Essent Guaranty, Inc.

Founded in 2008, Essent is a private mortgage insurer, approved by Fannie Mae and Freddie Mac and licensed nationwide.

Headquartered in Radnor, PA, Essent offers private mortgage insurance, also known as mortgage guaranty insurance, MI or private MI, for single-family mortgage loans in the United States, providing private capital to mitigate mortgage credit risk for lenders and investors. This, in turn, allows lenders to make additional mortgage financing available to prospective homeowners.

Focused on managing risk and dedicated to serving as a strong and fair counterparty, Essent is a partner you can trust and rely on — now and for years to come.

Essent is rated A3 by Moody's, A (Excellent) by A.M. Best, and BBB+ by Standard & Poor's.1 As of March 31, 2020, Essent has $165.6 billion of Insurance in Force.

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1 For more information about A.M. Best ratings, go to For more information about Standard & Poor’s ratings, go to Information about Moody’s Investors Service ratings is available at