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  <xsd:element name="EquityFundingArrangementFeePercentage" id="esnt_EquityFundingArrangementFeePercentage" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EquityFundingArrangementMaximumPotentialConsideration" id="esnt_EquityFundingArrangementMaximumPotentialConsideration" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="NumberOfLoansInDefault" id="esnt_NumberOfLoansInDefault" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant" />
  <xsd:element name="AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" id="esnt_AccumulatedOtherComprehensiveIncomeLossTaxEffectRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AccumulatedOtherComprehensiveIncomeLossTax" id="esnt_AccumulatedOtherComprehensiveIncomeLossTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="IncomeTaxesLineItems" id="esnt_IncomeTaxesLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncomeTaxesTable" id="esnt_IncomeTaxesTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <element id="esnt_ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock" name="ScheduleOfSharesEarnedUnvestedPerformanceSharesTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationAtWeightedAverageStatutoryIncomeTaxRate" id="esnt_EffectiveIncomeTaxRateReconciliationAtWeightedAverageStatutoryIncomeTaxRate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateNondeductibleExpense" id="esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateNondeductibleExpense" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateTaxExemptIncome" id="esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateTaxExemptIncome" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateChangeInDeferredTaxAssetsValuationAllowance" id="esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateChangeInDeferredTaxAssetsValuationAllowance" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateOtherAdjustments" id="esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateOtherAdjustments" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CompoundedAnnualBookValuePerShareGrowthAchieved11PercentMember" id="esnt_CompoundedAnnualBookValuePerShareGrowthAchieved11PercentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CompoundedAnnualBookValuePerShareGrowthAchieved12PercentMember" id="esnt_CompoundedAnnualBookValuePerShareGrowthAchieved12PercentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember" id="esnt_CompoundedAnnualBookValuePerShareGrowthAchieved13PercentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember" id="esnt_CompoundedAnnualBookValuePerShareGrowthAchieved14PercentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember" id="esnt_CompoundedAnnualBookValuePerShareGrowthAchieved15PercentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <element id="esnt_StockConversionRatio" name="StockConversionRatio" nillable="true" type="xbrli:pureItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod" id="esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EssentGroupLimited2013LongTermIncentivePlanMember" id="esnt_EssentGroupLimited2013LongTermIncentivePlanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VestingBasedOnServiceAndPerformanceMember" id="esnt_VestingBasedOnServiceAndPerformanceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VestingBasedOnServiceMember" id="esnt_VestingBasedOnServiceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" id="esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualNumberOfAdditionalSharesAuthorized" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" id="esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAnnualAdditionalSharesAuthorizedAsPercentageOfOutstandingShares" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CompoundedAnnualBookValuePerShareGrowthRate" id="esnt_CompoundedAnnualBookValuePerShareGrowthRate" type="num:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" id="esnt_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateNondeductibleExpense" id="esnt_IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateNondeductibleExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateTaxExemptIncome" id="esnt_IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateTaxExemptIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateValuationAllowance" id="esnt_IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateValuationAllowance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateOtherAdjustments" id="esnt_IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateOtherAdjustments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="DeferredTaxLiabilitiesContingencyReserves" id="esnt_DeferredTaxLiabilitiesContingencyReserves" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="CommonClassAAndClassB2Member" id="esnt_CommonClassAAndClassB2Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <element id="esnt_MortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" name="MortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="debit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <xsd:element name="IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" id="esnt_IncreaseDecreaseInMortgageGuarantyInsurerUnitedStatesMortgageGuarantyTaxAndLossBonds" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="SpecialRevenueMunicipalBondsMember" id="esnt_SpecialRevenueMunicipalBondsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GeneralObligationMunicipalBondsMember" id="esnt_GeneralObligationMunicipalBondsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TaxAllocationMunicipalBondsMember" id="esnt_TaxAllocationMunicipalBondsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VestingCriteriaAxis" id="esnt_VestingCriteriaAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VestingCriteriaDomain" id="esnt_VestingCriteriaDomain" type="nonnum:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember" id="esnt_FirstAnniversaryOfCompletionOfPerformancePeriodVestingMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="VestingBasedOnPerformanceMember" id="esnt_VestingBasedOnPerformanceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CertificationOfParticipationBondsMember" id="esnt_CertificationOfParticipationBondsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <element id="esnt_LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage" name="LoansAndLeasesReceivableConsumerMortgageInsuredDownPaymentPercentage" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_EssentReinsuranceLtdMember" name="EssentReinsuranceLtdMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <xsd:element name="QuotaShareReinsuranceTransactionMember" id="esnt_QuotaShareReinsuranceTransactionMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <element id="esnt_RepaymentsOfContractualObligationsToSeller" name="RepaymentsOfContractualObligationsToSeller" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_SpecialAssessmentBondMember" name="SpecialAssessmentBondMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardPeriodToDateVestingRightsPercentage" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardPeriodToDateVestingRightsPercentage" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApprovalDividendPaymentPeriod" name="StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApprovalDividendPaymentPeriod" nillable="true" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApprovalPreviousFiscalYearEndStatutoryPolicyholdersSurplusPercentage" name="StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApprovalPreviousFiscalYearEndStatutoryPolicyholdersSurplusPercentage" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_EssentUsHoldingsIncMember" name="EssentUsHoldingsIncMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_CapitalStockDisclosureTextBlock" name="CapitalStockDisclosureTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_CapitalMaintenanceAgreementDisclosureTextBlock" name="CapitalMaintenanceAgreementDisclosureTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_PurchasedSoftwareMember" name="PurchasedSoftwareMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_WorkforceInPlaceMember" name="WorkforceInPlaceMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_TriadGuarantyIncorporatedAndTriadGuarantyInsuranceCorporationAssetsAndContractualObligationsMember" name="TriadGuarantyIncorporatedAndTriadGuarantyInsuranceCorporationAssetsAndContractualObligationsMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_TriadGuarantyIncorporatedAndTriadGuarantyInsuranceCorporationMember" name="TriadGuarantyIncorporatedAndTriadGuarantyInsuranceCorporationMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_SellerLiabilitiesAssumedMember" name="SellerLiabilitiesAssumedMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_FixedPaymentObligationToSellerMember" name="FixedPaymentObligationToSellerMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ContingentPaymentObligationToSellerMember" name="ContingentPaymentObligationToSellerMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ServiceAgreementMember" name="ServiceAgreementMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_BusinessCombinationNumberOfEmployees" name="BusinessCombinationNumberOfEmployees" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_BusinessCombinationContingentConsiderationArrangementsPeriodAfterClosingDateForCommencementOfContingentPayments" name="BusinessCombinationContingentConsiderationArrangementsPeriodAfterClosingDateForCommencementOfContingentPayments" nillable="true" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_BusinessCombinationContingentConsiderationArrangementsNumberOfSemiAnnualInstallmentsForContingentPayments" name="BusinessCombinationContingentConsiderationArrangementsNumberOfSemiAnnualInstallmentsForContingentPayments" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_BusinessCombinationContingentConsiderationArrangementsBasisForAmountMortgageInsurancePoliciesWrittenUnpaidPrincipalBalanceOnMortgageLoans" name="BusinessCombinationContingentConsiderationArrangementsBasisForAmountMortgageInsurancePoliciesWrittenUnpaidPrincipalBalanceOnMortgageLoans" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_BusinessCombinationContingentConsiderationArrangementsPeriodPriorToCommencementOfContingentPaymentsForMeasurementOfContingentPaymentObligation" name="BusinessCombinationContingentConsiderationArrangementsPeriodPriorToCommencementOfContingentPaymentsForMeasurementOfContingentPaymentObligation" nillable="true" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_BusinessCombinationCostOfAcquisitionPaymentsForTransactionCosts" name="BusinessCombinationCostOfAcquisitionPaymentsForTransactionCosts" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentAssets" name="BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentAssets" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="debit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAllocationPercentage" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedAssetsAllocationPercentage" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_CommonStockDividendRatePercentageOfIssuePricePerAnnum" name="CommonStockDividendRatePercentageOfIssuePricePerAnnum" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_CommonStockNumberOfVotesPerShare" name="CommonStockNumberOfVotesPerShare" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_MaximumNumberOfVotesPerShareCertainShareholdersUnder9.5PercentShareholderProvision" name="MaximumNumberOfVotesPerShareCertainShareholdersUnder9.5PercentShareholderProvision" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_MinimumNumberOfVotesPerShareOtherShareholdersUnder9.5PercentShareholderProvision" name="MinimumNumberOfVotesPerShareOtherShareholdersUnder9.5PercentShareholderProvision" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ShareholderVotingRightsOwnershipPercentageThreshold" name="ShareholderVotingRightsOwnershipPercentageThreshold" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_GoldmanSachsGroupIncMember" name="GoldmanSachsGroupIncMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_InvestmentAdvisoryAgreementMember" name="InvestmentAdvisoryAgreementMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_PercentageOfOutstandingSharesHeldByInvestor" name="PercentageOfOutstandingSharesHeldByInvestor" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_CapitalMaintenanceAgreementMember" name="CapitalMaintenanceAgreementMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_RevenuesOtherThanPremiumsEarnedNet" name="RevenuesOtherThanPremiumsEarnedNet" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_IncomeLossFromContinuingOperationsBeforeIncomeLossFromEquityMethodInvestments" name="IncomeLossFromContinuingOperationsBeforeIncomeLossFromEquityMethodInvestments" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ScheduleOfEffectiveIncomeTaxRateReconciliationAtWeightedAverageIncomeTaxRateTableTextBlock" name="ScheduleOfEffectiveIncomeTaxRateReconciliationAtWeightedAverageIncomeTaxRateTableTextBlock" nillable="true" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_RestrictedSharePlan2009Member" name="RestrictedSharePlan2009Member" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_SharesSoldBySellingShareholders" name="SharesSoldBySellingShareholders" nillable="true" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_IncentiveProgramBonusAwardFiscalYearPerformanceMember" name="IncentiveProgramBonusAwardFiscalYearPerformanceMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_LongTermIncentiveBonusAwardMember" name="LongTermIncentiveBonusAwardMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsConversionOfStockSharesConvertedInPeriod" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsConversionOfStockSharesConvertedInPeriod" nillable="true" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsConversionOfStockSharesConvertedWeightedAverageGrantDateFairValue" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsConversionOfStockSharesConvertedWeightedAverageGrantDateFairValue" nillable="true" type="num:perShareItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_FormerEmployeesMember" name="FormerEmployeesMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ReinsuranceRetentionPolicyReinsuredRiskPercentageThreshold" name="ReinsuranceRetentionPolicyReinsuredRiskPercentageThreshold" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ExcessMortgageInsuranceCoverageMember" name="ExcessMortgageInsuranceCoverageMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_OneLenderMember" name="OneLenderMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal" name="MortgageGuarantyInsuranceContractsMonthlyPoliciesEarnedPremiumPercentageOfTotal" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_PrimaryMortgageGuarantyInsuranceContractsSinglePremiumPoliciesThresholdPeriodOfCoverage" name="PrimaryMortgageGuarantyInsuranceContractsSinglePremiumPoliciesThresholdPeriodOfCoverage" nillable="true" type="xbrli:durationItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment" name="NonRefundableSinglePremiumPrimaryMortgageInsuranceUnearnedPremiumRecognizedAsEarnedUponCancellationDueToLoanRepayment" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNumberOfConsecutiveMissedLoanPaymentsForClassificationOfLoanAsInDefault" name="LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNumberOfConsecutiveMissedLoanPaymentsForClassificationOfLoanAsInDefault" nillable="true" type="xbrli:integerItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_RiskToCapitalRatio" name="RiskToCapitalRatio" nillable="true" type="xbrli:pureItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_SecondaryOfferingMember" name="SecondaryOfferingMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_PremiumDeficiencyReserve" name="PremiumDeficiencyReserve" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_EssentGroupLimitedMember" name="EssentGroupLimitedMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_EssentGroupLimitedAndIntermediateHoldingCompaniesMember" name="EssentGroupLimitedAndIntermediateHoldingCompaniesMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ConversionOfStockClassOfCommonSharesIntoSingleClassOfCommonSharesMember" name="ConversionOfStockClassOfCommonSharesIntoSingleClassOfCommonSharesMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ShareBasedCompensationAwardTrancheFourMember" name="ShareBasedCompensationAwardTrancheFourMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_DiscountedCashFlowsApproachValuationTechniqueMember" name="DiscountedCashFlowsApproachValuationTechniqueMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_UnderwritingAgreementsMember" name="UnderwritingAgreementsMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_GoldmanSachsAssetManagementLimitedPartnershipMember" name="GoldmanSachsAssetManagementLimitedPartnershipMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_IncomeTaxTable" name="IncomeTaxTable" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_IncomeTaxLineItems" name="IncomeTaxLineItems" nillable="true" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_OtherUnderwritingAndOperatingExpensesMember" name="OtherUnderwritingAndOperatingExpensesMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_IncentiveStockOptionsMember" name="IncentiveStockOptionsMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_EssentIrishIntermediateHoldingsLimitedMember" name="EssentIrishIntermediateHoldingsLimitedMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_UnitedStatesIrelandTaxTreatyBenefitsAvailedMember" name="UnitedStatesIrelandTaxTreatyBenefitsAvailedMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_AbsentBenefitsOfUnitedStatesIrelandTaxTreatyMember" name="AbsentBenefitsOfUnitedStatesIrelandTaxTreatyMember" nillable="true" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_ForeignEarningsRepatriatedWithholdingTaxRatePercent" name="ForeignEarningsRepatriatedWithholdingTaxRatePercent" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_DeferredTaxLiabilitiesUndistributedDomesticEarnings" name="DeferredTaxLiabilitiesUndistributedDomesticEarnings" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="instant" xbrli:balance="credit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_PaymentsForInvestorFee" name="PaymentsForInvestorFee" nillable="true" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xbrli:balance="credit" xmlns="http://www.w3.org/2001/XMLSchema" />
  <element id="esnt_FairValueInputsStructuredAgencyCreditRiskDebtNotesCreditSpread" name="FairValueInputsStructuredAgencyCreditRiskDebtNotesCreditSpread" nillable="true" type="num:percentItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" xmlns="http://www.w3.org/2001/XMLSchema" />
</xsd:schema>
