperatingExpenses_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OtherUnderwritingAndOperatingExpenses" xml:lang="en-US" id="label_OtherUnderwritingAndOperatingExpenses_3">Represents the aggregate amount of costs incurred during the period, such as those relating to general administration and policy maintenance that do not vary with, and are not primarily related to the acquisition or renewal of insurance contracts and other operating costs, that are associated with the entity's normal revenue producing operation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherUnderwritingAndOperatingExpenses" xlink:to="label_OtherUnderwritingAndOperatingExpenses_3" xlink:title="label: OtherUnderwritingAndOperatingExpenses to label_OtherUnderwritingAndOperatingExpenses" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_PaymentsUnderAssetPurchaseAgreement" xlink:label="PaymentsUnderAssetPurchaseAgreement" xlink:title="PaymentsUnderAssetPurchaseAgreement" />
    <link:label xlink:type="resource" xlink:label="label_PaymentsUnderAssetPurchaseAgreement" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsUnderAssetPurchaseAgreement" xml:lang="en-US" id="label_PaymentsUnderAssetPurchaseAgreement">Represents the cash outflow associated with the asset purchase agreement.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_PaymentsForInvestorFee" xlink:label="PaymentsForInvestorFee" xlink:title="PaymentsForInvestorFee" />
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    <link:label xlink:type="resource" xlink:label="label_PaymentsForInvestorFee_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_PaymentsForInvestorFee" xml:lang="en-US" id="label_PaymentsForInvestorFee_3">Represents the cash outflow for investor fee.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_DocumentAndEntityInformation" xlink:label="DocumentAndEntityInformation" xlink:title="DocumentAndEntityInformation" />
    <link:label xlink:type="resource" xlink:label="label_DocumentAndEntityInformation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentAndEntityInformation" xml:lang="en-US" id="label_DocumentAndEntityInformation">Document and Entity Information</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentAndEntityInformation" xlink:to="label_DocumentAndEntityInformation" xlink:title="label: DocumentAndEntityInformation to label_DocumentAndEntityInformation" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_AmendmentDescription" xlink:label="AmendmentDescription" xlink:title="AmendmentDescription" />
    <link:label xlink:type="resource" xlink:label="label_AmendmentDescription" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmendmentDescription" xml:lang="en-US" id="label_AmendmentDescription">Amendment Description</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentDescription" xlink:to="label_AmendmentDescription" xlink:title="label: AmendmentDescription to label_AmendmentDescription" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentIssuerAxis" xlink:label="InvestmentIssuerAxis" xlink:title="InvestmentIssuerAxis" />
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:label="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xml:lang="en-US" id="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax">Available for Sale Securities Accumulated Gross Unrealized Loss Before Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:title="label: AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xml:lang="en-US" id="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_2">Unrealized Losses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_2" xlink:title="label: AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_3" xlink:title="label: AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_4" xlink:role="http://www.xbrl.org/2003/role/commentaryGuidance" xlink:title="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xml:lang="en-US" id="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_4">Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_4" xlink:title="label: AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax to label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="label_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmendmentFlag" xml:lang="en-US" id="label_AmendmentFlag">Amendment Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentFlag" xlink:to="label_AmendmentFlag" xlink:title="label: AmendmentFlag to label_AmendmentFlag" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/invest/2013/invest-2013-01-31.xsd#invest_InvestmentIssuerDomain" xlink:label="InvestmentIssuerDomain" xlink:title="InvestmentIssuerDomain" />
    <link:label xlink:type="resource" xlink:label="label_InvestmentIssuerDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_InvestmentIssuerDomain" xml:lang="en-US" id="label_InvestmentIssuerDomain">Investment Issuer [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentIssuerDomain" xlink:to="label_InvestmentIssuerDomain" xlink:title="label: InvestmentIssuerDomain to label_InvestmentIssuerDomain" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" xlink:label="DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" xlink:title="DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" xml:lang="en-US" id="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance">Represents the amount before the allocation of valuation allowance for deferred tax asset attributable to deductible temporary differences and carryforwards, net of deferred tax liability attributable to taxable temporary differences.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" xlink:to="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" xlink:title="label: DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance to label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" xml:lang="en-US" id="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance_2">Deferred Tax Assets (Liabilities), Net before Valuation Allowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" xlink:to="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance_2" xlink:title="label: DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance to label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance_3" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" xml:lang="en-US" id="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance_3">Net deferred tax asset before valuation allowance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" xlink:to="label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance_3" xlink:title="label: DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance to label_DeferredTaxAssetsLiabilitiesNetBeforeValuationAllowance" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_DeferredTaxAssetsStartUpExpensesNet" xlink:label="DeferredTaxAssetsStartUpExpensesNet" xlink:title="DeferredTaxAssetsStartUpExpensesNet" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsStartUpExpensesNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsStartUpExpensesNet" xml:lang="en-US" id="label_DeferredTaxAssetsStartUpExpensesNet">Deferred Tax Assets, Start Up Expenses Net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsStartUpExpensesNet" xlink:to="label_DeferredTaxAssetsStartUpExpensesNet" xlink:title="label: DeferredTaxAssetsStartUpExpensesNet to label_DeferredTaxAssetsStartUpExpensesNet" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsStartUpExpensesNet_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredTaxAssetsStartUpExpensesNet" xml:lang="en-US" id="label_DeferredTaxAssetsStartUpExpensesNet_2">Start-up expenditures, net</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsStartUpExpensesNet" xlink:to="label_DeferredTaxAssetsStartUpExpensesNet_2" xlink:title="label: DeferredTaxAssetsStartUpExpensesNet to label_DeferredTaxAssetsStartUpExpensesNet" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsStartUpExpensesNet_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DeferredTaxAssetsStartUpExpensesNet" xml:lang="en-US" id="label_DeferredTaxAssetsStartUpExpensesNet_3">Represents the amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from net start-up expenditures.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsStartUpExpensesNet" xlink:to="label_DeferredTaxAssetsStartUpExpensesNet_3" xlink:title="label: DeferredTaxAssetsStartUpExpensesNet to label_DeferredTaxAssetsStartUpExpensesNet" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_DeferredTaxAssetsOrganizationalExpenses" xlink:label="DeferredTaxAssetsOrganizationalExpenses" xlink:title="DeferredTaxAssetsOrganizationalExpenses" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsOrganizationalExpenses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsOrganizationalExpenses" xml:lang="en-US" id="label_DeferredTaxAssetsOrganizationalExpenses">Deferred Tax Assets, Organizational Expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsOrganizationalExpenses" xlink:to="label_DeferredTaxAssetsOrganizationalExpenses" xlink:title="label: DeferredTaxAssetsOrganizationalExpenses to label_DeferredTaxAssetsOrganizationalExpenses" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsOrganizationalExpenses_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredTaxAssetsOrganizationalExpenses" xml:lang="en-US" id="label_DeferredTaxAssetsOrganizationalExpenses_2">Organizational expenditures</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsOrganizationalExpenses" xlink:to="label_DeferredTaxAssetsOrganizationalExpenses_2" xlink:title="label: DeferredTaxAssetsOrganizationalExpenses to label_DeferredTaxAssetsOrganizationalExpenses" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsOrganizationalExpenses_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_DeferredTaxAssetsOrganizationalExpenses" xml:lang="en-US" id="label_DeferredTaxAssetsOrganizationalExpenses_3">Represents the amount before the allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from organizational expenditures.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsOrganizationalExpenses" xlink:to="label_DeferredTaxAssetsOrganizationalExpenses_3" xlink:title="label: DeferredTaxAssetsOrganizationalExpenses to label_DeferredTaxAssetsOrganizationalExpenses" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_StatutoryAccountingDisclosureAbstract" xlink:label="StatutoryAccountingDisclosureAbstract" xlink:title="StatutoryAccountingDisclosureAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatutoryAccountingDisclosureAbstract" xml:lang="en-US" id="label_StatutoryAccountingDisclosureAbstract">Statutory Accounting</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingDisclosureAbstract" xlink:to="label_StatutoryAccountingDisclosureAbstract" xlink:title="label: StatutoryAccountingDisclosureAbstract to label_StatutoryAccountingDisclosureAbstract" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_StatutoryAccountingDisclosureTextBlock" xlink:label="StatutoryAccountingDisclosureTextBlock" xlink:title="StatutoryAccountingDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatutoryAccountingDisclosureTextBlock" xml:lang="en-US" id="label_StatutoryAccountingDisclosureTextBlock">Statutory Accounting Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingDisclosureTextBlock" xlink:to="label_StatutoryAccountingDisclosureTextBlock" xlink:title="label: StatutoryAccountingDisclosureTextBlock to label_StatutoryAccountingDisclosureTextBlock" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingDisclosureTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StatutoryAccountingDisclosureTextBlock" xml:lang="en-US" id="label_StatutoryAccountingDisclosureTextBlock_2">Statutory Accounting</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingDisclosureTextBlock" xlink:to="label_StatutoryAccountingDisclosureTextBlock_2" xlink:title="label: StatutoryAccountingDisclosureTextBlock to label_StatutoryAccountingDisclosureTextBlock" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingDisclosureTextBlock_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StatutoryAccountingDisclosureTextBlock" xml:lang="en-US" id="label_StatutoryAccountingDisclosureTextBlock_3">Represents the entire disclosure pertaining to the statutory accounting.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingDisclosureTextBlock" xlink:to="label_StatutoryAccountingDisclosureTextBlock_3" xlink:title="label: StatutoryAccountingDisclosureTextBlock to label_StatutoryAccountingDisclosureTextBlock" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_EssentGuarantyIncMember" xlink:label="EssentGuarantyIncMember" xlink:title="EssentGuarantyIncMember" />
    <link:label xlink:type="resource" xlink:label="label_EssentGuarantyIncMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EssentGuarantyIncMember" xml:lang="en-US" id="label_EssentGuarantyIncMember">Essent Guaranty, Inc [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentGuarantyIncMember" xlink:to="label_EssentGuarantyIncMember" xlink:title="label: EssentGuarantyIncMember to label_EssentGuarantyIncMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EssentGuarantyIncMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EssentGuarantyIncMember" xml:lang="en-US" id="label_EssentGuarantyIncMember_2">Essent Guaranty</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentGuarantyIncMember" xlink:to="label_EssentGuarantyIncMember_2" xlink:title="label: EssentGuarantyIncMember to label_EssentGuarantyIncMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EssentGuarantyIncMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EssentGuarantyIncMember" xml:lang="en-US" id="label_EssentGuarantyIncMember_3">Represents information pertaining to Essent Guaranty, Inc. (Essent Guaranty), a regulated and licensed wholly-owned subsidiary of the reporting entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentGuarantyIncMember" xlink:to="label_EssentGuarantyIncMember_3" xlink:title="label: EssentGuarantyIncMember to label_EssentGuarantyIncMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_EssentGuarantyOfPAIncMember" xlink:label="EssentGuarantyOfPAIncMember" xlink:title="EssentGuarantyOfPAIncMember" />
    <link:label xlink:type="resource" xlink:label="label_EssentGuarantyOfPAIncMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EssentGuarantyOfPAIncMember" xml:lang="en-US" id="label_EssentGuarantyOfPAIncMember">Represents information pertaining to Essent Guaranty of PA, Inc. (Essent PA).</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentGuarantyOfPAIncMember" xlink:to="label_EssentGuarantyOfPAIncMember" xlink:title="label: EssentGuarantyOfPAIncMember to label_EssentGuarantyOfPAIncMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EssentGuarantyOfPAIncMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EssentGuarantyOfPAIncMember" xml:lang="en-US" id="label_EssentGuarantyOfPAIncMember_2">Essent Guaranty of PA, Inc [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentGuarantyOfPAIncMember" xlink:to="label_EssentGuarantyOfPAIncMember_2" xlink:title="label: EssentGuarantyOfPAIncMember to label_EssentGuarantyOfPAIncMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EssentGuarantyOfPAIncMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EssentGuarantyOfPAIncMember" xml:lang="en-US" id="label_EssentGuarantyOfPAIncMember_3">Essent PA</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentGuarantyOfPAIncMember" xlink:to="label_EssentGuarantyOfPAIncMember_3" xlink:title="label: EssentGuarantyOfPAIncMember to label_EssentGuarantyOfPAIncMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_StatutoryAccountingPracticesStatutorySurplusBalance" xlink:label="StatutoryAccountingPracticesStatutorySurplusBalance" xlink:title="StatutoryAccountingPracticesStatutorySurplusBalance" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesStatutorySurplusBalance" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StatutoryAccountingPracticesStatutorySurplusBalance" xml:lang="en-US" id="label_StatutoryAccountingPracticesStatutorySurplusBalance">Represents the amount of statutory surplus (stockholders' equity), as of the balance sheet date, using prescribed or permitted statutory accounting practices (rather than GAAP, if different) of the state or country.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesStatutorySurplusBalance" xlink:to="label_StatutoryAccountingPracticesStatutorySurplusBalance" xlink:title="label: StatutoryAccountingPracticesStatutorySurplusBalance to label_StatutoryAccountingPracticesStatutorySurplusBalance" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesStatutorySurplusBalance_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatutoryAccountingPracticesStatutorySurplusBalance" xml:lang="en-US" id="label_StatutoryAccountingPracticesStatutorySurplusBalance_2">Statutory Accounting Practices, Statutory Surplus Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesStatutorySurplusBalance" xlink:to="label_StatutoryAccountingPracticesStatutorySurplusBalance_2" xlink:title="label: StatutoryAccountingPracticesStatutorySurplusBalance to label_StatutoryAccountingPracticesStatutorySurplusBalance" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesStatutorySurplusBalance_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StatutoryAccountingPracticesStatutorySurplusBalance" xml:lang="en-US" id="label_StatutoryAccountingPracticesStatutorySurplusBalance_3">Statutory surplus</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_StatutoryAccountingPracticesStatutoryContingencyReserveLiability" xlink:label="StatutoryAccountingPracticesStatutoryContingencyReserveLiability" xlink:title="StatutoryAccountingPracticesStatutoryContingencyReserveLiability" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability" xml:lang="en-US" id="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability">Statutory Accounting Practices, Statutory Contingency Reserve Liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesStatutoryContingencyReserveLiability" xlink:to="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability" xlink:title="label: StatutoryAccountingPracticesStatutoryContingencyReserveLiability to label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability" xml:lang="en-US" id="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability_2">Contingency reserve liability</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesStatutoryContingencyReserveLiability" xlink:to="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability_2" xlink:title="label: StatutoryAccountingPracticesStatutoryContingencyReserveLiability to label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability" xml:lang="en-US" id="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability_3">Represents the amount of contingency reserve liability, as of the balance sheet date, using prescribed or permitted statutory accounting practices (rather than GAAP, if different) of the state or country.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesStatutoryContingencyReserveLiability" xlink:to="label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability_3" xlink:title="label: StatutoryAccountingPracticesStatutoryContingencyReserveLiability to label_StatutoryAccountingPracticesStatutoryContingencyReserveLiability" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" xlink:label="StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" xlink:title="StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" xml:lang="en-US" id="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve">Statutory Accounting Practices, Increase (Decrease) in Contingency Reserve</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" xlink:to="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" xlink:title="label: StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve to label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" xml:lang="en-US" id="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve_2">Increase in contingency reserve</link:label>
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    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" xml:lang="en-US" id="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve_3">Represents the amount of increase (decrease) in contingency reserve.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" xlink:to="label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve_3" xlink:title="label: StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve to label_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" xlink:label="ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" xlink:title="ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" xml:lang="en-US" id="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable">Schedule of nature of operations and basis of presentation.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" xlink:to="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" xlink:title="label: ScheduleOfNatureOfOperationsAndBasisOfPresentationTable to label_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" xml:lang="en-US" id="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable_2">Schedule of Nature of Operations and Basis of Presentation [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" xlink:to="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable_2" xlink:title="label: ScheduleOfNatureOfOperationsAndBasisOfPresentationTable to label_ScheduleOfNatureOfOperationsAndBasisOfPresentationTable" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" xlink:label="ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" xlink:title="ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" xml:lang="en-US" id="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems">Nature of operations and basis of presentation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" xlink:to="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" xlink:title="label: ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems to label_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" xml:lang="en-US" id="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems_2">Schedule of Nature of Operations and Basis of Presentation [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" xlink:to="label_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems_2" xlink:title="label: ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems to label_ScheduleOfNatureOfOperationsAndBasisOfPresentationLineItems" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:label="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xml:lang="en-US" id="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax">Available for Sale Securities Accumulated Gross Unrealized Gain Before Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:title="label: AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax to label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xml:lang="en-US" id="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_2">Unrealized Gains</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_2" xlink:title="label: AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax to label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xml:lang="en-US" id="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_3">Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_3" xlink:title="label: AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax to label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_4" xlink:role="http://www.xbrl.org/2003/role/commentaryGuidance" xlink:title="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xml:lang="en-US" id="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_4">Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_4" xlink:title="label: AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax to label_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_ThirdAnniversaryVestingMember" xlink:label="ThirdAnniversaryVestingMember" xlink:title="ThirdAnniversaryVestingMember" />
    <link:label xlink:type="resource" xlink:label="label_ThirdAnniversaryVestingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ThirdAnniversaryVestingMember" xml:lang="en-US" id="label_ThirdAnniversaryVestingMember">Third Anniversary Vesting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ThirdAnniversaryVestingMember" xlink:to="label_ThirdAnniversaryVestingMember" xlink:title="label: ThirdAnniversaryVestingMember to label_ThirdAnniversaryVestingMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ThirdAnniversaryVestingMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ThirdAnniversaryVestingMember" xml:lang="en-US" id="label_ThirdAnniversaryVestingMember_2">Vesting on the third anniversary</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ThirdAnniversaryVestingMember" xlink:to="label_ThirdAnniversaryVestingMember_2" xlink:title="label: ThirdAnniversaryVestingMember to label_ThirdAnniversaryVestingMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ThirdAnniversaryVestingMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ThirdAnniversaryVestingMember" xml:lang="en-US" id="label_ThirdAnniversaryVestingMember_3">Represents information pertaining to the vesting of equity-based compensation on the third anniversary of the employee's date of hire.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ThirdAnniversaryVestingMember" xlink:to="label_ThirdAnniversaryVestingMember_3" xlink:title="label: ThirdAnniversaryVestingMember to label_ThirdAnniversaryVestingMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_FourthAnniversaryVestingMember" xlink:label="FourthAnniversaryVestingMember" xlink:title="FourthAnniversaryVestingMember" />
    <link:label xlink:type="resource" xlink:label="label_FourthAnniversaryVestingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FourthAnniversaryVestingMember" xml:lang="en-US" id="label_FourthAnniversaryVestingMember">Fourth Anniversary Vesting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FourthAnniversaryVestingMember" xlink:to="label_FourthAnniversaryVestingMember" xlink:title="label: FourthAnniversaryVestingMember to label_FourthAnniversaryVestingMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_FourthAnniversaryVestingMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FourthAnniversaryVestingMember" xml:lang="en-US" id="label_FourthAnniversaryVestingMember_2">Vesting on the fourth anniversary</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FourthAnniversaryVestingMember" xlink:to="label_FourthAnniversaryVestingMember_2" xlink:title="label: FourthAnniversaryVestingMember to label_FourthAnniversaryVestingMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_FourthAnniversaryVestingMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FourthAnniversaryVestingMember" xml:lang="en-US" id="label_FourthAnniversaryVestingMember_3">Represents information pertaining to the vesting of equity-based compensation on the fourth anniversary of the employee's date of hire.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FourthAnniversaryVestingMember" xlink:to="label_FourthAnniversaryVestingMember_3" xlink:title="label: FourthAnniversaryVestingMember to label_FourthAnniversaryVestingMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_FifthAnniversaryVestingMember" xlink:label="FifthAnniversaryVestingMember" xlink:title="FifthAnniversaryVestingMember" />
    <link:label xlink:type="resource" xlink:label="label_FifthAnniversaryVestingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FifthAnniversaryVestingMember" xml:lang="en-US" id="label_FifthAnniversaryVestingMember">Fifth Anniversary Vesting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FifthAnniversaryVestingMember" xlink:to="label_FifthAnniversaryVestingMember" xlink:title="label: FifthAnniversaryVestingMember to label_FifthAnniversaryVestingMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_FifthAnniversaryVestingMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FifthAnniversaryVestingMember" xml:lang="en-US" id="label_FifthAnniversaryVestingMember_2">Vesting on the fifth anniversary</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FifthAnniversaryVestingMember" xlink:to="label_FifthAnniversaryVestingMember_2" xlink:title="label: FifthAnniversaryVestingMember to label_FifthAnniversaryVestingMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_FifthAnniversaryVestingMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FifthAnniversaryVestingMember" xml:lang="en-US" id="label_FifthAnniversaryVestingMember_3">Represents information pertaining to the vesting of equity-based compensation on the fifth anniversary of the employee's date of hire.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FifthAnniversaryVestingMember" xlink:to="label_FifthAnniversaryVestingMember_3" xlink:title="label: FifthAnniversaryVestingMember to label_FifthAnniversaryVestingMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_CurrentFiscalYearEndDate" xlink:label="CurrentFiscalYearEndDate" xlink:title="CurrentFiscalYearEndDate" />
    <link:label xlink:type="resource" xlink:label="label_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CurrentFiscalYearEndDate" xml:lang="en-US" id="label_CurrentFiscalYearEndDate">Current Fiscal Year End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CurrentFiscalYearEndDate" xlink:to="label_CurrentFiscalYearEndDate" xlink:title="label: CurrentFiscalYearEndDate to label_CurrentFiscalYearEndDate" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AwardTypeAxis" xlink:label="AwardTypeAxis" xlink:title="AwardTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_AwardTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AwardTypeAxis" xml:lang="en-US" id="label_AwardTypeAxis">Award Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AwardTypeAxis" xlink:to="label_AwardTypeAxis" xlink:title="label: AwardTypeAxis to label_AwardTypeAxis" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator">Amount used to derive Investment Percentage, denominator</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator_2">Represents the amount used as a denominator to derive Investment Percentage under the equity-based compensation plan.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAmountUsedToDeriveInvestmentPercentageDenominator_3">Share Based Compensation Arrangement by Share Based Payment Award Amount Used to Derive Investment Percentage Denominator</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/country/2013/country-2013-01-31.xsd#country_BM" xlink:label="BM" xlink:title="BM" />
    <link:label xlink:type="resource" xlink:label="label_BM" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_BM" xml:lang="en-US" id="label_BM">BERMUDA</link:label>
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    <link:label xlink:type="resource" xlink:label="label_BM_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_BM" xml:lang="en-US" id="label_BM_2">Bermuda</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BM" xlink:to="label_BM_2" xlink:title="label: BM to label_BM" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_GrantDateVestingMember" xlink:label="GrantDateVestingMember" xlink:title="GrantDateVestingMember" />
    <link:label xlink:type="resource" xlink:label="label_GrantDateVestingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GrantDateVestingMember" xml:lang="en-US" id="label_GrantDateVestingMember">Grant Date Vesting [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrantDateVestingMember" xlink:to="label_GrantDateVestingMember" xlink:title="label: GrantDateVestingMember to label_GrantDateVestingMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_GrantDateVestingMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GrantDateVestingMember" xml:lang="en-US" id="label_GrantDateVestingMember_2">Vesting on grant date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrantDateVestingMember" xlink:to="label_GrantDateVestingMember_2" xlink:title="label: GrantDateVestingMember to label_GrantDateVestingMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_GrantDateVestingMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GrantDateVestingMember" xml:lang="en-US" id="label_GrantDateVestingMember_3">Represents information pertaining to the vesting of equity-based compensation on the grant date.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue">Due after 5 years</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue_2">Amount of available-for-sale debt securities at fair value maturing after the fifth rolling twelve months following the latest balance sheet presented.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" xlink:to="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue_2" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue to label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearFiveFairValue_3">Available-for-sale Securities Debt Maturities Rolling after Year Five Fair Value</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:label="AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss">Available For Sale Securities Continuous Unrealized Loss Position 12 Months Or Longer Accumulated Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_2">12 months or more</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_2" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_3">Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale that have been in a continuous loss position for twelve months or longer.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_3" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4" xlink:role="http://www.xbrl.org/2003/role/commentaryGuidance" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4">Commentary guidance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_4" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:label="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:title="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss">Available For Sale Securities Continuous Unrealized Loss Position Accumulated Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_2">Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale in a continuous loss position.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_2" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_3" xlink:role="http://www.xbrl.org/2003/role/commentaryGuidance" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_3">Commentary guidance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_3" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_4" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss_4">Total</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember" xlink:label="ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember" xlink:title="ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember" />
    <link:label xlink:type="resource" xlink:label="label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember" xml:lang="en-US" id="label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember">Class A Common Share Subscription Agreement and related legal documents</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember" xml:lang="en-US" id="label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember_2">Represents the Shareholders Agreement, Class A Common Share Subscription Agreement (the Subscription Agreement) and certain other related legal documents (collectively, the Agreements), as amended.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember" xml:lang="en-US" id="label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember_3">Shareholders Agreement Class A Common Share Subscription Agreement and Related Legal Documents as Amended [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember" xlink:to="label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember_3" xlink:title="label: ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember to label_ShareholdersAgreementClassACommonShareSubscriptionAgreementAndRelatedLegalDocumentsAsAmendedMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_EquityFundingArrangementTotalFeeEarned" xlink:label="EquityFundingArrangementTotalFeeEarned" xlink:title="EquityFundingArrangementTotalFeeEarned" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementTotalFeeEarned" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EquityFundingArrangementTotalFeeEarned" xml:lang="en-US" id="label_EquityFundingArrangementTotalFeeEarned">Represents the total consideration earned as of the balance sheet date under the equity funding arrangement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementTotalFeeEarned" xlink:to="label_EquityFundingArrangementTotalFeeEarned" xlink:title="label: EquityFundingArrangementTotalFeeEarned to label_EquityFundingArrangementTotalFeeEarned" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementTotalFeeEarned_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityFundingArrangementTotalFeeEarned" xml:lang="en-US" id="label_EquityFundingArrangementTotalFeeEarned_2">Equity Funding Arrangement Total Fee Earned</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementTotalFeeEarned" xlink:to="label_EquityFundingArrangementTotalFeeEarned_2" xlink:title="label: EquityFundingArrangementTotalFeeEarned to label_EquityFundingArrangementTotalFeeEarned" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementTotalFeeEarned_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EquityFundingArrangementTotalFeeEarned" xml:lang="en-US" id="label_EquityFundingArrangementTotalFeeEarned_3">Total fee earned to date by Macquarie</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementTotalFeeEarned" xlink:to="label_EquityFundingArrangementTotalFeeEarned_3" xlink:title="label: EquityFundingArrangementTotalFeeEarned to label_EquityFundingArrangementTotalFeeEarned" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:label="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:title="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:role="http://www.xbrl.org/2003/role/commentaryGuidance" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss">Commentary guidance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_2">Available For Sale Securities Continuous Unrealized Loss Position Less Than 12 Months Accumulated Loss</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_2" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3">Less than 12 months</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_3" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_4" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_4">Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale that have been in a continuous loss position for less than twelve months.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" xlink:label="EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" xlink:title="EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" xml:lang="en-US" id="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember">Equity Funding Arrangement Macquarie Capital Services, Initial Closing Shareholders [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" xlink:to="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" xlink:title="label: EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember to label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" xml:lang="en-US" id="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember_2">Represents information pertaining to the entity's equity funding agreement with Macquarie Capital (USA) Inc. (Macquarie) to provide services in connection with the sale of shares to shareholders who were party to a share subscription agreement at the initial closing.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" xlink:to="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember_2" xlink:title="label: EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember to label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember" xml:lang="en-US" id="label_EquityFundingArrangementMacquarieCapitalServicesInitialClosingShareholdersMember_3">Macquarie equity funding arrangement</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_EquityFundingArrangementFeePercentage" xlink:label="EquityFundingArrangementFeePercentage" xlink:title="EquityFundingArrangementFeePercentage" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementFeePercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityFundingArrangementFeePercentage" xml:lang="en-US" id="label_EquityFundingArrangementFeePercentage">Equity Funding Arrangement Fee Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementFeePercentage" xlink:to="label_EquityFundingArrangementFeePercentage" xlink:title="label: EquityFundingArrangementFeePercentage to label_EquityFundingArrangementFeePercentage" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementFeePercentage_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EquityFundingArrangementFeePercentage" xml:lang="en-US" id="label_EquityFundingArrangementFeePercentage_2">Represents the consideration to be transferred under the equity funding arrangement, expressed as a percentage of the gross proceeds from the sale of shares.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementFeePercentage" xlink:to="label_EquityFundingArrangementFeePercentage_2" xlink:title="label: EquityFundingArrangementFeePercentage to label_EquityFundingArrangementFeePercentage" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementFeePercentage_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EquityFundingArrangementFeePercentage" xml:lang="en-US" id="label_EquityFundingArrangementFeePercentage_3">Fee as percentage of the gross proceeds from sale of shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementFeePercentage" xlink:to="label_EquityFundingArrangementFeePercentage_3" xlink:title="label: EquityFundingArrangementFeePercentage to label_EquityFundingArrangementFeePercentage" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_EquityFundingArrangementMaximumPotentialConsideration" xlink:label="EquityFundingArrangementMaximumPotentialConsideration" xlink:title="EquityFundingArrangementMaximumPotentialConsideration" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementMaximumPotentialConsideration" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EquityFundingArrangementMaximumPotentialConsideration" xml:lang="en-US" id="label_EquityFundingArrangementMaximumPotentialConsideration">Represents the maximum potential fee, undiscounted, that could be paid under the equity funding arrangement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementMaximumPotentialConsideration" xlink:to="label_EquityFundingArrangementMaximumPotentialConsideration" xlink:title="label: EquityFundingArrangementMaximumPotentialConsideration to label_EquityFundingArrangementMaximumPotentialConsideration" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementMaximumPotentialConsideration_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EquityFundingArrangementMaximumPotentialConsideration" xml:lang="en-US" id="label_EquityFundingArrangementMaximumPotentialConsideration_2">Fee as percentage of the gross proceeds from sale of shares, maximum amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementMaximumPotentialConsideration" xlink:to="label_EquityFundingArrangementMaximumPotentialConsideration_2" xlink:title="label: EquityFundingArrangementMaximumPotentialConsideration to label_EquityFundingArrangementMaximumPotentialConsideration" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EquityFundingArrangementMaximumPotentialConsideration_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EquityFundingArrangementMaximumPotentialConsideration" xml:lang="en-US" id="label_EquityFundingArrangementMaximumPotentialConsideration_3">Equity Funding Arrangement Maximum Potential Consideration</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EquityFundingArrangementMaximumPotentialConsideration" xlink:to="label_EquityFundingArrangementMaximumPotentialConsideration_3" xlink:title="label: EquityFundingArrangementMaximumPotentialConsideration to label_EquityFundingArrangementMaximumPotentialConsideration" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:label xlink:type="resource" xlink:label="label_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentPeriodEndDate" xml:lang="en-US" id="label_DocumentPeriodEndDate">Document Period End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentPeriodEndDate" xlink:to="label_DocumentPeriodEndDate" xlink:title="label: DocumentPeriodEndDate to label_DocumentPeriodEndDate" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_NumberOfLoansInDefault" xlink:label="NumberOfLoansInDefault" xlink:title="NumberOfLoansInDefault" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfLoansInDefault" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_NumberOfLoansInDefault" xml:lang="en-US" id="label_NumberOfLoansInDefault">Represents the number of loans in default.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansInDefault" xlink:to="label_NumberOfLoansInDefault" xlink:title="label: NumberOfLoansInDefault to label_NumberOfLoansInDefault" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfLoansInDefault_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_NumberOfLoansInDefault" xml:lang="en-US" id="label_NumberOfLoansInDefault_2">Number of Loans in Default</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansInDefault" xlink:to="label_NumberOfLoansInDefault_2" xlink:title="label: NumberOfLoansInDefault to label_NumberOfLoansInDefault" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_NumberOfLoansInDefault_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_NumberOfLoansInDefault" xml:lang="en-US" id="label_NumberOfLoansInDefault_3">Loans in default at end of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NumberOfLoansInDefault" xlink:to="label_NumberOfLoansInDefault_3" xlink:title="label: NumberOfLoansInDefault to label_NumberOfLoansInDefault" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" xlink:label="AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" xlink:title="AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward">Before Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward to label_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward_2">Accumulated Other Comprehensive Income (Loss) Before Tax [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward_2" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward to label_AccumulatedOtherComprehensiveIncomeLossBeforeTaxRollForward" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" xlink:label="AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" xlink:title="AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward">Accumulated Other Comprehensive Income (Loss) Tax Effect [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward to label_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward_2">Tax Effect</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward_2" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward to label_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AccumulatedOtherComprehensiveIncomeLossTax" xlink:label="AccumulatedOtherComprehensiveIncomeLossTax" xlink:title="AccumulatedOtherComprehensiveIncomeLossTax" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossTax">Accumulated Other Comprehensive Income (Loss) Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossTax" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossTax to label_AccumulatedOtherComprehensiveIncomeLossTax" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossTax_2" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossTax_2">Balance at beginning of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossTax_2" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossTax to label_AccumulatedOtherComprehensiveIncomeLossTax" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossTax_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossTax_3">Represents the tax expense (benefit) on the amount of increase (decrease) in accumulated in equity from transactions and other events and circumstances from non-owner sources attributable to the parent entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossTax_3" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossTax to label_AccumulatedOtherComprehensiveIncomeLossTax" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossTax_4" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossTax_4">Balance at end of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossTax_4" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossTax to label_AccumulatedOtherComprehensiveIncomeLossTax" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_IncomeTaxesLineItems" xlink:label="IncomeTaxesLineItems" xlink:title="IncomeTaxesLineItems" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxesLineItems" xml:lang="en-US" id="label_IncomeTaxesLineItems">Income Taxes [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesLineItems" xlink:to="label_IncomeTaxesLineItems" xlink:title="label: IncomeTaxesLineItems to label_IncomeTaxesLineItems" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxesLineItems_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncomeTaxesLineItems" xml:lang="en-US" id="label_IncomeTaxesLineItems_2">Income Taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesLineItems" xlink:to="label_IncomeTaxesLineItems_2" xlink:title="label: IncomeTaxesLineItems to label_IncomeTaxesLineItems" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" xlink:label="AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" xlink:title="AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward">Accumulated Other Comprehensive Income (Loss) Net of Tax [Roll Forward]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward to label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward_2">Net of Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward_2" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward to label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxRollForward" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_IncomeTaxesTable" xlink:label="IncomeTaxesTable" xlink:title="IncomeTaxesTable" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxesTable" xml:lang="en-US" id="label_IncomeTaxesTable">Income Taxes [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesTable" xlink:to="label_IncomeTaxesTable" xlink:title="label: IncomeTaxesTable to label_IncomeTaxesTable" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxesTable_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IncomeTaxesTable" xml:lang="en-US" id="label_IncomeTaxesTable_2">Disclosures pertaining to income taxes.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxesTable" xlink:to="label_IncomeTaxesTable_2" xlink:title="label: IncomeTaxesTable to label_IncomeTaxesTable" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock" xlink:label="ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock" xlink:title="ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock" xml:lang="en-US" id="label_ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock">Schedule of Shares Earned Unvested Performance Shares [Table Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock" xlink:to="label_ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock" xlink:title="label: ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock to label_ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateTaxExemptIncome" xlink:label="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateTaxExemptIncome" xlink:title="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateTaxExemptIncome" />
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    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateTaxExemptIncome_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateTaxExemptIncome" xml:lang="en-US" id="label_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateTaxExemptIncome_3">Percentage of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the weighted average statutory income tax rate to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateChangeInDeferredTaxAssetsValuationAllowance" xlink:label="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateChangeInDeferredTaxAssetsValuationAllowance" xlink:title="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateChangeInDeferredTaxAssetsValuationAllowance" />
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    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPeriodOnCompletionOfPerformancePeriod_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPeriodOnCompletionOfPerformancePeriod" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPeriodOnCompletionOfPerformancePeriod_3">Represents the period, following completion of the performance period, which an employee's right to exercise an award is no longer contingent on satisfaction of a service condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPeriodOnCompletionOfPerformancePeriod" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPeriodOnCompletionOfPerformancePeriod_3" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPeriodOnCompletionOfPerformancePeriod to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardVestingPeriodOnCompletionOfPerformancePeriod" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" xlink:label="StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" xlink:title="StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement">Issuance of Class A and Class B-2 common shares net of issuance cost of $1,143</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" xlink:to="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" xlink:title="label: StockIssuedDuringPeriodValueNewIssuesPrivatePlacement to label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement_2">Equity impact of the value of new stock issued during the period to investors in a private placement.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" xlink:to="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement_2" xlink:title="label: StockIssuedDuringPeriodValueNewIssuesPrivatePlacement to label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement_3">Stock Issued During Period Value New Issues Private Placement</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" xlink:to="label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement_3" xlink:title="label: StockIssuedDuringPeriodValueNewIssuesPrivatePlacement to label_StockIssuedDuringPeriodValueNewIssuesPrivatePlacement" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" xlink:label="StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" xlink:title="StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering">Issuance of Common Shares net of issuance cost of $25,546</link:label>
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    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering_2">Stock Issued During Period Value New Issues Initial Public Offering</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" xlink:to="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering_2" xlink:title="label: StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering to label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering_3">Equity impact of the value of new stock issued during the period in an initial public offering.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" xlink:to="label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering_3" xlink:title="label: StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering to label_StockIssuedDuringPeriodValueNewIssuesInitialPublicOffering" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_EssentGroupLimited2013LongTermIncentivePlanMember" xlink:label="EssentGroupLimited2013LongTermIncentivePlanMember" xlink:title="EssentGroupLimited2013LongTermIncentivePlanMember" />
    <link:label xlink:type="resource" xlink:label="label_EssentGroupLimited2013LongTermIncentivePlanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EssentGroupLimited2013LongTermIncentivePlanMember" xml:lang="en-US" id="label_EssentGroupLimited2013LongTermIncentivePlanMember">Essent Group Limited 2013 Long Term Incentive Plan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentGroupLimited2013LongTermIncentivePlanMember" xlink:to="label_EssentGroupLimited2013LongTermIncentivePlanMember" xlink:title="label: EssentGroupLimited2013LongTermIncentivePlanMember to label_EssentGroupLimited2013LongTermIncentivePlanMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EssentGroupLimited2013LongTermIncentivePlanMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EssentGroupLimited2013LongTermIncentivePlanMember" xml:lang="en-US" id="label_EssentGroupLimited2013LongTermIncentivePlanMember_2">2013 Plan</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentGroupLimited2013LongTermIncentivePlanMember" xlink:to="label_EssentGroupLimited2013LongTermIncentivePlanMember_2" xlink:title="label: EssentGroupLimited2013LongTermIncentivePlanMember to label_EssentGroupLimited2013LongTermIncentivePlanMember" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_VestingBasedOnServiceAndPerformanceMember" xlink:label="VestingBasedOnServiceAndPerformanceMember" xlink:title="VestingBasedOnServiceAndPerformanceMember" />
    <link:label xlink:type="resource" xlink:label="label_VestingBasedOnServiceAndPerformanceMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_VestingBasedOnServiceAndPerformanceMember" xml:lang="en-US" id="label_VestingBasedOnServiceAndPerformanceMember">Represents a share based compensation award with vesting based on a combination of length of service and achievement of performance conditions.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VestingBasedOnServiceAndPerformanceMember" xlink:to="label_VestingBasedOnServiceAndPerformanceMember" xlink:title="label: VestingBasedOnServiceAndPerformanceMember to label_VestingBasedOnServiceAndPerformanceMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_VestingBasedOnServiceAndPerformanceMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VestingBasedOnServiceAndPerformanceMember" xml:lang="en-US" id="label_VestingBasedOnServiceAndPerformanceMember_2">Vesting Based on Service and Performance [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VestingBasedOnServiceAndPerformanceMember" xlink:to="label_VestingBasedOnServiceAndPerformanceMember_2" xlink:title="label: VestingBasedOnServiceAndPerformanceMember to label_VestingBasedOnServiceAndPerformanceMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_VestingBasedOnServiceAndPerformanceMember_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VestingBasedOnServiceAndPerformanceMember" xml:lang="en-US" id="label_VestingBasedOnServiceAndPerformanceMember_3">Time and Performance-Based</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VestingBasedOnServiceAndPerformanceMember" xlink:to="label_VestingBasedOnServiceAndPerformanceMember_3" xlink:title="label: VestingBasedOnServiceAndPerformanceMember to label_VestingBasedOnServiceAndPerformanceMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_VestingBasedOnServiceMember" xlink:label="VestingBasedOnServiceMember" xlink:title="VestingBasedOnServiceMember" />
    <link:label xlink:type="resource" xlink:label="label_VestingBasedOnServiceMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_VestingBasedOnServiceMember" xml:lang="en-US" id="label_VestingBasedOnServiceMember">Vesting Based on Service [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VestingBasedOnServiceMember" xlink:to="label_VestingBasedOnServiceMember" xlink:title="label: VestingBasedOnServiceMember to label_VestingBasedOnServiceMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_VestingBasedOnServiceMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_VestingBasedOnServiceMember" xml:lang="en-US" id="label_VestingBasedOnServiceMember_2">Time-Based</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VestingBasedOnServiceMember" xlink:to="label_VestingBasedOnServiceMember_2" xlink:title="label: VestingBasedOnServiceMember to label_VestingBasedOnServiceMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_VestingBasedOnServiceMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_VestingBasedOnServiceMember" xml:lang="en-US" id="label_VestingBasedOnServiceMember_3">Represents a share based compensation award with vesting based on length of service.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="VestingBasedOnServiceMember" xlink:to="label_VestingBasedOnServiceMember_3" xlink:title="label: VestingBasedOnServiceMember to label_VestingBasedOnServiceMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized">Share Based Compensation Arrangement by Share Based Payment Award, Annual Number of Additional Shares Authorized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_2">Increase in number of authorized shares on the first day of each fiscal year</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_2" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_3">Represents the number of additional shares that may be authorized for issuance annually under an established share-based compensation plan.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized_3" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares">Share Based Compensation Arrangement by Share Based Payment Award, Annual Additional Shares Authorized as Percentage of Outstanding Shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares_2">Increase in number of authorized shares on the first day of each fiscal year, as a percentage of outstanding Common Shares (as a percent)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares_2" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares_3">Represents the additional shares that may be authorized for issuance annually under an established share-based compensation plan, expressed as a percentage of the entity's outstanding shares.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_CompoundedAnnualBookValuePerShareGrowthRate" xlink:label="CompoundedAnnualBookValuePerShareGrowthRate" xlink:title="CompoundedAnnualBookValuePerShareGrowthRate" />
    <link:label xlink:type="resource" xlink:label="label_CompoundedAnnualBookValuePerShareGrowthRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CompoundedAnnualBookValuePerShareGrowthRate" xml:lang="en-US" id="label_CompoundedAnnualBookValuePerShareGrowthRate">Compounded Annual Book Value Per Share Growth Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CompoundedAnnualBookValuePerShareGrowthRate" xlink:to="label_CompoundedAnnualBookValuePerShareGrowthRate" xlink:title="label: CompoundedAnnualBookValuePerShareGrowthRate to label_CompoundedAnnualBookValuePerShareGrowthRate" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_CompoundedAnnualBookValuePerShareGrowthRate_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CompoundedAnnualBookValuePerShareGrowthRate" xml:lang="en-US" id="label_CompoundedAnnualBookValuePerShareGrowthRate_2">Compounded Annual Book Value Per Share Growth (as a percent)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CompoundedAnnualBookValuePerShareGrowthRate" xlink:to="label_CompoundedAnnualBookValuePerShareGrowthRate_2" xlink:title="label: CompoundedAnnualBookValuePerShareGrowthRate to label_CompoundedAnnualBookValuePerShareGrowthRate" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_CompoundedAnnualBookValuePerShareGrowthRate_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CompoundedAnnualBookValuePerShareGrowthRate" xml:lang="en-US" id="label_CompoundedAnnualBookValuePerShareGrowthRate_3">Represents the compounded annual book value per share growth rate, expressed as a percentage.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CompoundedAnnualBookValuePerShareGrowthRate" xlink:to="label_CompoundedAnnualBookValuePerShareGrowthRate_3" xlink:title="label: CompoundedAnnualBookValuePerShareGrowthRate to label_CompoundedAnnualBookValuePerShareGrowthRate" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" xlink:label="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" xlink:title="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" />
    <link:label xlink:type="resource" xlink:label="label_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" xml:lang="en-US" id="label_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate">Income Tax Reconciliation Income Tax Expense Benefit at Weighted Average Income Tax Rate</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" xlink:to="label_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" xlink:title="label: IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate to label_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_MortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" xlink:label="MortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" xlink:title="MortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" />
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    <link:label xlink:type="resource" xlink:label="label_MortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_MortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" xml:lang="en-US" id="label_MortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds_3">Represents, for a mortgage guaranty insurer, the amount of investment in United States Mortgage Guaranty Tax and Loss Bonds issued by the Treasury Department for eligibility for certain tax deductions under enacted tax laws.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" xlink:label="IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" xlink:title="IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" xml:lang="en-US" id="label_IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds">Represents, for a mortgage guaranty insurer, the increase (decrease) during the reporting period in the amount of investment in United States Mortgage Guaranty Tax and Loss Bonds issued by the Treasury Department for eligibility for certain tax deductions under enacted tax laws.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" xml:lang="en-US" id="label_IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds_3">Increase (Decrease) in Mortgage Guaranty Insurer United States Mortgage Guaranty Tax and Loss Bonds</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_SpecialRevenueMunicipalBondsMember" xlink:label="SpecialRevenueMunicipalBondsMember" xlink:title="SpecialRevenueMunicipalBondsMember" />
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    <link:label xlink:type="resource" xlink:label="label_SpecialRevenueMunicipalBondsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_SpecialRevenueMunicipalBondsMember" xml:lang="en-US" id="label_SpecialRevenueMunicipalBondsMember_3">A municipal bond whose debt service is payable solely from the revenues derived from operating the facilities acquired or constructed with the proceeds of the bonds.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_GeneralObligationMunicipalBondsMember" xlink:label="GeneralObligationMunicipalBondsMember" xlink:title="GeneralObligationMunicipalBondsMember" />
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    <link:label xlink:type="resource" xlink:label="label_GeneralObligationMunicipalBondsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GeneralObligationMunicipalBondsMember" xml:lang="en-US" id="label_GeneralObligationMunicipalBondsMember_2">General obligation bonds</link:label>
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    <link:label xlink:type="resource" xlink:label="label_GeneralObligationMunicipalBondsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_GeneralObligationMunicipalBondsMember" xml:lang="en-US" id="label_GeneralObligationMunicipalBondsMember_3">A bond secured by a pledge of the issuer's taxing powers (limited or unlimited). More commonly the general obligation bonds of local governments are paid from ad valorem property taxes and other general revenues. Considered the most secure of all municipal debt.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_TaxAllocationMunicipalBondsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_TaxAllocationMunicipalBondsMember" xml:lang="en-US" id="label_TaxAllocationMunicipalBondsMember_2">Tax allocation bonds</link:label>
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    <link:label xlink:type="resource" xlink:label="label_TaxAllocationMunicipalBondsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_TaxAllocationMunicipalBondsMember" xml:lang="en-US" id="label_TaxAllocationMunicipalBondsMember_3">Bonds issued in conjunction with a redevelopment project. The taxes pledged to their repayment come from the increase of assessed value over and above a pre-established base. The redevelopment creates this added value, known as the tax increment.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_CertificationOfParticipationBondsMember" xlink:label="CertificationOfParticipationBondsMember" xlink:title="CertificationOfParticipationBondsMember" />
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    <link:label xlink:type="resource" xlink:label="label_CertificationOfParticipationBondsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_CertificationOfParticipationBondsMember" xml:lang="en-US" id="label_CertificationOfParticipationBondsMember_2">Certification of participation bonds</link:label>
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    <link:label xlink:type="resource" xlink:label="label_CertificationOfParticipationBondsMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_CertificationOfParticipationBondsMember" xml:lang="en-US" id="label_CertificationOfParticipationBondsMember_3">Represents a type of financing where an investor purchases a share of the lease revenues of a program rather than the bond being secured by those revenues.</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:label="AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:title="AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" />
    <link:label xlink:type="resource" xlink:label="label_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xml:lang="en-US" id="label_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments">Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xml:lang="en-US" id="label_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_2">Gain on the sale of investments, net</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments" xml:lang="en-US" id="label_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments_3">Realized investment gains, net</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_OperatingLeasesFutureMinimumPaymentsDueInFiveYearsAndThereafter" xlink:label="OperatingLeasesFutureMinimumPaymentsDueInFiveYearsAndThereafter" xlink:title="OperatingLeasesFutureMinimumPaymentsDueInFiveYearsAndThereafter" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueInFiveYearsAndThereafter" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueInFiveYearsAndThereafter" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueInFiveYearsAndThereafter">Operating Leases, Future Minimum Payments, Due in Five Years and Thereafter</link:label>
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    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueInFiveYearsAndThereafter_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueInFiveYearsAndThereafter" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueInFiveYearsAndThereafter_3">Amount of required minimum rental payments maturing after the fourth fiscal year following the latest fiscal year for operating leases having an initial or remaining non-cancelable letter-terms in excess of one year.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception" xlink:label="AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception" xlink:title="AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception" />
    <link:label xlink:type="resource" xlink:label="label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception" xml:lang="en-US" id="label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception">Amount of United States Mortgage Guaranty Tax and Loss Bonds Purchased Since Inception</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception" xml:lang="en-US" id="label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception_2">Total amount of T&amp;L Bonds purchased since inception</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception" xml:lang="en-US" id="label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception_3">Represents the total amount of United States Mortgage Guaranty Tax and Loss Bonds (T&amp;L Bonds) purchased since inception.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception" xlink:to="label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception_3" xlink:title="label: AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception to label_AmountOfUnitedStatesMortgageGuarantyTaxAndLossBondsPurchasedSinceInception" use="optional" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_EssentReinsuranceLtdMember" xlink:label="EssentReinsuranceLtdMember" xlink:title="EssentReinsuranceLtdMember" />
    <link:label xlink:type="resource" xlink:label="label_EssentReinsuranceLtdMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EssentReinsuranceLtdMember" xml:lang="en-US" id="label_EssentReinsuranceLtdMember">Essent Reinsurance Ltd [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentReinsuranceLtdMember" xlink:to="label_EssentReinsuranceLtdMember" xlink:title="label: EssentReinsuranceLtdMember to label_EssentReinsuranceLtdMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EssentReinsuranceLtdMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EssentReinsuranceLtdMember" xml:lang="en-US" id="label_EssentReinsuranceLtdMember_2">Essent Re</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentReinsuranceLtdMember" xlink:to="label_EssentReinsuranceLtdMember_2" xlink:title="label: EssentReinsuranceLtdMember to label_EssentReinsuranceLtdMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_EssentReinsuranceLtdMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_EssentReinsuranceLtdMember" xml:lang="en-US" id="label_EssentReinsuranceLtdMember_3">Represents information pertaining to Essent Reinsurance, Ltd. (Essent Re), a wholly-owned Bermuda domiciled reinsurer of the reporting entity.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EssentReinsuranceLtdMember" xlink:to="label_EssentReinsuranceLtdMember_3" xlink:title="label: EssentReinsuranceLtdMember to label_EssentReinsuranceLtdMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="EntityWellKnownSeasonedIssuer" xlink:title="EntityWellKnownSeasonedIssuer" />
    <link:label xlink:type="resource" xlink:label="label_EntityWellKnownSeasonedIssuer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityWellKnownSeasonedIssuer" xml:lang="en-US" id="label_EntityWellKnownSeasonedIssuer">Entity Well-known Seasoned Issuer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityWellKnownSeasonedIssuer" xlink:to="label_EntityWellKnownSeasonedIssuer" xlink:title="label: EntityWellKnownSeasonedIssuer to label_EntityWellKnownSeasonedIssuer" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityVoluntaryFilers" xlink:label="EntityVoluntaryFilers" xlink:title="EntityVoluntaryFilers" />
    <link:label xlink:type="resource" xlink:label="label_EntityVoluntaryFilers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityVoluntaryFilers" xml:lang="en-US" id="label_EntityVoluntaryFilers">Entity Voluntary Filers</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityVoluntaryFilers" xlink:to="label_EntityVoluntaryFilers" xlink:title="label: EntityVoluntaryFilers to label_EntityVoluntaryFilers" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityCurrentReportingStatus" xlink:label="EntityCurrentReportingStatus" xlink:title="EntityCurrentReportingStatus" />
    <link:label xlink:type="resource" xlink:label="label_EntityCurrentReportingStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCurrentReportingStatus" xml:lang="en-US" id="label_EntityCurrentReportingStatus">Entity Current Reporting Status</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCurrentReportingStatus" xlink:to="label_EntityCurrentReportingStatus" xlink:title="label: EntityCurrentReportingStatus to label_EntityCurrentReportingStatus" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityFilerCategory" xlink:label="EntityFilerCategory" xlink:title="EntityFilerCategory" />
    <link:label xlink:type="resource" xlink:label="label_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityFilerCategory" xml:lang="en-US" id="label_EntityFilerCategory">Entity Filer Category</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFilerCategory" xlink:to="label_EntityFilerCategory" xlink:title="label: EntityFilerCategory to label_EntityFilerCategory" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityPublicFloat" xlink:label="EntityPublicFloat" xlink:title="EntityPublicFloat" />
    <link:label xlink:type="resource" xlink:label="label_EntityPublicFloat" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityPublicFloat" xml:lang="en-US" id="label_EntityPublicFloat">Entity Public Float</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityPublicFloat" xlink:to="label_EntityPublicFloat" xlink:title="label: EntityPublicFloat to label_EntityPublicFloat" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:label xlink:type="resource" xlink:label="label_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityRegistrantName" xml:lang="en-US" id="label_EntityRegistrantName">Entity Registrant Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityRegistrantName" xlink:to="label_EntityRegistrantName" xlink:title="label: EntityRegistrantName to label_EntityRegistrantName" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:label xlink:type="resource" xlink:label="label_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCentralIndexKey" xml:lang="en-US" id="label_EntityCentralIndexKey">Entity Central Index Key</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCentralIndexKey" xlink:to="label_EntityCentralIndexKey" xlink:title="label: EntityCentralIndexKey to label_EntityCentralIndexKey" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="EntityCommonStockSharesOutstanding" xlink:title="EntityCommonStockSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EntityCommonStockSharesOutstanding" xml:lang="en-US" id="label_EntityCommonStockSharesOutstanding">Entity Common Stock, Shares Outstanding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCommonStockSharesOutstanding" xlink:to="label_EntityCommonStockSharesOutstanding" xlink:title="label: EntityCommonStockSharesOutstanding to label_EntityCommonStockSharesOutstanding" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:label xlink:type="resource" xlink:label="label_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentFiscalYearFocus" xml:lang="en-US" id="label_DocumentFiscalYearFocus">Document Fiscal Year Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalYearFocus" xlink:to="label_DocumentFiscalYearFocus" xlink:title="label: DocumentFiscalYearFocus to label_DocumentFiscalYearFocus" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:label xlink:type="resource" xlink:label="label_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentFiscalPeriodFocus" xml:lang="en-US" id="label_DocumentFiscalPeriodFocus">Document Fiscal Period Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalPeriodFocus" xlink:to="label_DocumentFiscalPeriodFocus" xlink:title="label: DocumentFiscalPeriodFocus to label_DocumentFiscalPeriodFocus" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_LegalEntityAxis" xlink:label="LegalEntityAxis" xlink:title="LegalEntityAxis" />
    <link:label xlink:type="resource" xlink:label="label_LegalEntityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LegalEntityAxis" xml:lang="en-US" id="label_LegalEntityAxis">Legal Entity [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LegalEntityAxis" xlink:to="label_LegalEntityAxis" xlink:title="label: LegalEntityAxis to label_LegalEntityAxis" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/dei/2013/dei-2013-01-31.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:label xlink:type="resource" xlink:label="label_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DocumentType" xml:lang="en-US" id="label_DocumentType">Document Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentType" xlink:to="label_DocumentType" xlink:title="label: DocumentType to label_DocumentType" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" xlink:label="AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" xlink:title="AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" />
    <link:label xlink:type="resource" xlink:label="label_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" xml:lang="en-US" id="label_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent">Accounts Payable, Underwriters, Promoters, and Employees (Other than Salaries and Wages), Current</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" xlink:to="label_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" xlink:title="label: AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent to label_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" xml:lang="en-US" id="label_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent_2">Fee payable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" xlink:to="label_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent_2" xlink:title="label: AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent to label_AccountsPayableUnderwritersPromotersAndEmployeesOtherThanSalariesAndWagesCurrent" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsReceivableNet" xlink:label="AccountsReceivableNet" xlink:title="AccountsReceivableNet" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsReceivableNet" xlink:to="label_AccountsReceivableNet" xlink:title="label: AccountsReceivableNet to label_AccountsReceivableNet" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsReceivableNet" xlink:to="label_AccountsReceivableNet_2" xlink:title="label: AccountsReceivableNet to label_AccountsReceivableNet" use="optional" />
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    <link:label xlink:type="resource" xlink:label="label_AccountsReceivableGross_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsReceivableGross" xml:lang="en-US" id="label_AccountsReceivableGross_2">Accounts Receivable, Gross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsReceivableGross" xlink:to="label_AccountsReceivableGross_2" xlink:title="label: AccountsReceivableGross to label_AccountsReceivableGross" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccountsReceivableNetAbstract" xlink:label="AccountsReceivableNetAbstract" xlink:title="AccountsReceivableNetAbstract" />
    <link:label xlink:type="resource" xlink:label="label_AccountsReceivableNetAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccountsReceivableNetAbstract" xml:lang="en-US" id="label_AccountsReceivableNetAbstract">Accounts Receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsReceivableNetAbstract" xlink:to="label_AccountsReceivableNetAbstract" xlink:title="label: AccountsReceivableNetAbstract to label_AccountsReceivableNetAbstract" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccountsReceivableNetAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccountsReceivableNetAbstract" xml:lang="en-US" id="label_AccountsReceivableNetAbstract_2">Accounts Receivable, Net [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccountsReceivableNetAbstract" xlink:to="label_AccountsReceivableNetAbstract_2" xlink:title="label: AccountsReceivableNetAbstract to label_AccountsReceivableNetAbstract" use="optional" />
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    <link:label xlink:type="resource" xlink:label="label_AccretionExpense_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccretionExpense" xml:lang="en-US" id="label_AccretionExpense_2">Amortization of discount on payments due under Asset Purchase Agreement</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccretionExpense" xlink:to="label_AccretionExpense_2" xlink:title="label: AccretionExpense to label_AccretionExpense" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.sec.gov/country/2013/country-2013-01-31.xsd#country_US" xlink:label="US" xlink:title="US" />
    <link:label xlink:type="resource" xlink:label="label_US" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_US" xml:lang="en-US" id="label_US">UNITED STATES</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="US" xlink:to="label_US" xlink:title="label: US to label_US" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_US_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_US" xml:lang="en-US" id="label_US_2">United States</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="US" xlink:to="label_US_2" xlink:title="label: US to label_US" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccruedInvestmentIncomeReceivable" xlink:label="AccruedInvestmentIncomeReceivable" xlink:title="AccruedInvestmentIncomeReceivable" />
    <link:label xlink:type="resource" xlink:label="label_AccruedInvestmentIncomeReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccruedInvestmentIncomeReceivable" xml:lang="en-US" id="label_AccruedInvestmentIncomeReceivable">Accrued Investment Income Receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInvestmentIncomeReceivable" xlink:to="label_AccruedInvestmentIncomeReceivable" xlink:title="label: AccruedInvestmentIncomeReceivable to label_AccruedInvestmentIncomeReceivable" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccruedInvestmentIncomeReceivable_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccruedInvestmentIncomeReceivable" xml:lang="en-US" id="label_AccruedInvestmentIncomeReceivable_2">Accrued investment income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccruedInvestmentIncomeReceivable" xlink:to="label_AccruedInvestmentIncomeReceivable_2" xlink:title="label: AccruedInvestmentIncomeReceivable to label_AccruedInvestmentIncomeReceivable" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:label="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US" id="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">Property and equipment, accumulated depreciation (in dollars)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:title="label: AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment to label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xml:lang="en-US" id="label_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_2">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:label="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="AccumulatedOtherComprehensiveIncomeLossNetOfTax" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax">Accumulated Other Comprehensive Income (Loss), Net of Tax</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossNetOfTax to label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2">Accumulated other comprehensive income (loss)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax_2" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossNetOfTax to label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax_3" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossNetOfTax to label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax_4" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossNetOfTax_4">Balance at end of period</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:label="AccumulatedOtherComprehensiveIncomeMember" xlink:title="AccumulatedOtherComprehensiveIncomeMember" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeMember">Accumulated Other Comprehensive Income (Loss) [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeMember" xlink:to="label_AccumulatedOtherComprehensiveIncomeMember" xlink:title="label: AccumulatedOtherComprehensiveIncomeMember to label_AccumulatedOtherComprehensiveIncomeMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeMember_2">Accumulated Other Comprehensive Income (Loss)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeMember" xlink:to="label_AccumulatedOtherComprehensiveIncomeMember_2" xlink:title="label: AccumulatedOtherComprehensiveIncomeMember to label_AccumulatedOtherComprehensiveIncomeMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:label="AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:title="AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract">Accumulated Other Comprehensive Income (Loss)</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossBeforeTax1" xlink:label="AccumulatedOtherComprehensiveIncomeLossBeforeTax1" xlink:title="AccumulatedOtherComprehensiveIncomeLossBeforeTax1" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1">Balance at beginning of period</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1_2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1_2">Balance at end of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AccumulatedOtherComprehensiveIncomeLossBeforeTax1" xlink:to="label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1_2" xlink:title="label: AccumulatedOtherComprehensiveIncomeLossBeforeTax1 to label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1" xml:lang="en-US" id="label_AccumulatedOtherComprehensiveIncomeLossBeforeTax1_3">Accumulated Other Comprehensive Income (Loss), before Tax</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdditionalPaidInCapitalCommonStock" xlink:label="AdditionalPaidInCapitalCommonStock" xlink:title="AdditionalPaidInCapitalCommonStock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalCommonStock" xlink:to="label_AdditionalPaidInCapitalCommonStock" xlink:title="label: AdditionalPaidInCapitalCommonStock to label_AdditionalPaidInCapitalCommonStock" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AdditionalPaidInCapitalCommonStock_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AdditionalPaidInCapitalCommonStock" xml:lang="en-US" id="label_AdditionalPaidInCapitalCommonStock_2">Additional paid-in capital</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalCommonStock" xlink:to="label_AdditionalPaidInCapitalCommonStock_2" xlink:title="label: AdditionalPaidInCapitalCommonStock to label_AdditionalPaidInCapitalCommonStock" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdditionalPaidInCapitalMember" xlink:label="AdditionalPaidInCapitalMember" xlink:title="AdditionalPaidInCapitalMember" />
    <link:label xlink:type="resource" xlink:label="label_AdditionalPaidInCapitalMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AdditionalPaidInCapitalMember" xml:lang="en-US" id="label_AdditionalPaidInCapitalMember">Additional Paid-in Capital [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalMember" xlink:to="label_AdditionalPaidInCapitalMember" xlink:title="label: AdditionalPaidInCapitalMember to label_AdditionalPaidInCapitalMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AdditionalPaidInCapitalMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AdditionalPaidInCapitalMember" xml:lang="en-US" id="label_AdditionalPaidInCapitalMember_2">Additional Paid-In Capital</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AdditionalPaidInCapitalMember" xlink:to="label_AdditionalPaidInCapitalMember_2" xlink:title="label: AdditionalPaidInCapitalMember to label_AdditionalPaidInCapitalMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:label="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:title="AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AllocatedShareBasedCompensationExpense" xlink:label="AllocatedShareBasedCompensationExpense" xlink:title="AllocatedShareBasedCompensationExpense" />
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    <link:label xlink:type="resource" xlink:label="label_AllocatedShareBasedCompensationExpense_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllocatedShareBasedCompensationExpense" xml:lang="en-US" id="label_AllocatedShareBasedCompensationExpense_2">Compensation expense</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AllowanceForDoubtfulAccountsReceivable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AllowanceForDoubtfulAccountsReceivable" xml:lang="en-US" id="label_AllowanceForDoubtfulAccountsReceivable">Less: Allowance for doubtful accounts</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AllowanceForDoubtfulAccountsReceivable_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AllowanceForDoubtfulAccountsReceivable" xml:lang="en-US" id="label_AllowanceForDoubtfulAccountsReceivable_2">Allowance for Doubtful Accounts Receivable</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:label="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" xlink:title="AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AntidilutiveSecuritiesNameDomain" xlink:label="AntidilutiveSecuritiesNameDomain" xlink:title="AntidilutiveSecuritiesNameDomain" />
    <link:label xlink:type="resource" xlink:label="label_AntidilutiveSecuritiesNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AntidilutiveSecuritiesNameDomain" xml:lang="en-US" id="label_AntidilutiveSecuritiesNameDomain">Antidilutive Securities, Name [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AntidilutiveSecuritiesNameDomain" xlink:to="label_AntidilutiveSecuritiesNameDomain" xlink:title="label: AntidilutiveSecuritiesNameDomain to label_AntidilutiveSecuritiesNameDomain" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AssetBackedSecuritiesMember" xlink:label="AssetBackedSecuritiesMember" xlink:title="AssetBackedSecuritiesMember" />
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    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost">Due in 1 year</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_2">Available-for-sale Securities, Debt Maturities, Next Twelve Months, Amortized Cost Basis</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecurities" xlink:label="AvailableForSaleSecurities" xlink:title="AvailableForSaleSecurities" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecurities" xml:lang="en-US" id="label_AvailableForSaleSecurities">Available-for-sale Securities</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecurities_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_AvailableForSaleSecurities" xml:lang="en-US" id="label_AvailableForSaleSecurities_2">Fair Value</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecurities_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_AvailableForSaleSecurities" xml:lang="en-US" id="label_AvailableForSaleSecurities_3">Total investments available for sale</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecurities" xlink:to="label_AvailableForSaleSecurities_3" xlink:title="label: AvailableForSaleSecurities to label_AvailableForSaleSecurities" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecurities_4" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableForSaleSecurities" xml:lang="en-US" id="label_AvailableForSaleSecurities_4">Total investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecurities" xlink:to="label_AvailableForSaleSecurities_4" xlink:title="label: AvailableForSaleSecurities to label_AvailableForSaleSecurities" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis">Subtotal</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_2">Available-for-sale Securities, Debt Maturities, Single Maturity Date, Amortized Cost Basis</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_2" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis to label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:label="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:title="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue">Total</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2">Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" xlink:to="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue_2" xlink:title="label: AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue to label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis">Due after 10 years</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_2">Available-for-sale Securities, Debt Maturities, Rolling after Year Ten, Amortized Cost Basis</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:to="label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_2" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis to label_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate">Fixed maturities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:to="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate to label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_2">Subtotal</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xlink:to="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_2" xlink:title="label: AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate to label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate_3">Available-for-sale Securities, Debt Maturities, Single Maturity Date</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:label="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:title="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract">Gross Unrealized Losses</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract" xml:lang="en-US" id="label_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAbstract_2">Available-for-sale Securities, Continuous Unrealized Loss Position, Aggregate Loss [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" />
    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue">Periodic payments throughout</link:label>
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    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue_2">Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" xlink:label="AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" xlink:title="AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" />
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    <link:label xlink:type="resource" xlink:label="label_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost" xml:lang="en-US" id="label_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_2">Available-for-sale Securities, Debt Maturities, Year Two Through Five, Amortized Cost Basis</link:label>
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    <link:label xlink:type="resource" xlink:label="label_CommonStockValue" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_CommonStockValue" xml:lang="en-US" id="label_CommonStockValue">Common Shares, $0.015 par value: Authorized - 233,333; issued - 86,528 shares in 2014 and 86,491 shares in 2013</link:label>
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    <link:label xlink:type="resource" xlink:label="label_CommonStockSharesAuthorized_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_CommonStockSharesAuthorized" xml:lang="en-US" id="label_CommonStockSharesAuthorized_2">Common Stock, Shares Authorized</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ComponentsOfDeferredTaxAssetsAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ComponentsOfDeferredTaxAssetsAbstract" xml:lang="en-US" id="label_ComponentsOfDeferredTaxAssetsAbstract_2">Components of Deferred Tax Assets [Abstract]</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ComprehensiveIncomeNetOfTax" xlink:to="label_ComprehensiveIncomeNetOfTax" xlink:title="label: ComprehensiveIncomeNetOfTax to label_ComprehensiveIncomeNetOfTax" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesInvestments" xlink:to="label_DeferredTaxLiabilitiesInvestments" xlink:title="label: DeferredTaxLiabilitiesInvestments to label_DeferredTaxLiabilitiesInvestments" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxLiabilitiesInvestments_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxLiabilitiesInvestments" xml:lang="en-US" id="label_DeferredTaxLiabilitiesInvestments_2">Deferred Tax Liabilities, Investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesInvestments" xlink:to="label_DeferredTaxLiabilitiesInvestments_2" xlink:title="label: DeferredTaxLiabilitiesInvestments to label_DeferredTaxLiabilitiesInvestments" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxLiabilitiesPrepaidExpenses" xlink:label="DeferredTaxLiabilitiesPrepaidExpenses" xlink:title="DeferredTaxLiabilitiesPrepaidExpenses" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesPrepaidExpenses" xlink:to="label_DeferredTaxLiabilitiesPrepaidExpenses" xlink:title="label: DeferredTaxLiabilitiesPrepaidExpenses to label_DeferredTaxLiabilitiesPrepaidExpenses" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxLiabilitiesPrepaidExpenses_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxLiabilitiesPrepaidExpenses" xml:lang="en-US" id="label_DeferredTaxLiabilitiesPrepaidExpenses_2">Deferred Tax Liabilities, Prepaid Expenses</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxLiabilitiesPrepaidExpenses" xlink:to="label_DeferredTaxLiabilitiesPrepaidExpenses_2" xlink:title="label: DeferredTaxLiabilitiesPrepaidExpenses to label_DeferredTaxLiabilitiesPrepaidExpenses" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsInvestments" xlink:label="DeferredTaxAssetsInvestments" xlink:title="DeferredTaxAssetsInvestments" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsInvestments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredTaxAssetsInvestments" xml:lang="en-US" id="label_DeferredTaxAssetsInvestments">Unrealized loss on investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsInvestments" xlink:to="label_DeferredTaxAssetsInvestments" xlink:title="label: DeferredTaxAssetsInvestments to label_DeferredTaxAssetsInvestments" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsInvestments_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsInvestments" xml:lang="en-US" id="label_DeferredTaxAssetsInvestments_2">Deferred Tax Assets, Investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsInvestments" xlink:to="label_DeferredTaxAssetsInvestments_2" xlink:title="label: DeferredTaxAssetsInvestments to label_DeferredTaxAssetsInvestments" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:label="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:title="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xml:lang="en-US" id="label_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross">Unrealized loss (gain) on investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:to="label_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:title="label: DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross to label_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xml:lang="en-US" id="label_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_2">Deferred Tax Assets, Unrealized Losses on Available-for-Sale Securities, Gross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:to="label_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_2" xlink:title="label: DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross to label_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredIncomeTaxLiabilities" xlink:label="DeferredIncomeTaxLiabilities" xlink:title="DeferredIncomeTaxLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DeferredIncomeTaxLiabilities" xml:lang="en-US" id="label_DeferredIncomeTaxLiabilities">Deferred tax liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="label_DeferredIncomeTaxLiabilities" xlink:title="label: DeferredIncomeTaxLiabilities to label_DeferredIncomeTaxLiabilities" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxLiabilities_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredIncomeTaxLiabilities" xml:lang="en-US" id="label_DeferredIncomeTaxLiabilities_2">Deferred Tax Liabilities, Gross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxLiabilities" xlink:to="label_DeferredIncomeTaxLiabilities_2" xlink:title="label: DeferredIncomeTaxLiabilities to label_DeferredIncomeTaxLiabilities" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredOtherTaxExpenseBenefit" xlink:label="DeferredOtherTaxExpenseBenefit" xlink:title="DeferredOtherTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="label_DeferredOtherTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DeferredOtherTaxExpenseBenefit" xml:lang="en-US" id="label_DeferredOtherTaxExpenseBenefit">Net deferred tax benefit recognized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredOtherTaxExpenseBenefit" xlink:to="label_DeferredOtherTaxExpenseBenefit" xlink:title="label: DeferredOtherTaxExpenseBenefit to label_DeferredOtherTaxExpenseBenefit" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredOtherTaxExpenseBenefit_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredOtherTaxExpenseBenefit" xml:lang="en-US" id="label_DeferredOtherTaxExpenseBenefit_2">Deferred Other Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredOtherTaxExpenseBenefit" xlink:to="label_DeferredOtherTaxExpenseBenefit_2" xlink:title="label: DeferredOtherTaxExpenseBenefit to label_DeferredOtherTaxExpenseBenefit" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredPolicyAcquisitionCosts" xlink:label="DeferredPolicyAcquisitionCosts" xlink:title="DeferredPolicyAcquisitionCosts" />
    <link:label xlink:type="resource" xlink:label="label_DeferredPolicyAcquisitionCosts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredPolicyAcquisitionCosts" xml:lang="en-US" id="label_DeferredPolicyAcquisitionCosts">Deferred Policy Acquisition Costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredPolicyAcquisitionCosts" xlink:to="label_DeferredPolicyAcquisitionCosts" xlink:title="label: DeferredPolicyAcquisitionCosts to label_DeferredPolicyAcquisitionCosts" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredPolicyAcquisitionCosts_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredPolicyAcquisitionCosts" xml:lang="en-US" id="label_DeferredPolicyAcquisitionCosts_2">Deferred policy acquisition costs</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredPolicyAcquisitionCosts" xlink:to="label_DeferredPolicyAcquisitionCosts_2" xlink:title="label: DeferredPolicyAcquisitionCosts to label_DeferredPolicyAcquisitionCosts" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:label="DeferredIncomeTaxExpenseBenefit" xlink:title="DeferredIncomeTaxExpenseBenefit" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxExpenseBenefit_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_DeferredIncomeTaxExpenseBenefit_2">Deferred</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxExpenseBenefit" xlink:to="label_DeferredIncomeTaxExpenseBenefit_2" xlink:title="label: DeferredIncomeTaxExpenseBenefit to label_DeferredIncomeTaxExpenseBenefit" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxExpenseBenefit_3" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_DeferredIncomeTaxExpenseBenefit_3">Net deferred tax benefit recognized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxExpenseBenefit" xlink:to="label_DeferredIncomeTaxExpenseBenefit_3" xlink:title="label: DeferredIncomeTaxExpenseBenefit to label_DeferredIncomeTaxExpenseBenefit" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxExpenseBenefit_4" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_DeferredIncomeTaxExpenseBenefit_4">Deferred Income Tax Expense (Benefit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredIncomeTaxExpenseBenefit" xlink:to="label_DeferredIncomeTaxExpenseBenefit_4" xlink:title="label: DeferredIncomeTaxExpenseBenefit to label_DeferredIncomeTaxExpenseBenefit" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxExpenseBenefit_5" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:title="label_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_DeferredIncomeTaxExpenseBenefit_5">Deferred income tax benefit</link:label>
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    <link:label xlink:type="resource" xlink:label="label_DeferredIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_DeferredIncomeTaxExpenseBenefit" xml:lang="en-US" id="label_DeferredIncomeTaxExpenseBenefit">Deferred income tax provision (benefit)</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:label="DeferredTaxAssetsLiabilitiesNet" xlink:title="DeferredTaxAssetsLiabilitiesNet" />
    <link:label xlink:type="resource" xlink:label="label_DeferredTaxAssetsLiabilitiesNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_DeferredTaxAssetsLiabilitiesNet" xml:lang="en-US" id="label_DeferredTaxAssetsLiabilitiesNet">Deferred Tax Assets, Net</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsLiabilitiesNet" xlink:to="label_DeferredTaxAssetsLiabilitiesNet_2" xlink:title="label: DeferredTaxAssetsLiabilitiesNet to label_DeferredTaxAssetsLiabilitiesNet" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsGross" xlink:label="DeferredTaxAssetsGross" xlink:title="DeferredTaxAssetsGross" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" xlink:to="label_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost_2" xlink:title="label: DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost to label_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_DeferredTaxAssetsNetAbstract" xlink:label="DeferredTaxAssetsNetAbstract" xlink:title="DeferredTaxAssetsNetAbstract" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareTextBlock" xlink:label="EarningsPerShareTextBlock" xlink:title="EarningsPerShareTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareDilutedLineItems" xlink:label="EarningsPerShareDilutedLineItems" xlink:title="EarningsPerShareDilutedLineItems" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareDilutedLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EarningsPerShareDilutedLineItems" xml:lang="en-US" id="label_EarningsPerShareDilutedLineItems">Earnings per share (EPS))</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EarningsPerShareDilutedLineItems" xlink:to="label_EarningsPerShareDilutedLineItems" xlink:title="label: EarningsPerShareDilutedLineItems to label_EarningsPerShareDilutedLineItems" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EarningsPerShareAbstract" xlink:label="EarningsPerShareAbstract" xlink:title="EarningsPerShareAbstract" />
    <link:label xlink:type="resource" xlink:label="label_EarningsPerShareAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EarningsPerShareAbstract" xml:lang="en-US" id="label_EarningsPerShareAbstract">Earnings per Share (EPS)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateContinuingOperations" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_EffectiveIncomeTaxRateContinuingOperations" xml:lang="en-US" id="label_EffectiveIncomeTaxRateContinuingOperations">Total income tax expense (benefit) (as a percent)</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:label="EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:title="EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" />
    <link:label xlink:type="resource" xlink:label="label_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract" xml:lang="en-US" id="label_EffectiveIncomeTaxRateContinuingOperationsTaxRateReconciliationAbstract">% of pretax income</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:label="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" xlink:title="EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:label="EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:title="EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" />
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    <link:label xlink:type="resource" xlink:label="label_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xml:lang="en-US" id="label_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_2">Income tax benefit</link:label>
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    <link:label xlink:type="resource" xlink:label="label_EstimateOfFairValueFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US" id="label_EstimateOfFairValueFairValueDisclosureMember">Fair Value</link:label>
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    <link:label xlink:type="resource" xlink:label="label_EstimateOfFairValueFairValueDisclosureMember_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US" id="label_EstimateOfFairValueFairValueDisclosureMember_2">Total</link:label>
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    <link:label xlink:type="resource" xlink:label="label_EstimateOfFairValueFairValueDisclosureMember_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_EstimateOfFairValueFairValueDisclosureMember" xml:lang="en-US" id="label_EstimateOfFairValueFairValueDisclosureMember_3">Estimate of Fair Value Measurement [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EstimateOfFairValueFairValueDisclosureMember" xlink:to="label_EstimateOfFairValueFairValueDisclosureMember_3" xlink:title="label: EstimateOfFairValueFairValueDisclosureMember to label_EstimateOfFairValueFairValueDisclosureMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:label="ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:title="ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" />
    <link:label xlink:type="resource" xlink:label="label_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xml:lang="en-US" id="label_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities">Excess tax benefits from stock-based compensation</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xml:lang="en-US" id="label_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities_2">Excess Tax Benefit from Share-based Compensation, Operating Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" xlink:to="label_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities_2" xlink:title="label: ExcessTaxBenefitFromShareBasedCompensationOperatingActivities to label_ExcessTaxBenefitFromShareBasedCompensationOperatingActivities" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:label="ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:title="ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" />
    <link:label xlink:type="resource" xlink:label="label_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xml:lang="en-US" id="label_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities">Excess tax benefits from stock-based compensation</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:to="label_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:title="label: ExcessTaxBenefitFromShareBasedCompensationFinancingActivities to label_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xml:lang="en-US" id="label_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_2">Excess Tax Benefit from Share-based Compensation, Financing Activities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" xlink:to="label_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities_2" xlink:title="label: ExcessTaxBenefitFromShareBasedCompensationFinancingActivities to label_ExcessTaxBenefitFromShareBasedCompensationFinancingActivities" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByMeasurementFrequencyAxis" xlink:label="FairValueByMeasurementFrequencyAxis" xlink:title="FairValueByMeasurementFrequencyAxis" />
    <link:label xlink:type="resource" xlink:label="label_FairValueByMeasurementFrequencyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByMeasurementFrequencyAxis" xml:lang="en-US" id="label_FairValueByMeasurementFrequencyAxis">Measurement Frequency [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByMeasurementFrequencyAxis" xlink:to="label_FairValueByMeasurementFrequencyAxis" xlink:title="label: FairValueByMeasurementFrequencyAxis to label_FairValueByMeasurementFrequencyAxis" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" />
    <link:label xlink:type="resource" xlink:label="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xml:lang="en-US" id="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable">Fair Value Measurements, Recurring and Nonrecurring [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable to label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:label="FairValueByFairValueHierarchyLevelAxis" xlink:title="FairValueByFairValueHierarchyLevelAxis" />
    <link:label xlink:type="resource" xlink:label="label_FairValueByFairValueHierarchyLevelAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByFairValueHierarchyLevelAxis" xml:lang="en-US" id="label_FairValueByFairValueHierarchyLevelAxis">Fair Value, Hierarchy [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByFairValueHierarchyLevelAxis" xlink:to="label_FairValueByFairValueHierarchyLevelAxis" xlink:title="label: FairValueByFairValueHierarchyLevelAxis to label_FairValueByFairValueHierarchyLevelAxis" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementsRecurringMember" xlink:label="FairValueMeasurementsRecurringMember" xlink:title="FairValueMeasurementsRecurringMember" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsRecurringMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueMeasurementsRecurringMember" xml:lang="en-US" id="label_FairValueMeasurementsRecurringMember">Recurring basis</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsRecurringMember" xlink:to="label_FairValueMeasurementsRecurringMember" xlink:title="label: FairValueMeasurementsRecurringMember to label_FairValueMeasurementsRecurringMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsRecurringMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementsRecurringMember" xml:lang="en-US" id="label_FairValueMeasurementsRecurringMember_2">Fair Value, Measurements, Recurring [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsRecurringMember" xlink:to="label_FairValueMeasurementsRecurringMember_2" xlink:title="label: FairValueMeasurementsRecurringMember to label_FairValueMeasurementsRecurringMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementFrequencyDomain" xlink:label="FairValueMeasurementFrequencyDomain" xlink:title="FairValueMeasurementFrequencyDomain" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementFrequencyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementFrequencyDomain" xml:lang="en-US" id="label_FairValueMeasurementFrequencyDomain">Fair Value, Measurement Frequency [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueByMeasurementBasisAxis" xlink:label="FairValueByMeasurementBasisAxis" xlink:title="FairValueByMeasurementBasisAxis" />
    <link:label xlink:type="resource" xlink:label="label_FairValueByMeasurementBasisAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueByMeasurementBasisAxis" xml:lang="en-US" id="label_FairValueByMeasurementBasisAxis">Measurement Basis [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueByMeasurementBasisAxis" xlink:to="label_FairValueByMeasurementBasisAxis" xlink:title="label: FairValueByMeasurementBasisAxis to label_FairValueByMeasurementBasisAxis" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:label="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:title="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" />
    <link:label xlink:type="resource" xlink:label="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xml:lang="en-US" id="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">Fair value of financial instruments</link:label>
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    <link:label xlink:type="resource" xlink:label="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xml:lang="en-US" id="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_2" xlink:title="label: FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems to label_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueDisclosuresAbstract" xlink:label="FairValueDisclosuresAbstract" xlink:title="FairValueDisclosuresAbstract" />
    <link:label xlink:type="resource" xlink:label="label_FairValueDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueDisclosuresAbstract" xml:lang="en-US" id="label_FairValueDisclosuresAbstract">Fair Value of Financial Instruments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueDisclosuresAbstract" xlink:to="label_FairValueDisclosuresAbstract" xlink:title="label: FairValueDisclosuresAbstract to label_FairValueDisclosuresAbstract" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:label="FairValueMeasurementsFairValueHierarchyDomain" xlink:title="FairValueMeasurementsFairValueHierarchyDomain" />
    <link:label xlink:type="resource" xlink:label="label_FairValueMeasurementsFairValueHierarchyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueMeasurementsFairValueHierarchyDomain" xml:lang="en-US" id="label_FairValueMeasurementsFairValueHierarchyDomain">Fair Value Hierarchy [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueMeasurementsFairValueHierarchyDomain" xlink:to="label_FairValueMeasurementsFairValueHierarchyDomain" xlink:title="label: FairValueMeasurementsFairValueHierarchyDomain to label_FairValueMeasurementsFairValueHierarchyDomain" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisTextBlock" xlink:label="FairValueAssetsMeasuredOnRecurringBasisTextBlock" xlink:title="FairValueAssetsMeasuredOnRecurringBasisTextBlock" />
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    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel3Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueInputsLevel3Member" xml:lang="en-US" id="label_FairValueInputsLevel3Member">Significant Unobservable Inputs (Level 3)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel3Member_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel3Member" xml:lang="en-US" id="label_FairValueInputsLevel3Member_2">Fair Value, Inputs, Level 3 [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel1Member" xlink:label="FairValueInputsLevel1Member" xlink:title="FairValueInputsLevel1Member" />
    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel1Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueInputsLevel1Member" xml:lang="en-US" id="label_FairValueInputsLevel1Member">Quoted Prices in Active Markets for Identical Instruments (Level 1)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel1Member" xlink:to="label_FairValueInputsLevel1Member" xlink:title="label: FairValueInputsLevel1Member to label_FairValueInputsLevel1Member" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel1Member_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel1Member" xml:lang="en-US" id="label_FairValueInputsLevel1Member_2">Fair Value, Inputs, Level 1 [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FairValueInputsLevel1Member" xlink:to="label_FairValueInputsLevel1Member_2" xlink:title="label: FairValueInputsLevel1Member to label_FairValueInputsLevel1Member" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FairValueInputsLevel2Member" xlink:label="FairValueInputsLevel2Member" xlink:title="FairValueInputsLevel2Member" />
    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel2Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FairValueInputsLevel2Member" xml:lang="en-US" id="label_FairValueInputsLevel2Member">Significant Other Observable Inputs (Level 2)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_FairValueInputsLevel2Member_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FairValueInputsLevel2Member" xml:lang="en-US" id="label_FairValueInputsLevel2Member_2">Fair Value, Inputs, Level 2 [Member]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancialLiabilitiesFairValueDisclosure" xlink:label="FinancialLiabilitiesFairValueDisclosure" xlink:title="FinancialLiabilitiesFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_FinancialLiabilitiesFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancialLiabilitiesFairValueDisclosure" xml:lang="en-US" id="label_FinancialLiabilitiesFairValueDisclosure">Liabilities</link:label>
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    <link:label xlink:type="resource" xlink:label="label_FinancialLiabilitiesFairValueDisclosure_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialLiabilitiesFairValueDisclosure" xml:lang="en-US" id="label_FinancialLiabilitiesFairValueDisclosure_2">Financial Liabilities Fair Value Disclosure</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialLiabilitiesFairValueDisclosure" xlink:to="label_FinancialLiabilitiesFairValueDisclosure_2" xlink:title="label: FinancialLiabilitiesFairValueDisclosure to label_FinancialLiabilitiesFairValueDisclosure" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:label="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" />
    <link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xml:lang="en-US" id="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract">Financial Liabilities:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:to="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xlink:title="label: FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract to label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract" xml:lang="en-US" id="label_FinancialInstrumentsFinancialLiabilitiesBalanceSheetGroupingsAbstract_2">Financial Instruments, Financial Liabilities, Balance Sheet Groupings [Abstract]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xml:lang="en-US" id="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract">Financial Assets:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:to="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xlink:title="label: FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract to label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract" xml:lang="en-US" id="label_FinancialInstrumentsFinancialAssetsBalanceSheetGroupingsAbstract_2">Financial Instruments, Financial Assets, Balance Sheet Groupings [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_FixedMaturitiesMember" xlink:label="FixedMaturitiesMember" xlink:title="FixedMaturitiesMember" />
    <link:label xlink:type="resource" xlink:label="label_FixedMaturitiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FixedMaturitiesMember" xml:lang="en-US" id="label_FixedMaturitiesMember">Fixed maturities</link:label>
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    <link:label xlink:type="resource" xlink:label="label_FixedMaturitiesMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FixedMaturitiesMember" xml:lang="en-US" id="label_FixedMaturitiesMember_2">Fixed Maturities [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FixedMaturitiesMember" xlink:to="label_FixedMaturitiesMember_2" xlink:title="label: FixedMaturitiesMember to label_FixedMaturitiesMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GainLossOnSaleOfInvestments" xlink:label="GainLossOnSaleOfInvestments" xlink:title="GainLossOnSaleOfInvestments" />
    <link:label xlink:type="resource" xlink:label="label_GainLossOnSaleOfInvestments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GainLossOnSaleOfInvestments" xml:lang="en-US" id="label_GainLossOnSaleOfInvestments">Gain (Loss) on Sale of Investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GainLossOnSaleOfInvestments" xlink:to="label_GainLossOnSaleOfInvestments" xlink:title="label: GainLossOnSaleOfInvestments to label_GainLossOnSaleOfInvestments" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_GrossInvestmentIncomeOperating" xlink:label="GrossInvestmentIncomeOperating" xlink:title="GrossInvestmentIncomeOperating" />
    <link:label xlink:type="resource" xlink:label="label_GrossInvestmentIncomeOperating" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_GrossInvestmentIncomeOperating" xml:lang="en-US" id="label_GrossInvestmentIncomeOperating">Gross investment income</link:label>
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    <link:label xlink:type="resource" xlink:label="label_GrossInvestmentIncomeOperating_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_GrossInvestmentIncomeOperating" xml:lang="en-US" id="label_GrossInvestmentIncomeOperating_2">Gross Investment Income, Operating</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GrossInvestmentIncomeOperating" xlink:to="label_GrossInvestmentIncomeOperating_2" xlink:title="label: GrossInvestmentIncomeOperating to label_GrossInvestmentIncomeOperating" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:label="IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:title="IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxDisclosureAbstract" xlink:label="IncomeTaxDisclosureAbstract" xlink:title="IncomeTaxDisclosureAbstract" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncomeTaxExpenseBenefit" xlink:label="IncomeTaxExpenseBenefit" xlink:title="IncomeTaxExpenseBenefit" />
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    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccountsReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInAccountsReceivable" xml:lang="en-US" id="label_IncreaseDecreaseInAccountsReceivable">Increase (Decrease) in Accounts Receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInAccountsReceivable" xlink:to="label_IncreaseDecreaseInAccountsReceivable" xlink:title="label: IncreaseDecreaseInAccountsReceivable to label_IncreaseDecreaseInAccountsReceivable" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccountsReceivable_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInAccountsReceivable" xml:lang="en-US" id="label_IncreaseDecreaseInAccountsReceivable_2">Accounts receivable</link:label>
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInUnearnedPremiumsNet" xlink:to="label_IncreaseDecreaseInUnearnedPremiumsNet_2" xlink:title="label: IncreaseDecreaseInUnearnedPremiumsNet to label_IncreaseDecreaseInUnearnedPremiumsNet" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccruedInvestmentIncomeReceivable" xlink:label="IncreaseDecreaseInAccruedInvestmentIncomeReceivable" xlink:title="IncreaseDecreaseInAccruedInvestmentIncomeReceivable" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccruedInvestmentIncomeReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInAccruedInvestmentIncomeReceivable" xml:lang="en-US" id="label_IncreaseDecreaseInAccruedInvestmentIncomeReceivable">Increase (Decrease) in Accrued Investment Income Receivable</link:label>
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    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInAccruedInvestmentIncomeReceivable" xml:lang="en-US" id="label_IncreaseDecreaseInAccruedInvestmentIncomeReceivable_2">Accrued investment income</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:label="IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:title="IncreaseDecreaseInDeferredPolicyAcquisitionCosts" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:to="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xlink:title="label: IncreaseDecreaseInDeferredPolicyAcquisitionCosts to label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts" xml:lang="en-US" id="label_IncreaseDecreaseInDeferredPolicyAcquisitionCosts_2">Deferred policy acquisition costs</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:label="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:title="IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities" xml:lang="en-US" id="label_IncreaseDecreaseInAccountsPayableAndAccruedLiabilities">Increase (Decrease) in Accounts Payable and Accrued Liabilities</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInDeferredIncomeTaxes" xlink:label="IncreaseDecreaseInDeferredIncomeTaxes" xlink:title="IncreaseDecreaseInDeferredIncomeTaxes" />
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    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInDeferredIncomeTaxes_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInDeferredIncomeTaxes" xml:lang="en-US" id="label_IncreaseDecreaseInDeferredIncomeTaxes_2">Net deferred tax asset</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:label="IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="IncreaseDecreaseInOperatingCapitalAbstract" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingCapitalAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingCapitalAbstract">Increase (Decrease) in Operating Capital [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="label_IncreaseDecreaseInOperatingCapitalAbstract" xlink:title="label: IncreaseDecreaseInOperatingCapitalAbstract to label_IncreaseDecreaseInOperatingCapitalAbstract" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOperatingCapitalAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_IncreaseDecreaseInOperatingCapitalAbstract" xml:lang="en-US" id="label_IncreaseDecreaseInOperatingCapitalAbstract_2">Change in:</link:label>
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    <link:label xlink:type="resource" xlink:label="label_IncreaseDecreaseInOtherOperatingAssets_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_IncreaseDecreaseInOtherOperatingAssets" xml:lang="en-US" id="label_IncreaseDecreaseInOtherOperatingAssets_2">Other assets</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_InvestmentIncomeTextBlock" xlink:label="InvestmentIncomeTextBlock" xlink:title="InvestmentIncomeTextBlock" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAbstract" xlink:to="label_LiabilitiesAbstract" xlink:title="label: LiabilitiesAbstract to label_LiabilitiesAbstract" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAbstract" xlink:to="label_LiabilitiesAbstract_2" xlink:title="label: LiabilitiesAbstract to label_LiabilitiesAbstract" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Liabilities" xlink:label="Liabilities" xlink:title="Liabilities" />
    <link:label xlink:type="resource" xlink:label="label_Liabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Liabilities" xml:lang="en-US" id="label_Liabilities">Liabilities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Liabilities" xlink:to="label_Liabilities" xlink:title="label: Liabilities to label_Liabilities" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_Liabilities_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Liabilities" xml:lang="en-US" id="label_Liabilities_2">Total liabilities</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract" xlink:label="LiabilitiesAndStockholdersEquityAbstract" xlink:title="LiabilitiesAndStockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesAndStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesAndStockholdersEquityAbstract" xml:lang="en-US" id="label_LiabilitiesAndStockholdersEquityAbstract">Liabilities and Equity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="label_LiabilitiesAndStockholdersEquityAbstract" xlink:title="label: LiabilitiesAndStockholdersEquityAbstract to label_LiabilitiesAndStockholdersEquityAbstract" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilitiesAndStockholdersEquityAbstract" xlink:to="label_LiabilitiesAndStockholdersEquityAbstract_2" xlink:title="label: LiabilitiesAndStockholdersEquityAbstract to label_LiabilitiesAndStockholdersEquityAbstract" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilitiesFairValueDisclosure" xlink:label="LiabilitiesFairValueDisclosure" xlink:title="LiabilitiesFairValueDisclosure" />
    <link:label xlink:type="resource" xlink:label="label_LiabilitiesFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilitiesFairValueDisclosure" xml:lang="en-US" id="label_LiabilitiesFairValueDisclosure">Financial and Nonfinancial Liabilities, Fair Value Disclosure</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross" xlink:label="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross" xlink:title="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross" />
    <link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross">Reserve for losses and LAE at beginning of period</link:label>
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    <link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross_2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross_2">Reserve for losses and LAE at end of period</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross" xlink:to="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross_2" xlink:title="label: LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross to label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseGross" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" xlink:label="LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" xlink:title="LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock" xml:lang="en-US" id="label_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock">Reserve for Losses and Loss Adjustment Expenses</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears" xlink:label="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears" xlink:title="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract" xlink:label="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract" xlink:title="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract" />
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    <link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract_2">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear" xlink:label="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear" xlink:title="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid" xlink:label="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid" xlink:title="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid" />
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    <link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaid_2">Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims" xlink:label="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims" xlink:title="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xlink:label="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xlink:title="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" />
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    <link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet_2">Reserve for losses and LAE</link:label>
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    <link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract_2">Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears" xlink:label="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears" xlink:title="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears" xlink:to="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears" xlink:title="label: LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears to label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears" xml:lang="en-US" id="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears_2">Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims, Prior Years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears" xlink:to="label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears_2" xlink:title="label: LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears to label_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsPriorYears" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:label="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:title="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xml:lang="en-US" id="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock">Accounts Receivable</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:title="label: LoansNotesTradeAndOtherReceivablesDisclosureTextBlock to label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_2" xlink:title="label: LoansNotesTradeAndOtherReceivablesDisclosureTextBlock to label_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LossContingencyAccrualCarryingValuePayments" xlink:label="LossContingencyAccrualCarryingValuePayments" xlink:title="LossContingencyAccrualCarryingValuePayments" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingencyAccrualCarryingValuePayments" xlink:to="label_LossContingencyAccrualCarryingValuePayments" xlink:title="label: LossContingencyAccrualCarryingValuePayments to label_LossContingencyAccrualCarryingValuePayments" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_LossContingencyAccrualCarryingValuePayments_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingencyAccrualCarryingValuePayments" xml:lang="en-US" id="label_LossContingencyAccrualCarryingValuePayments_2">Loss Contingency Accrual, Payments</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LossContingencyNatureDomain" xlink:label="LossContingencyNatureDomain" xlink:title="LossContingencyNatureDomain" />
    <link:label xlink:type="resource" xlink:label="label_LossContingencyNatureDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingencyNatureDomain" xml:lang="en-US" id="label_LossContingencyNatureDomain">Loss Contingency, Nature [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LossContingenciesTable" xlink:label="LossContingenciesTable" xlink:title="LossContingenciesTable" />
    <link:label xlink:type="resource" xlink:label="label_LossContingenciesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingenciesTable" xml:lang="en-US" id="label_LossContingenciesTable">Loss Contingencies [Table]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LossContingenciesLineItems" xlink:label="LossContingenciesLineItems" xlink:title="LossContingenciesLineItems" />
    <link:label xlink:type="resource" xlink:label="label_LossContingenciesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_LossContingenciesLineItems" xml:lang="en-US" id="label_LossContingenciesLineItems">Commitments and contingencies</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LossContingenciesLineItems" xlink:to="label_LossContingenciesLineItems" xlink:title="label: LossContingenciesLineItems to label_LossContingenciesLineItems" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_LossContingenciesLineItems_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_LossContingenciesLineItems" xml:lang="en-US" id="label_LossContingenciesLineItems_2">Loss Contingencies [Line Items]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_LossContingenciesByNatureOfContingencyAxis" xlink:label="LossContingenciesByNatureOfContingencyAxis" xlink:title="LossContingenciesByNatureOfContingencyAxis" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:label="MajorTypesOfDebtAndEquitySecuritiesDomain" xlink:title="MajorTypesOfDebtAndEquitySecuritiesDomain" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="label_MaximumMember" xlink:title="label: MaximumMember to label_MaximumMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_MaximumMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MaximumMember" xml:lang="en-US" id="label_MaximumMember_2">Maximum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="label_MaximumMember_2" xlink:title="label: MaximumMember to label_MaximumMember" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MaximumMember" xlink:to="label_MaximumMember_3" xlink:title="label: MaximumMember to label_MaximumMember" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="label_MinimumMember" xlink:title="label: MinimumMember to label_MinimumMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_MinimumMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_MinimumMember" xml:lang="en-US" id="label_MinimumMember_2">Minimum [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MinimumMember" xlink:to="label_MinimumMember_2" xlink:title="label: MinimumMember to label_MinimumMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_MoneyMarketFundsMember" xlink:label="MoneyMarketFundsMember" xlink:title="MoneyMarketFundsMember" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MoneyMarketFundsMember" xlink:to="label_MoneyMarketFundsMember_2" xlink:title="label: MoneyMarketFundsMember to label_MoneyMarketFundsMember" use="optional" />
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    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueThereafter to label_OperatingLeasesFutureMinimumPaymentsDueThereafter" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueThereafter_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueThereafter" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueThereafter_2">Operating Leases, Future Minimum Payments, Due Thereafter</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueThereafter" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueThereafter_2" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueThereafter to label_OperatingLeasesFutureMinimumPaymentsDueThereafter" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:label="OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:title="OperatingLeasesFutureMinimumPaymentsDueAbstract" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueAbstract">Future minimum lease payments of all non-cancelable operating leases</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueAbstract to label_OperatingLeasesFutureMinimumPaymentsDueAbstract" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueAbstract" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueAbstract_2">Operating Leases, Future Minimum Payments Due, Fiscal Year Maturity [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueAbstract" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueAbstract_2" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueAbstract to label_OperatingLeasesFutureMinimumPaymentsDueAbstract" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:label="OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:title="OperatingLeasesFutureMinimumPaymentsDueInFourYears" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueInFourYears">2017</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueInFourYears to label_OperatingLeasesFutureMinimumPaymentsDueInFourYears" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueInFourYears_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueInFourYears" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueInFourYears_2">Operating Leases, Future Minimum Payments, Due in Four Years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueInFourYears" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueInFourYears_2" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueInFourYears to label_OperatingLeasesFutureMinimumPaymentsDueInFourYears" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:label="OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:title="OperatingLeasesFutureMinimumPaymentsDueInThreeYears" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueInThreeYears">2016</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueInThreeYears to label_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_2">Operating Leases, Future Minimum Payments, Due in Three Years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueInThreeYears" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueInThreeYears_2" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueInThreeYears to label_OperatingLeasesFutureMinimumPaymentsDueInThreeYears" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:label="OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:title="OperatingLeasesFutureMinimumPaymentsDueCurrent" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueCurrent" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueCurrent">2014</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueCurrent to label_OperatingLeasesFutureMinimumPaymentsDueCurrent" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueCurrent_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueCurrent" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueCurrent_2">Operating Leases, Future Minimum Payments Due, Next Twelve Months</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueCurrent" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueCurrent_2" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueCurrent to label_OperatingLeasesFutureMinimumPaymentsDueCurrent" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" xlink:label="OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" xlink:title="OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals">Minimum sublease rental income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals to label_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals_2">Operating Leases, Future Minimum Payments Due, Future Minimum Sublease Rentals</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals_2" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals to label_OperatingLeasesFutureMinimumPaymentsDueFutureMinimumSubleaseRentals" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:label="OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:title="OperatingLeasesFutureMinimumPaymentsDueInTwoYears" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueInTwoYears">2015</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueInTwoYears to label_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_2">Operating Leases, Future Minimum Payments, Due in Two Years</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDueInTwoYears" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDueInTwoYears_2" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDueInTwoYears to label_OperatingLeasesFutureMinimumPaymentsDueInTwoYears" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OperatingLeasesFutureMinimumPaymentsDue" xlink:label="OperatingLeasesFutureMinimumPaymentsDue" xlink:title="OperatingLeasesFutureMinimumPaymentsDue" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDue" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDue">Total minimum payments required</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDue" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDue" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDue to label_OperatingLeasesFutureMinimumPaymentsDue" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_OperatingLeasesFutureMinimumPaymentsDue_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OperatingLeasesFutureMinimumPaymentsDue" xml:lang="en-US" id="label_OperatingLeasesFutureMinimumPaymentsDue_2">Operating Leases, Future Minimum Payments Due</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OperatingLeasesFutureMinimumPaymentsDue" xlink:to="label_OperatingLeasesFutureMinimumPaymentsDue_2" xlink:title="label: OperatingLeasesFutureMinimumPaymentsDue to label_OperatingLeasesFutureMinimumPaymentsDue" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:label="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:title="OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" />
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    <link:label xlink:type="resource" xlink:label="label_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock" xml:lang="en-US" id="label_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureTextBlock_2">Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:label="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:title="OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" />
    <link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossTaxPortionAttributableToParent1">Other comprehensive income (loss)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax">Less: Reclassification adjustment for gains included in net income (1)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax" xml:lang="en-US" id="label_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax_2">Less: Reclassification adjustment for gains included in net income (1)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_PremiumsReceivableGross" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PremiumsReceivableGross" xml:lang="en-US" id="label_PremiumsReceivableGross">Premiums receivable</link:label>
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    <link:label xlink:type="resource" xlink:label="label_PremiumsReceivableGross_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PremiumsReceivableGross" xml:lang="en-US" id="label_PremiumsReceivableGross_2">Premiums Receivable, Gross</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PremiumsWrittenNet" xlink:label="PremiumsWrittenNet" xlink:title="PremiumsWrittenNet" />
    <link:label xlink:type="resource" xlink:label="label_PremiumsWrittenNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PremiumsWrittenNet" xml:lang="en-US" id="label_PremiumsWrittenNet">Premiums Written, Net</link:label>
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    <link:label xlink:type="resource" xlink:label="label_PremiumsWrittenNet_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PremiumsWrittenNet" xml:lang="en-US" id="label_PremiumsWrittenNet_2">Net premiums written</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PremiumsWrittenNet" xlink:to="label_PremiumsWrittenNet_2" xlink:title="label: PremiumsWrittenNet to label_PremiumsWrittenNet" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PremiumsEarnedNet" xlink:label="PremiumsEarnedNet" xlink:title="PremiumsEarnedNet" />
    <link:label xlink:type="resource" xlink:label="label_PremiumsEarnedNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PremiumsEarnedNet" xml:lang="en-US" id="label_PremiumsEarnedNet">Premiums Earned, Net</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_PriorPeriodReclassificationAdjustment" xlink:label="PriorPeriodReclassificationAdjustment" xlink:title="PriorPeriodReclassificationAdjustment" />
    <link:label xlink:type="resource" xlink:label="label_PriorPeriodReclassificationAdjustment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_PriorPeriodReclassificationAdjustment" xml:lang="en-US" id="label_PriorPeriodReclassificationAdjustment">Prior Period Reclassification Adjustment</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PriorPeriodReclassificationAdjustment" xlink:to="label_PriorPeriodReclassificationAdjustment" xlink:title="label: PriorPeriodReclassificationAdjustment to label_PriorPeriodReclassificationAdjustment" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_PriorPeriodReclassificationAdjustment_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_PriorPeriodReclassificationAdjustment" xml:lang="en-US" id="label_PriorPeriodReclassificationAdjustment_2">Increase (Decrease) amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PriorPeriodReclassificationAdjustment" xlink:to="label_PriorPeriodReclassificationAdjustment_2" xlink:title="label: PriorPeriodReclassificationAdjustment to label_PriorPeriodReclassificationAdjustment" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities" xlink:label="ProceedsFromSaleOfAvailableForSaleSecurities" xlink:title="ProceedsFromSaleOfAvailableForSaleSecurities" />
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    <link:label xlink:type="resource" xlink:label="label_ReinsuranceRetentionPolicyReinsuredRiskPercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ReinsuranceRetentionPolicyReinsuredRiskPercentage" xml:lang="en-US" id="label_ReinsuranceRetentionPolicyReinsuredRiskPercentage">Reinsurance percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsuranceRetentionPolicyReinsuredRiskPercentage" xlink:to="label_ReinsuranceRetentionPolicyReinsuredRiskPercentage" xlink:title="label: ReinsuranceRetentionPolicyReinsuredRiskPercentage to label_ReinsuranceRetentionPolicyReinsuredRiskPercentage" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ReinsuranceRetentionPolicyReinsuredRiskPercentage_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ReinsuranceRetentionPolicyReinsuredRiskPercentage" xml:lang="en-US" id="label_ReinsuranceRetentionPolicyReinsuredRiskPercentage_2">Reinsurance Retention Policy, Reinsured Risk, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsuranceRetentionPolicyReinsuredRiskPercentage" xlink:to="label_ReinsuranceRetentionPolicyReinsuredRiskPercentage_2" xlink:title="label: ReinsuranceRetentionPolicyReinsuredRiskPercentage to label_ReinsuranceRetentionPolicyReinsuredRiskPercentage" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ReinsuranceRecoverables" xlink:label="ReinsuranceRecoverables" xlink:title="ReinsuranceRecoverables" />
    <link:label xlink:type="resource" xlink:label="label_ReinsuranceRecoverables" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_ReinsuranceRecoverables" xml:lang="en-US" id="label_ReinsuranceRecoverables">Less: Reinsurance recoverables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsuranceRecoverables" xlink:to="label_ReinsuranceRecoverables" xlink:title="label: ReinsuranceRecoverables to label_ReinsuranceRecoverables" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ReinsuranceRecoverables_2" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_ReinsuranceRecoverables" xml:lang="en-US" id="label_ReinsuranceRecoverables_2">Plus: Reinsurance recoverables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsuranceRecoverables" xlink:to="label_ReinsuranceRecoverables_2" xlink:title="label: ReinsuranceRecoverables to label_ReinsuranceRecoverables" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ReinsuranceRecoverables_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ReinsuranceRecoverables" xml:lang="en-US" id="label_ReinsuranceRecoverables_3">Reinsurance Recoverables</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ReinsuranceRecoverables" xlink:to="label_ReinsuranceRecoverables_3" xlink:title="label: ReinsuranceRecoverables to label_ReinsuranceRecoverables" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RelatedPartyTransactionDomain" xlink:label="RelatedPartyTransactionDomain" xlink:title="RelatedPartyTransactionDomain" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionDomain" xml:lang="en-US" id="label_RelatedPartyTransactionDomain">Related Party Transaction [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionDomain" xlink:to="label_RelatedPartyTransactionDomain" xlink:title="label: RelatedPartyTransactionDomain to label_RelatedPartyTransactionDomain" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RelatedPartyTransactionAxis" xlink:label="RelatedPartyTransactionAxis" xlink:title="RelatedPartyTransactionAxis" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionAxis" xml:lang="en-US" id="label_RelatedPartyTransactionAxis">Related Party Transaction [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionAxis" xlink:to="label_RelatedPartyTransactionAxis" xlink:title="label: RelatedPartyTransactionAxis to label_RelatedPartyTransactionAxis" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:label="RelatedPartyTransactionsByRelatedPartyAxis" xlink:title="RelatedPartyTransactionsByRelatedPartyAxis" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyTransactionsByRelatedPartyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyTransactionsByRelatedPartyAxis" xml:lang="en-US" id="label_RelatedPartyTransactionsByRelatedPartyAxis">Related Party [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyTransactionsByRelatedPartyAxis" xlink:to="label_RelatedPartyTransactionsByRelatedPartyAxis" xlink:title="label: RelatedPartyTransactionsByRelatedPartyAxis to label_RelatedPartyTransactionsByRelatedPartyAxis" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RelatedPartyDomain" xlink:label="RelatedPartyDomain" xlink:title="RelatedPartyDomain" />
    <link:label xlink:type="resource" xlink:label="label_RelatedPartyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RelatedPartyDomain" xml:lang="en-US" id="label_RelatedPartyDomain">Related Party [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RelatedPartyDomain" xlink:to="label_RelatedPartyDomain" xlink:title="label: RelatedPartyDomain to label_RelatedPartyDomain" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RestrictedStockUnitsRSUMember" xlink:label="RestrictedStockUnitsRSUMember" xlink:title="RestrictedStockUnitsRSUMember" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedStockUnitsRSUMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RestrictedStockUnitsRSUMember" xml:lang="en-US" id="label_RestrictedStockUnitsRSUMember">Nonvested share units</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedStockUnitsRSUMember" xlink:to="label_RestrictedStockUnitsRSUMember" xlink:title="label: RestrictedStockUnitsRSUMember to label_RestrictedStockUnitsRSUMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedStockUnitsRSUMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedStockUnitsRSUMember" xml:lang="en-US" id="label_RestrictedStockUnitsRSUMember_2">Restricted Stock Units (RSUs) [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedStockUnitsRSUMember" xlink:to="label_RestrictedStockUnitsRSUMember_2" xlink:title="label: RestrictedStockUnitsRSUMember to label_RestrictedStockUnitsRSUMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RestrictedStockMember" xlink:label="RestrictedStockMember" xlink:title="RestrictedStockMember" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RestrictedStockMember" xml:lang="en-US" id="label_RestrictedStockMember">Restricted Stock [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedStockMember" xlink:to="label_RestrictedStockMember" xlink:title="label: RestrictedStockMember to label_RestrictedStockMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedStockMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RestrictedStockMember" xml:lang="en-US" id="label_RestrictedStockMember_2">Restricted stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedStockMember" xlink:to="label_RestrictedStockMember_2" xlink:title="label: RestrictedStockMember to label_RestrictedStockMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_RestrictedStockMember_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_RestrictedStockMember" xml:lang="en-US" id="label_RestrictedStockMember_3">Nonvested shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RestrictedStockMember" xlink:to="label_RestrictedStockMember_3" xlink:title="label: RestrictedStockMember to label_RestrictedStockMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsMember" xlink:label="RetainedEarningsMember" xlink:title="RetainedEarningsMember" />
    <link:label xlink:type="resource" xlink:label="label_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsMember" xml:lang="en-US" id="label_RetainedEarningsMember">Retained Earnings [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsMember" xlink:to="label_RetainedEarningsMember" xlink:title="label: RetainedEarningsMember to label_RetainedEarningsMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_RetainedEarningsMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RetainedEarningsMember" xml:lang="en-US" id="label_RetainedEarningsMember_2">Retained Earnings (Accumulated Deficit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsMember" xlink:to="label_RetainedEarningsMember_2" xlink:title="label: RetainedEarningsMember to label_RetainedEarningsMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RetainedEarningsAccumulatedDeficit" xlink:label="RetainedEarningsAccumulatedDeficit" xlink:title="RetainedEarningsAccumulatedDeficit" />
    <link:label xlink:type="resource" xlink:label="label_RetainedEarningsAccumulatedDeficit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RetainedEarningsAccumulatedDeficit" xml:lang="en-US" id="label_RetainedEarningsAccumulatedDeficit">Retained Earnings (Accumulated Deficit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAccumulatedDeficit" xlink:to="label_RetainedEarningsAccumulatedDeficit" xlink:title="label: RetainedEarningsAccumulatedDeficit to label_RetainedEarningsAccumulatedDeficit" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_RetainedEarningsAccumulatedDeficit_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RetainedEarningsAccumulatedDeficit" xml:lang="en-US" id="label_RetainedEarningsAccumulatedDeficit_2">Retained earnings (accumulated deficit)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RetainedEarningsAccumulatedDeficit" xlink:to="label_RetainedEarningsAccumulatedDeficit_2" xlink:title="label: RetainedEarningsAccumulatedDeficit to label_RetainedEarningsAccumulatedDeficit" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_Revenues" xlink:label="Revenues" xlink:title="Revenues" />
    <link:label xlink:type="resource" xlink:label="label_Revenues" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_Revenues" xml:lang="en-US" id="label_Revenues">Revenues</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Revenues" xlink:to="label_Revenues" xlink:title="label: Revenues to label_Revenues" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_Revenues_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_Revenues" xml:lang="en-US" id="label_Revenues_2">Total revenues</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Revenues" xlink:to="label_Revenues_2" xlink:title="label: Revenues to label_Revenues" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_RevenuesAbstract" xlink:label="RevenuesAbstract" xlink:title="RevenuesAbstract" />
    <link:label xlink:type="resource" xlink:label="label_RevenuesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_RevenuesAbstract" xml:lang="en-US" id="label_RevenuesAbstract">Revenues [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenuesAbstract" xlink:to="label_RevenuesAbstract" xlink:title="label: RevenuesAbstract to label_RevenuesAbstract" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_RevenuesAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_RevenuesAbstract" xml:lang="en-US" id="label_RevenuesAbstract_2">Revenues:</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RevenuesAbstract" xlink:to="label_RevenuesAbstract_2" xlink:title="label: RevenuesAbstract to label_RevenuesAbstract" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:label="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:title="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage">Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Rights, Percentage</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:title="label: SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage to label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_2">Percentage of vesting</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_2" xlink:title="label: SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage to label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xml:lang="en-US" id="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_3">Nonvested Common Shares Earned (as a percent)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" xlink:to="label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage_3" xlink:title="label: SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage to label_SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScenarioForecastMember" xlink:label="ScenarioForecastMember" xlink:title="ScenarioForecastMember" />
    <link:label xlink:type="resource" xlink:label="label_ScenarioForecastMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScenarioForecastMember" xml:lang="en-US" id="label_ScenarioForecastMember">Scenario, Forecast [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScenarioForecastMember" xlink:to="label_ScenarioForecastMember" xlink:title="label: ScenarioForecastMember to label_ScenarioForecastMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ScenarioForecastMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ScenarioForecastMember" xml:lang="en-US" id="label_ScenarioForecastMember_2">Expected</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScenarioForecastMember" xlink:to="label_ScenarioForecastMember_2" xlink:title="label: ScenarioForecastMember to label_ScenarioForecastMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScenarioUnspecifiedDomain" xlink:label="ScenarioUnspecifiedDomain" xlink:title="ScenarioUnspecifiedDomain" />
    <link:label xlink:type="resource" xlink:label="label_ScenarioUnspecifiedDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScenarioUnspecifiedDomain" xml:lang="en-US" id="label_ScenarioUnspecifiedDomain">Scenario, Unspecified [Domain]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScenarioUnspecifiedDomain" xlink:to="label_ScenarioUnspecifiedDomain" xlink:title="label: ScenarioUnspecifiedDomain to label_ScenarioUnspecifiedDomain" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesTable" xlink:label="ScheduleOfAvailableForSaleSecuritiesTable" xlink:title="ScheduleOfAvailableForSaleSecuritiesTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfAvailableForSaleSecuritiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfAvailableForSaleSecuritiesTable" xml:lang="en-US" id="label_ScheduleOfAvailableForSaleSecuritiesTable">Schedule of Available-for-sale Securities [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAvailableForSaleSecuritiesTable" xlink:to="label_ScheduleOfAvailableForSaleSecuritiesTable" xlink:title="label: ScheduleOfAvailableForSaleSecuritiesTable to label_ScheduleOfAvailableForSaleSecuritiesTable" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:label="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:title="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" />
    <link:label xlink:type="resource" xlink:label="label_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xml:lang="en-US" id="label_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable">Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:to="label_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" xlink:title="label: ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable to label_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable" use="optional" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:label="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:title="ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfShareBasedCompensationActivityTableTextBlock" xlink:label="ScheduleOfShareBasedCompensationActivityTableTextBlock" xlink:title="ScheduleOfShareBasedCompensationActivityTableTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:label="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:title="ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:label="ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:title="ScheduleOfAvailableForSaleSecuritiesLineItems" />
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    <link:label xlink:type="resource" xlink:label="label_ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock" xml:lang="en-US" id="label_ScheduleOfCompensationCostForShareBasedPaymentArrangementsAllocationOfShareBasedCompensationCostsByPlanTableTextBlock_2">Schedule of Compensation Cost for Share-based Payment Arrangements, Allocation of Share-based Compensation Costs by Plan [Table Text Block]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:label="ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" xlink:title="ScheduleOfAvailableForSaleSecuritiesReconciliationTableTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:label="ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:title="ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:label="ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" xlink:title="ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsAdditionalDisclosuresAbstract" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" />
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:label="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:title="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Available for Grant</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized">Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:to="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:title="label: ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized to label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xml:lang="en-US" id="label_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_2">Shares authorized</link:label>
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    <link:label xlink:type="resource" xlink:label="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xml:lang="en-US" id="label_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain">Equity Award [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharesIssued" xlink:label="SharesIssued" xlink:title="SharesIssued" />
    <link:label xlink:type="resource" xlink:label="label_SharesIssued" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SharesIssued" xml:lang="en-US" id="label_SharesIssued">Total shares issued as of beginning of year</link:label>
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    <link:label xlink:type="resource" xlink:label="label_SharesIssued_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharesIssued" xml:lang="en-US" id="label_SharesIssued_2">Shares, Issued</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesIssued" xlink:to="label_SharesIssued_2" xlink:title="label: SharesIssued to label_SharesIssued" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SharesPaidForTaxWithholdingForShareBasedCompensation" xlink:label="SharesPaidForTaxWithholdingForShareBasedCompensation" xlink:title="SharesPaidForTaxWithholdingForShareBasedCompensation" />
    <link:label xlink:type="resource" xlink:label="label_SharesPaidForTaxWithholdingForShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SharesPaidForTaxWithholdingForShareBasedCompensation" xml:lang="en-US" id="label_SharesPaidForTaxWithholdingForShareBasedCompensation">Shares Paid for Tax Withholding for Share Based Compensation</link:label>
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    <link:label xlink:type="resource" xlink:label="label_SharesPaidForTaxWithholdingForShareBasedCompensation_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SharesPaidForTaxWithholdingForShareBasedCompensation" xml:lang="en-US" id="label_SharesPaidForTaxWithholdingForShareBasedCompensation_2">Shares tendered by employees to pay employee withholding taxes</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SharesPaidForTaxWithholdingForShareBasedCompensation" xlink:to="label_SharesPaidForTaxWithholdingForShareBasedCompensation_2" xlink:title="label: SharesPaidForTaxWithholdingForShareBasedCompensation to label_SharesPaidForTaxWithholdingForShareBasedCompensation" use="optional" />
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    <link:label xlink:type="resource" xlink:label="label_ShortTermInvestments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShortTermInvestments" xml:lang="en-US" id="label_ShortTermInvestments">Short-term Investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermInvestments" xlink:to="label_ShortTermInvestments" xlink:title="label: ShortTermInvestments to label_ShortTermInvestments" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ShortTermInvestments_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShortTermInvestments" xml:lang="en-US" id="label_ShortTermInvestments_2">Short-term investments</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_ShortTermInvestmentsMember" xlink:label="ShortTermInvestmentsMember" xlink:title="ShortTermInvestmentsMember" />
    <link:label xlink:type="resource" xlink:label="label_ShortTermInvestmentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_ShortTermInvestmentsMember" xml:lang="en-US" id="label_ShortTermInvestmentsMember">Short-term investments</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermInvestmentsMember" xlink:to="label_ShortTermInvestmentsMember" xlink:title="label: ShortTermInvestmentsMember to label_ShortTermInvestmentsMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_ShortTermInvestmentsMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_ShortTermInvestmentsMember" xml:lang="en-US" id="label_ShortTermInvestmentsMember_2">Short-term Investments [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermInvestmentsMember" xlink:to="label_ShortTermInvestmentsMember_2" xlink:title="label: ShortTermInvestmentsMember to label_ShortTermInvestmentsMember" use="optional" />
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    <link:label xlink:type="resource" xlink:label="label_StatementScenarioAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementScenarioAxis" xml:lang="en-US" id="label_StatementScenarioAxis">Scenario [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementScenarioAxis" xlink:to="label_StatementScenarioAxis" xlink:title="label: StatementScenarioAxis to label_StatementScenarioAxis" use="optional" />
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    <link:label xlink:type="resource" xlink:label="label_StatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementTable" xml:lang="en-US" id="label_StatementTable">Statement [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatementTable" xlink:to="label_StatementTable" xlink:title="label: StatementTable to label_StatementTable" use="optional" />
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    <link:label xlink:type="resource" xlink:label="label_StatementLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StatementLineItems" xml:lang="en-US" id="label_StatementLineItems">Statement</link:label>
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    <link:label xlink:type="resource" xlink:label="label_StatementLineItems_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementLineItems" xml:lang="en-US" id="label_StatementLineItems_2">Statement [Line Items]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_StatementOfStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementOfStockholdersEquityAbstract" xml:lang="en-US" id="label_StatementOfStockholdersEquityAbstract">Condensed Consolidated Statements of Changes in Stockholders' Equity</link:label>
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    <link:label xlink:type="resource" xlink:label="label_StatementGeographicalAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatementGeographicalAxis" xml:lang="en-US" id="label_StatementGeographicalAxis">Geographical [Axis]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatutoryAccountingPracticesTable" xml:lang="en-US" id="label_StatutoryAccountingPracticesTable">Statutory Accounting Practices [Table]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesTable" xlink:to="label_StatutoryAccountingPracticesTable" xlink:title="label: StatutoryAccountingPracticesTable to label_StatutoryAccountingPracticesTable" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:label="StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:title="StatutoryAccountingPracticesStatutoryNetIncomeAmount" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StatutoryAccountingPracticesStatutoryNetIncomeAmount" xml:lang="en-US" id="label_StatutoryAccountingPracticesStatutoryNetIncomeAmount">Statutory net income</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:to="label_StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:title="label: StatutoryAccountingPracticesStatutoryNetIncomeAmount to label_StatutoryAccountingPracticesStatutoryNetIncomeAmount" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesStatutoryNetIncomeAmount_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatutoryAccountingPracticesStatutoryNetIncomeAmount" xml:lang="en-US" id="label_StatutoryAccountingPracticesStatutoryNetIncomeAmount_2">Statutory Accounting Practices, Statutory Net Income Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesStatutoryNetIncomeAmount" xlink:to="label_StatutoryAccountingPracticesStatutoryNetIncomeAmount_2" xlink:title="label: StatutoryAccountingPracticesStatutoryNetIncomeAmount to label_StatutoryAccountingPracticesStatutoryNetIncomeAmount" use="optional" />
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    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StatutoryAccountingPracticesLineItems" xml:lang="en-US" id="label_StatutoryAccountingPracticesLineItems">Statutory accounting</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesLineItems" xlink:to="label_StatutoryAccountingPracticesLineItems" xlink:title="label: StatutoryAccountingPracticesLineItems to label_StatutoryAccountingPracticesLineItems" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StatutoryAccountingPracticesLineItems_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StatutoryAccountingPracticesLineItems" xml:lang="en-US" id="label_StatutoryAccountingPracticesLineItems_2">Statutory Accounting Practices [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StatutoryAccountingPracticesLineItems" xlink:to="label_StatutoryAccountingPracticesLineItems_2" xlink:title="label: StatutoryAccountingPracticesLineItems to label_StatutoryAccountingPracticesLineItems" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:label="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:title="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities">Conversion of Class A and Class B-2 common shares into Common Shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:to="label_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:title="label: StockIssuedDuringPeriodValueConversionOfConvertibleSecurities to label_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_2">Stock Issued During Period, Value, Conversion of Convertible Securities</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" xlink:to="label_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_2" xlink:title="label: StockIssuedDuringPeriodValueConversionOfConvertibleSecurities to label_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssued1" xlink:label="StockIssued1" xlink:title="StockIssued1" />
    <link:label xlink:type="resource" xlink:label="label_StockIssued1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssued1" xml:lang="en-US" id="label_StockIssued1">Stock Issued</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssued1" xlink:to="label_StockIssued1" xlink:title="label: StockIssued1 to label_StockIssued1" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockIssued1_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockIssued1" xml:lang="en-US" id="label_StockIssued1_2">Issuance of management incentive shares (see Note 6)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssued1" xlink:to="label_StockIssued1_2" xlink:title="label: StockIssued1 to label_StockIssued1" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockCompensationPlanMember" xlink:label="StockCompensationPlanMember" xlink:title="StockCompensationPlanMember" />
    <link:label xlink:type="resource" xlink:label="label_StockCompensationPlanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockCompensationPlanMember" xml:lang="en-US" id="label_StockCompensationPlanMember">Stock</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockCompensationPlanMember" xlink:to="label_StockCompensationPlanMember" xlink:title="label: StockCompensationPlanMember to label_StockCompensationPlanMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockCompensationPlanMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockCompensationPlanMember" xml:lang="en-US" id="label_StockCompensationPlanMember_2">Stock Compensation Plan [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockCompensationPlanMember" xlink:to="label_StockCompensationPlanMember_2" xlink:title="label: StockCompensationPlanMember to label_StockCompensationPlanMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationForfeited" xlink:label="StockIssuedDuringPeriodValueShareBasedCompensationForfeited" xlink:title="StockIssuedDuringPeriodValueShareBasedCompensationForfeited" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueShareBasedCompensationForfeited" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodValueShareBasedCompensationForfeited" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueShareBasedCompensationForfeited">Stock Issued During Period, Value, Share-based Compensation, Forfeited</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueShareBasedCompensationForfeited" xlink:to="label_StockIssuedDuringPeriodValueShareBasedCompensationForfeited" xlink:title="label: StockIssuedDuringPeriodValueShareBasedCompensationForfeited to label_StockIssuedDuringPeriodValueShareBasedCompensationForfeited" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueShareBasedCompensationForfeited_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_StockIssuedDuringPeriodValueShareBasedCompensationForfeited" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueShareBasedCompensationForfeited_2">Forfeiture of management incentive shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueShareBasedCompensationForfeited" xlink:to="label_StockIssuedDuringPeriodValueShareBasedCompensationForfeited_2" xlink:title="label: StockIssuedDuringPeriodValueShareBasedCompensationForfeited to label_StockIssuedDuringPeriodValueShareBasedCompensationForfeited" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensationGross" xlink:label="StockIssuedDuringPeriodValueShareBasedCompensationGross" xlink:title="StockIssuedDuringPeriodValueShareBasedCompensationGross" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueShareBasedCompensationGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodValueShareBasedCompensationGross" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueShareBasedCompensationGross">Stock Issued During Period, Value, Share-based Compensation, Gross</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueShareBasedCompensationGross" xlink:to="label_StockIssuedDuringPeriodValueShareBasedCompensationGross" xlink:title="label: StockIssuedDuringPeriodValueShareBasedCompensationGross to label_StockIssuedDuringPeriodValueShareBasedCompensationGross" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodValueShareBasedCompensationGross_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockIssuedDuringPeriodValueShareBasedCompensationGross" xml:lang="en-US" id="label_StockIssuedDuringPeriodValueShareBasedCompensationGross_2">Issuance of management incentive shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodValueShareBasedCompensationGross" xlink:to="label_StockIssuedDuringPeriodValueShareBasedCompensationGross_2" xlink:title="label: StockIssuedDuringPeriodValueShareBasedCompensationGross to label_StockIssuedDuringPeriodValueShareBasedCompensationGross" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockIssuedDuringPeriodSharesNewIssues" xlink:label="StockIssuedDuringPeriodSharesNewIssues" xlink:title="StockIssuedDuringPeriodSharesNewIssues" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodSharesNewIssues" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockIssuedDuringPeriodSharesNewIssues" xml:lang="en-US" id="label_StockIssuedDuringPeriodSharesNewIssues">Stock Issued During Period, Shares, New Issues</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesNewIssues" xlink:to="label_StockIssuedDuringPeriodSharesNewIssues" xlink:title="label: StockIssuedDuringPeriodSharesNewIssues to label_StockIssuedDuringPeriodSharesNewIssues" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockIssuedDuringPeriodSharesNewIssues_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockIssuedDuringPeriodSharesNewIssues" xml:lang="en-US" id="label_StockIssuedDuringPeriodSharesNewIssues_2">Shares issued</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockIssuedDuringPeriodSharesNewIssues" xlink:to="label_StockIssuedDuringPeriodSharesNewIssues_2" xlink:title="label: StockIssuedDuringPeriodSharesNewIssues to label_StockIssuedDuringPeriodSharesNewIssues" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityAbstract" xlink:label="StockholdersEquityAbstract" xlink:title="StockholdersEquityAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityAbstract" xml:lang="en-US" id="label_StockholdersEquityAbstract">Stockholders' Equity Attributable to Parent [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityAbstract" xlink:to="label_StockholdersEquityAbstract" xlink:title="label: StockholdersEquityAbstract to label_StockholdersEquityAbstract" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockholdersEquityAbstract" xml:lang="en-US" id="label_StockholdersEquityAbstract_2">Stockholders' Equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityAbstract" xlink:to="label_StockholdersEquityAbstract_2" xlink:title="label: StockholdersEquityAbstract to label_StockholdersEquityAbstract" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityPeriodIncreaseDecrease" xlink:label="StockholdersEquityPeriodIncreaseDecrease" xlink:title="StockholdersEquityPeriodIncreaseDecrease" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityPeriodIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityPeriodIncreaseDecrease" xml:lang="en-US" id="label_StockholdersEquityPeriodIncreaseDecrease">Stockholders' Equity, Period Increase (Decrease)</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityPeriodIncreaseDecrease" xlink:to="label_StockholdersEquityPeriodIncreaseDecrease" xlink:title="label: StockholdersEquityPeriodIncreaseDecrease to label_StockholdersEquityPeriodIncreaseDecrease" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquity" xlink:label="StockholdersEquity" xlink:title="StockholdersEquity" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquity" xml:lang="en-US" id="label_StockholdersEquity">Stockholders' Equity Attributable to Parent</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="label_StockholdersEquity" xlink:title="label: StockholdersEquity to label_StockholdersEquity" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquity_2" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:title="label_StockholdersEquity" xml:lang="en-US" id="label_StockholdersEquity_2">Total stockholders' equity</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="label_StockholdersEquity_2" xlink:title="label: StockholdersEquity to label_StockholdersEquity" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquity_3" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:title="label_StockholdersEquity" xml:lang="en-US" id="label_StockholdersEquity_3">Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="label_StockholdersEquity_3" xlink:title="label: StockholdersEquity to label_StockholdersEquity" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquity_4" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:title="label_StockholdersEquity" xml:lang="en-US" id="label_StockholdersEquity_4">Balance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquity" xlink:to="label_StockholdersEquity_4" xlink:title="label: StockholdersEquity to label_StockholdersEquity" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityNoteAbstract" xlink:label="StockholdersEquityNoteAbstract" xlink:title="StockholdersEquityNoteAbstract" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityNoteAbstract" xml:lang="en-US" id="label_StockholdersEquityNoteAbstract">Equity Funding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteAbstract" xlink:to="label_StockholdersEquityNoteAbstract" xlink:title="label: StockholdersEquityNoteAbstract to label_StockholdersEquityNoteAbstract" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:label="StockholdersEquityNoteDisclosureTextBlock" xlink:title="StockholdersEquityNoteDisclosureTextBlock" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockholdersEquityNoteDisclosureTextBlock" xml:lang="en-US" id="label_StockholdersEquityNoteDisclosureTextBlock">Equity Funding</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="label_StockholdersEquityNoteDisclosureTextBlock" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to label_StockholdersEquityNoteDisclosureTextBlock" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteDisclosureTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityNoteDisclosureTextBlock" xml:lang="en-US" id="label_StockholdersEquityNoteDisclosureTextBlock_2">Stockholders' Equity Note Disclosure [Text Block]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteDisclosureTextBlock" xlink:to="label_StockholdersEquityNoteDisclosureTextBlock_2" xlink:title="label: StockholdersEquityNoteDisclosureTextBlock to label_StockholdersEquityNoteDisclosureTextBlock" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:label="StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="StockholdersEquityNoteStockSplitConversionRatio1" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteStockSplitConversionRatio1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_StockholdersEquityNoteStockSplitConversionRatio1" xml:lang="en-US" id="label_StockholdersEquityNoteStockSplitConversionRatio1">Share split ratio</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StockholdersEquityNoteStockSplitConversionRatio1" xlink:to="label_StockholdersEquityNoteStockSplitConversionRatio1" xlink:title="label: StockholdersEquityNoteStockSplitConversionRatio1 to label_StockholdersEquityNoteStockSplitConversionRatio1" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_StockholdersEquityNoteStockSplitConversionRatio1_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_StockholdersEquityNoteStockSplitConversionRatio1" xml:lang="en-US" id="label_StockholdersEquityNoteStockSplitConversionRatio1_2">Stockholders' Equity Note, Stock Split, Conversion Ratio</link:label>
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    <link:label xlink:type="resource" xlink:label="label_SubsequentEventsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubsequentEventsTextBlock" xml:lang="en-US" id="label_SubsequentEventsTextBlock">Subsequent Events</link:label>
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    <link:label xlink:type="resource" xlink:label="label_SubsequentEventsTextBlock_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventsTextBlock" xml:lang="en-US" id="label_SubsequentEventsTextBlock_2">Subsequent Events [Text Block]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_SubsequentEventsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventsAbstract" xml:lang="en-US" id="label_SubsequentEventsAbstract">Subsequent Events</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventsAbstract" xlink:to="label_SubsequentEventsAbstract" xlink:title="label: SubsequentEventsAbstract to label_SubsequentEventsAbstract" use="optional" />
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    <link:label xlink:type="resource" xlink:label="label_SubsequentEventTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventTable" xml:lang="en-US" id="label_SubsequentEventTable">Subsequent Event [Table]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SubsequentEventLineItems" xlink:label="SubsequentEventLineItems" xlink:title="SubsequentEventLineItems" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubsequentEventLineItems" xml:lang="en-US" id="label_SubsequentEventLineItems">Subsequent events</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventLineItems" xlink:to="label_SubsequentEventLineItems" xlink:title="label: SubsequentEventLineItems to label_SubsequentEventLineItems" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventLineItems_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventLineItems" xml:lang="en-US" id="label_SubsequentEventLineItems_2">Subsequent Event [Line Items]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventLineItems" xlink:to="label_SubsequentEventLineItems_2" xlink:title="label: SubsequentEventLineItems to label_SubsequentEventLineItems" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SubsequentEventMember" xlink:label="SubsequentEventMember" xlink:title="SubsequentEventMember" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SubsequentEventMember" xml:lang="en-US" id="label_SubsequentEventMember">Subsequent Events</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventMember" xlink:to="label_SubsequentEventMember" xlink:title="label: SubsequentEventMember to label_SubsequentEventMember" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventMember" xml:lang="en-US" id="label_SubsequentEventMember_2">Subsequent Event [Member]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventMember" xlink:to="label_SubsequentEventMember_2" xlink:title="label: SubsequentEventMember to label_SubsequentEventMember" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SubsequentEventTypeDomain" xlink:label="SubsequentEventTypeDomain" xlink:title="SubsequentEventTypeDomain" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventTypeDomain" xml:lang="en-US" id="label_SubsequentEventTypeDomain">Subsequent Event Type [Domain]</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SubsequentEventTypeAxis" xlink:label="SubsequentEventTypeAxis" xlink:title="SubsequentEventTypeAxis" />
    <link:label xlink:type="resource" xlink:label="label_SubsequentEventTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SubsequentEventTypeAxis" xml:lang="en-US" id="label_SubsequentEventTypeAxis">Subsequent Event Type [Axis]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SubsequentEventTypeAxis" xlink:to="label_SubsequentEventTypeAxis" xlink:title="label: SubsequentEventTypeAxis to label_SubsequentEventTypeAxis" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_SupplementalCashFlowInformationAbstract" xlink:label="SupplementalCashFlowInformationAbstract" xlink:title="SupplementalCashFlowInformationAbstract" />
    <link:label xlink:type="resource" xlink:label="label_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_SupplementalCashFlowInformationAbstract" xml:lang="en-US" id="label_SupplementalCashFlowInformationAbstract">Supplemental Disclosure of Cash Flow Information</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="label_SupplementalCashFlowInformationAbstract" xlink:title="label: SupplementalCashFlowInformationAbstract to label_SupplementalCashFlowInformationAbstract" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_SupplementalCashFlowInformationAbstract_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_SupplementalCashFlowInformationAbstract" xml:lang="en-US" id="label_SupplementalCashFlowInformationAbstract_2">Supplemental Cash Flow Information [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SupplementalCashFlowInformationAbstract" xlink:to="label_SupplementalCashFlowInformationAbstract_2" xlink:title="label: SupplementalCashFlowInformationAbstract to label_SupplementalCashFlowInformationAbstract" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockValueAcquiredCostMethod" xlink:label="TreasuryStockValueAcquiredCostMethod" xlink:title="TreasuryStockValueAcquiredCostMethod" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockValueAcquiredCostMethod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockValueAcquiredCostMethod" xml:lang="en-US" id="label_TreasuryStockValueAcquiredCostMethod">Treasury Stock, Value, Acquired, Cost Method</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockValueAcquiredCostMethod" xlink:to="label_TreasuryStockValueAcquiredCostMethod" xlink:title="label: TreasuryStockValueAcquiredCostMethod to label_TreasuryStockValueAcquiredCostMethod" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockValueAcquiredCostMethod_2" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_TreasuryStockValueAcquiredCostMethod" xml:lang="en-US" id="label_TreasuryStockValueAcquiredCostMethod_2">Treasury stock acquired</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockShares" xlink:label="TreasuryStockShares" xlink:title="TreasuryStockShares" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockShares" xml:lang="en-US" id="label_TreasuryStockShares">Treasury Stock, Shares</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockShares" xlink:to="label_TreasuryStockShares" xlink:title="label: TreasuryStockShares to label_TreasuryStockShares" use="optional" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockShares_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_TreasuryStockShares" xml:lang="en-US" id="label_TreasuryStockShares_2">Treasury stock, shares</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockRetiredCostMethodAmount" xlink:label="TreasuryStockRetiredCostMethodAmount" xlink:title="TreasuryStockRetiredCostMethodAmount" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockRetiredCostMethodAmount" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:title="label_TreasuryStockRetiredCostMethodAmount" xml:lang="en-US" id="label_TreasuryStockRetiredCostMethodAmount">Cancellation of treasury stock</link:label>
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    <link:label xlink:type="resource" xlink:label="label_TreasuryStockRetiredCostMethodAmount_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockRetiredCostMethodAmount" xml:lang="en-US" id="label_TreasuryStockRetiredCostMethodAmount_2">Treasury Stock, Retired, Cost Method, Amount</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="TreasuryStockRetiredCostMethodAmount" xlink:to="label_TreasuryStockRetiredCostMethodAmount_2" xlink:title="label: TreasuryStockRetiredCostMethodAmount to label_TreasuryStockRetiredCostMethodAmount" use="optional" />
    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_TreasuryStockMember" xlink:label="TreasuryStockMember" xlink:title="TreasuryStockMember" />
    <link:label xlink:type="resource" xlink:label="label_TreasuryStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockMember" xml:lang="en-US" id="label_TreasuryStockMember">Treasury Stock [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_TreasuryStockMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_TreasuryStockMember" xml:lang="en-US" id="label_TreasuryStockMember_2">Treasury Stock</link:label>
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    <link:label xlink:type="resource" xlink:label="label_TreasuryStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TreasuryStockValue" xml:lang="en-US" id="label_TreasuryStockValue">Treasury Stock, Value</link:label>
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    <link:label xlink:type="resource" xlink:label="label_TypeOfArrangementAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_TypeOfArrangementAxis" xml:lang="en-US" id="label_TypeOfArrangementAxis">Type of Arrangement and Non-arrangement Transactions [Axis]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_WeightedAverageMember_2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WeightedAverageMember" xml:lang="en-US" id="label_WeightedAverageMember_2">Weighted Average [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WeightedAverageNumberOfSharesOutstandingAbstract" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingAbstract">Weighted Average Number of Shares Outstanding, Diluted [Abstract]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingAbstract_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_WeightedAverageNumberOfSharesOutstandingAbstract" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingAbstract_2">Weighted average common shares outstanding:</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesContingentlyIssuable" xlink:label="WeightedAverageNumberOfSharesContingentlyIssuable" xlink:title="WeightedAverageNumberOfSharesContingentlyIssuable" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesContingentlyIssuable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WeightedAverageNumberOfSharesContingentlyIssuable" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesContingentlyIssuable">Weighted Average Number of Shares, Contingently Issuable</link:label>
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    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesContingentlyIssuable_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_WeightedAverageNumberOfSharesContingentlyIssuable" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesContingentlyIssuable_2">Weighted average contingently issuable share awards outstanding (in shares)</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:label="WeightedAverageNumberOfSharesOutstandingBasic" xlink:title="WeightedAverageNumberOfSharesOutstandingBasic" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingBasic" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingBasic">Basic (in shares)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingBasic_2" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingBasic_2">Basic weighted average common shares outstanding</link:label>
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    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfSharesOutstandingBasic_3" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WeightedAverageNumberOfSharesOutstandingBasic" xml:lang="en-US" id="label_WeightedAverageNumberOfSharesOutstandingBasic_3">Weighted Average Number of Shares Outstanding, Basic</link:label>
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    <link:loc xlink:type="locator" xlink:href="http://xbrl.fasb.org/us-gaap/2013/elts/us-gaap-2013-01-31.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:label="WeightedAverageNumberOfDilutedSharesOutstanding" xlink:title="WeightedAverageNumberOfDilutedSharesOutstanding" />
    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US" id="label_WeightedAverageNumberOfDilutedSharesOutstanding">Weighted Average Number of Shares Outstanding, Diluted</link:label>
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    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfDilutedSharesOutstanding_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US" id="label_WeightedAverageNumberOfDilutedSharesOutstanding_2">Diluted (in shares)</link:label>
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    <link:label xlink:type="resource" xlink:label="label_WeightedAverageNumberOfDilutedSharesOutstanding_3" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:title="label_WeightedAverageNumberOfDilutedSharesOutstanding" xml:lang="en-US" id="label_WeightedAverageNumberOfDilutedSharesOutstanding_3">Diluted weighted average common shares outstanding</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_QuotaShareReinsuranceTransactionMember" xlink:label="QuotaShareReinsuranceTransactionMember" xlink:title="QuotaShareReinsuranceTransactionMember" />
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    <link:label xlink:type="resource" xlink:label="label_QuotaShareReinsuranceTransactionMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_QuotaShareReinsuranceTransactionMember" xml:lang="en-US" id="label_QuotaShareReinsuranceTransactionMember_2">Quota share reinsurance transaction</link:label>
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    <link:label xlink:type="resource" xlink:label="label_QuotaShareReinsuranceTransactionMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_QuotaShareReinsuranceTransactionMember" xml:lang="en-US" id="label_QuotaShareReinsuranceTransactionMember_3">Represents an agreement between an insurer and a reinsurer whereby the reinsurer pays an agreed-upon percentage of all losses the insurer sustains.</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_InsuranceCoverageForSinglePoolOfLoans" xlink:label="InsuranceCoverageForSinglePoolOfLoans" xlink:title="InsuranceCoverageForSinglePoolOfLoans" />
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    <link:label xlink:type="resource" xlink:label="label_InsuranceCoverageForSinglePoolOfLoans_2" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_InsuranceCoverageForSinglePoolOfLoans" xml:lang="en-US" id="label_InsuranceCoverageForSinglePoolOfLoans_2">Represents the coverage for a single pool of loans acquired by the insured, as provided by the insurance agreement.</link:label>
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    <link:label xlink:type="resource" xlink:label="label_InsuranceCoverageForSinglePoolOfLoans_3" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_InsuranceCoverageForSinglePoolOfLoans" xml:lang="en-US" id="label_InsuranceCoverageForSinglePoolOfLoans_3">Potential losses insured on pool of loans</link:label>
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    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember" xlink:label="FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember" xlink:title="FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember" />
    <link:label xlink:type="resource" xlink:label="label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember" xml:lang="en-US" id="label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember">Freddie Mac Agency Credit Insurance Structure Insurance Policy [Member]</link:label>
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    <link:label xlink:type="resource" xlink:label="label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember" xml:lang="en-US" id="label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember_2">Freddie Mac's Agency Credit Insurance Structure insurance policy</link:label>
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    <link:label xlink:type="resource" xlink:label="label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember" xml:lang="en-US" id="label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember_3">Represents the insurance policy issued in connection with Freddie Mac's Agency Credit Insurance Structure.</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember" xlink:to="label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember_3" xlink:title="label: FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember to label_FreddieMacAgencyCreditInsuranceStructureInsurancePolicyMember" />
    <link:loc xlink:type="locator" xlink:href="esnt-20140630.xsd#esnt_FannieMaePoolOfLoansInsuranceMember" xlink:label="FannieMaePoolOfLoansInsuranceMember" xlink:title="FannieMaePoolOfLoansInsuranceMember" />
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    <link:label xlink:type="resource" xlink:label="label_FannieMaePoolOfLoansInsuranceMember_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:title="label_FannieMaePoolOfLoansInsuranceMember" xml:lang="en-US" id="label_FannieMaePoolOfLoansInsuranceMember_2">Fannie Mae pool of loans insurance</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FannieMaePoolOfLoansInsuranceMember" xlink:to="label_FannieMaePoolOfLoansInsuranceMember_2" xlink:title="label: FannieMaePoolOfLoansInsuranceMember to label_FannieMaePoolOfLoansInsuranceMember" />
    <link:label xlink:type="resource" xlink:label="label_FannieMaePoolOfLoansInsuranceMember_3" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:title="label_FannieMaePoolOfLoansInsuranceMember" xml:lang="en-US" id="label_FannieMaePoolOfLoansInsuranceMember_3">Represents insurance on a Fannie Mae pool of loans.</link:label>
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