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  <xs:element id="esnt_MaximumNumberOfVotesCertainShareholdersUnder95PercentShareholderProvision" abstract="false" name="MaximumNumberOfVotesCertainShareholdersUnder95PercentShareholderProvision" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="esnt_MinimumNumberOfVotesOtherShareholders" abstract="false" name="MinimumNumberOfVotesOtherShareholders" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="esnt_EssentGroupLimited2013LongTermIncentivePlanMember" abstract="true" name="EssentGroupLimited2013LongTermIncentivePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_VestingCriteriaAxis" abstract="true" name="VestingCriteriaAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="esnt_VestingCriteriaDomain" abstract="false" name="VestingCriteriaDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_VestingBasedOnServiceMember" abstract="true" name="VestingBasedOnServiceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_VestingBasedOnPerformanceMember" abstract="true" name="VestingBasedOnPerformanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved16PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved16PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_VestingBasedOnServiceAndPerformanceMember" abstract="true" name="VestingBasedOnServiceAndPerformanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CertainSeniorManagementMember" abstract="true" name="CertainSeniorManagementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_EmployeeMember" abstract="true" name="EmployeeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CertainEmployeesMember" abstract="true" name="CertainEmployeesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_NonvestedSharesShareUnitsOrDEUMember" abstract="true" name="NonvestedSharesShareUnitsOrDEUMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_NonvestedSharesShareUnitsMember" abstract="true" name="NonvestedSharesShareUnitsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_IncentiveProgramBonusAwardFiscalYearPerformanceMember" abstract="true" name="IncentiveProgramBonusAwardFiscalYearPerformanceMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_TwoThousandSeventeenEighteenNineteenTwentyPerformanceBasedGrantsMember" abstract="true" name="TwoThousandSeventeenEighteenNineteenTwentyPerformanceBasedGrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardPerformancePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardsEarnedPercentageOfTargetSharesGranted" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardsEarnedPercentageOfTargetSharesGranted" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="esnt_TwoThousandTwentyPerformanceBasedGrantsMember" abstract="true" name="TwoThousandTwentyPerformanceBasedGrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_TwoThousandNineteenPerformanceBasedGrantsMember" abstract="true" name="TwoThousandNineteenPerformanceBasedGrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved13PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved13PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved14PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved14PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved15PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved15PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved17PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved17PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved18PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved18PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved12PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved12PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved10PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved10PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved8PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved8PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved6PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved6PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved11PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved11PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved9PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved9PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved7PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved7PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValueAchieved5PercentMember" abstract="true" name="CompoundedAnnualGrowthRateThreeYearBookValueAchieved5PercentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_RelativeTotalShareholderReturnAxis" abstract="true" name="RelativeTotalShareholderReturnAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="esnt_RelativeTotalShareholderReturnDomain" abstract="true" name="RelativeTotalShareholderReturnDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_ShareBasedPaymentArrangementLessThanOrEqualTo25thPercentileMember" abstract="true" name="ShareBasedPaymentArrangementLessThanOrEqualTo25thPercentileMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_ShareBasedPaymentArrangement50thPercentileMember" abstract="true" name="ShareBasedPaymentArrangement50thPercentileMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_ShareBasedPaymentArrangementGreaterThanOrEqualTo75thPercentileMember" abstract="true" name="ShareBasedPaymentArrangementGreaterThanOrEqualTo75thPercentileMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_CompoundedAnnualBookValueGrowthRate" abstract="false" name="CompoundedAnnualBookValueGrowthRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="esnt_CompoundedAnnualGrowthRateThreeYearBookValue" abstract="false" name="CompoundedAnnualGrowthRateThreeYearBookValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="esnt_DividendEquivalentUnitMember" abstract="true" name="DividendEquivalentUnitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_TileInsuranceSubsidiaryMember" abstract="true" name="TileInsuranceSubsidiaryMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="esnt_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" abstract="false" name="IncomeTaxReconciliationIncomeTaxExpenseBenefitAtWeightedAverageIncomeTaxRate" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_EffectiveIncomeTaxRateReconciliationStateAndLocalNetOfFederalBenefit" abstract="false" name="EffectiveIncomeTaxRateReconciliationStateAndLocalNetOfFederalBenefit" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateNondeductibleExpense" abstract="false" name="IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateNondeductibleExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateTaxExemptIncome" abstract="false" name="IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateTaxExemptIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateOtherAdjustments" abstract="false" name="IncomeTaxReconciliationAtWeightedAverageIncomeTaxRateOtherAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_EffectiveIncomeTaxRateReconciliationAtWeightedAverageStatutoryIncomeTaxRate" abstract="false" name="EffectiveIncomeTaxRateReconciliationAtWeightedAverageStatutoryIncomeTaxRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="esnt_EffectiveIncomeTaxRateReconciliationStateAndLocalTaxesNetOfFederalBenefitPercent" abstract="false" name="EffectiveIncomeTaxRateReconciliationStateAndLocalTaxesNetOfFederalBenefitPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateNondeductibleExpense" abstract="false" name="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateNondeductibleExpense" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateTaxExemptIncome" abstract="false" name="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateTaxExemptIncome" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="esnt_EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateOtherAdjustments" abstract="false" name="EffectiveIncomeTaxRateReconciliationWeightedAverageStatutoryIncomeTaxRateOtherAdjustments" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="esnt_UnitedStatesIrelandTaxTreatyBenefitsAvailedMember" abstract="true" name="UnitedStatesIrelandTaxTreatyBenefitsAvailedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_AbsentBenefitsOfUnitedStatesIrelandTaxTreatyMember" abstract="true" name="AbsentBenefitsOfUnitedStatesIrelandTaxTreatyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_EssentUsHoldingsIncMember" abstract="true" name="EssentUsHoldingsIncMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_EssentIrishIntermediateHoldingsLimitedMember" abstract="true" name="EssentIrishIntermediateHoldingsLimitedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_ForeignEarningsRepatriatedWithholdingTaxRatePercent" abstract="false" name="ForeignEarningsRepatriatedWithholdingTaxRatePercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="esnt_DeferredTaxLiabilitiesUndistributedDomesticEarnings" abstract="false" name="DeferredTaxLiabilitiesUndistributedDomesticEarnings" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_DeferredTaxLiabilitiesContingencyReserves" abstract="false" name="DeferredTaxLiabilitiesContingencyReserves" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_DeferredTaxAssetsDeferredExpenseUnearnedCedingCommissions" abstract="false" name="DeferredTaxAssetsDeferredExpenseUnearnedCedingCommissions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_DeferredTaxAssetsStartUpExpensesNet" abstract="false" name="DeferredTaxAssetsStartUpExpensesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_TwoThousandTwentyFourPerformanceBasedGrantsMember" abstract="true" name="TwoThousandTwentyFourPerformanceBasedGrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="esnt_TwoThousandTwentyThreePerformanceBasedGrantsMember" abstract="true" name="TwoThousandTwentyThreePerformanceBasedGrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_TwoThousandTwentyTwoPerformanceBasedGrantsMember" abstract="true" name="TwoThousandTwentyTwoPerformanceBasedGrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="esnt_TwoThousandTwentyOnePerformanceBasedGrantsMember" abstract="true" name="TwoThousandTwentyOnePerformanceBasedGrantsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="esnt_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardPeriodToDateVestingRightsPercentage" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardPeriodToDateVestingRightsPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="esnt_AOCIAttributableToParentBeforeTaxRollForward" abstract="true" name="AOCIAttributableToParentBeforeTaxRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="esnt_AOCIAttributableToParentTaxRollForward" abstract="true" name="AOCIAttributableToParentTaxRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="esnt_StatutoryAccountingPracticesStatutorySurplusBalance" abstract="false" name="StatutoryAccountingPracticesStatutorySurplusBalance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_StatutoryAccountingPracticesStatutoryContingencyReserveLiability" abstract="false" name="StatutoryAccountingPracticesStatutoryContingencyReserveLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" abstract="false" name="StatutoryAccountingPracticesIncreaseDecreaseInContingencyReserve" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_StatutoryAccountingPracticesContingencyReservesReleased" abstract="false" name="StatutoryAccountingPracticesContingencyReservesReleased" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_AgentsNationalTitleAndBostonNationalTitleMember" abstract="true" name="AgentsNationalTitleAndBostonNationalTitleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="esnt_NetPremiumEarnedMember" abstract="true" name="NetPremiumEarnedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="esnt_SettlementServicesRevenuesMember" abstract="true" name="SettlementServicesRevenuesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="esnt_BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedShortTermInvestments" abstract="false" name="BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedShortTermInvestments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentOtherAssets" abstract="false" name="BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentOtherAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentReserveForLosses" abstract="false" name="BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentReserveForLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentOtherLiabilities" abstract="false" name="BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentOtherLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentNetAssets" abstract="false" name="BusinessCombinationProvisionalInformationInitialAccountingIncompleteAdjustmentNetAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_MortgageInsuranceSegmentMember" abstract="true" name="MortgageInsuranceSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="esnt_PremiumAndOtherTaxes" abstract="false" name="PremiumAndOtherTaxes" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_ReinsuranceCededPremiumsEarnedCedingCommission" abstract="false" name="ReinsuranceCededPremiumsEarnedCedingCommission" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_OtherUnderwritingAndOperatingExpensesOther" abstract="false" name="OtherUnderwritingAndOperatingExpensesOther" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_ExpenseRatio" abstract="false" name="ExpenseRatio" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="esnt_IncomeLossFromOtherInvestedAssets" abstract="false" name="IncomeLossFromOtherInvestedAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_IncomeLossFromContinuingOperationsBeforeIncomeLossFromEquityMethodInvestments" abstract="false" name="IncomeLossFromContinuingOperationsBeforeIncomeLossFromEquityMethodInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="esnt_MarkCasaleMember" abstract="true" name="MarkCasaleMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="esnt_MaryGibbonsMember" abstract="true" name="MaryGibbonsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
</xs:schema>
